The Royal Bank of Scotland uses Worldpay as their card payment services provider. They offer their business clients a full range of services, tailored to the individuals needs of each business, backed by the expertise and experience of both RSB and Worldpay.
RSB Merchant Services Credit Card Processing & Payment Services
RSB Merchant Services Payments
RSB Merchant Services has a range of payment solutions for accepting payments over the phone, online, via invoice or in person. The company accepts a range of payments types in over 140 currencies:
- Visa
- Mastercard
- American Express
- JCB
- PayPal
- Diners
- Discover cards
- Local European payments – Giropay, SOFORT, esp, iDEAL
- Contactless
- Apple Pay
- Android Pay
- Samsung Pay
Other RSB Merchant Services Products and Services
- Real Time Data – Live dashboard and export reports
- Simple Order Management
- Webhooks
RSB Merchant Services Pricing & Fees
RSB Merchant Services refers prospective business clients to Worldpay for quotes. The prices and fees listed below are from Worldpay’s (Cardnet’s) website.
Face to Face
- Pay as You Go includes: –
- Choice of desktop, portable or mobile terminal
- Choice of bolt on options
- PCI annual management fee
- No fixed monthly commitment
- Single transaction rate
- One off, upfront terminal admin fee (£150 for standard terminal)
- Higher fees for premium transactions
- 18-month terminal hire agreement
- 12-month contract
- Fixed monthly – starts at £49.99 and includes transactions up to a set threshold and authorisation fees. It includes: –
- Fixed monthly rate
- Transaction fees
- Terminal rental fee
- Choice of desktop, portable or mobile terminal
- PCI annual management fee
- Worldpay Benefits Club
- 18-month terminal hire agreement
- 12-month contract
- Standard – combination of regular monthly fees and transaction charges based on business volumes. Monthly terminal rental fee from £15.45 and variable transaction rates based on business volumes
- Minimum monthly service charge – £15 per month
- PCI annual management fee – £29.99
- Transaction authorisation fees apply
- Separate Debit and Credit transaction rates
- Premium transactions incur higher fees
- 18 or 36-month terminal hire agreement
- Choice of desktop, portable or mobile terminal
- Worldpay Benefits Club
- 12-month contract
Online
- Pay as You Go – includes: –
- Online payments gateway
- Choice of bolt on options
- PCI annual management fee
- Transaction authorisation fees apply
- Gateway fee is 10p per transaction
- Fixed Monthly – £49.99 includes transactions up to set threshold and authorisation fees. Also includes: –
- Fixed monthly rate
- Online transaction fees
- Online payments gateways
- Virtual terminal
- Business Manager
- PCI annual management fee
- WorldPay Benefits Club
- Standard – monthly online payments gateway fee £19.95
- 350 online gateway transactions
- Virtual terminal
- Pay by Link
- Business Manager
- Worldpay benefits club
- Transaction authorisation fees apply
- Separate Debit and Credit card transaction rates
- Gateway fee, 10p per transaction after first 350
- PCI annual management fee £29.99
- Premium transactions incur higher fee
Source: WorldPay Pricing
To see that that compares have a look at: 2019 UK Merchant Account and Credit Card Processing Fee Comparison.
RSB Merchant Services Features
- Accepts all major debit and credit cards
- Accepts lesser-known international credit and debit card
- Fast clearance of international payments
- Fast payouts
- Fraud screening
- Range of payment types
- Payments can be taken in 140 currencies
- 24/7 UK based support
- Mobile Card machine
- Portable Card machine
- Countertop Card machine
- Pay by Link
- Recurring payments
- Worldpay Benefits Club
- Business manager
Company Background
The Royal Bank of Scotland was founded in Edinburgh in 1727. It is made up of hundreds of past banks which, together, make up the identity of the Royal Bank of Scotland. Some of these banks, such as Coutts (1692), Child & Co (1640) and Drummonds (1712) are even older than RSB.
It was only in 1874 that RSB was able to have a presence in London. It wasn’t until the 1960s that Scottish banks were allowed to open branches in England and vice versa. RSB was hit hard by the 2008 crash and had to be bailed out. Since then, it has worked hard to rebuild resilience, trust and shareholder value.
Worldpay was a subsidiary of RSB until it was sold to Bain Capital and Advent International in 2010. The two companies retained their close relationship, with Worldpay acting as merchant services provider for RSB.
RSB Merchant Services Pros & Cons
There are no online reviews for RSB Merchant Services. However, RSB offers its prospective business clients a great variety of products, tailored to their individual needs and, this is backed by the expertise of Worldpay. The general consensus of opinion is that RSB Merchant Services’ marketing is directed more towards large businesses and corporations than to SMEs.
Website: www.rbs.co.uk
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