Merchant Machine

2024 Market Review Of UK Card Schemes And Payment Processing Fees


By: Ian Wright | Last Updated: April 25, 2025

The Payment Systems Regulator (PSR) has published an interim report on the market review of scheme and processing fees associated with Mastercard and Visa, the two largest card payment system operators in the UK. The report sets out the provisional findings and potential regulatory actions to address concerns about the competitive constraints and transparency of […]

The Highest-Rated Markets in the World, According to Tourist Reviews


By: Ian Wright | Last Updated: April 25, 2025

Just as food tastes better outdoors, shopping feels more real when wandering around a market. Of course, there’s the sense that you’re shopping the same way your ancestors did, a romanticized idea of the consumerism of yesteryear. But there are also the immediate thrills and spills of the bustling marketplace. Unique or rare products, salespeople […]

The Most Popular Merch in Every Country [MAP]


By: Ian Wright | Last Updated: April 25, 2025

A piece of branded merchandise is a gift that keeps on giving. For the consumer, merch is a way to express their identity, pledge allegiance to brands they align with and connect with like-minded fans. For your brand, the value of merch continues long past the moment of sale. A loved garment with a loved […]

Visualising How Our Online Shopping Taste Changes With Age


By: Ian Wright | Last Updated: April 25, 2025

Do you ever hear a brand name that makes you pause for a moment of nostalgia? Or cringe at seeing a shop logo or slogan you hadn’t thought about for years? Discovering a store or brand that excites you can be a notable moment. But when the same brand drifts out of your life a […]

The Personal Finance Apps That Use The Most Data


By: Ian Wright | Last Updated: April 25, 2025

Personal finance apps promise to whip our bank accounts into shape or provide deals to take some of the expense out of shopping. And with many consumers not being taught how to handle their finances at school, this modern phenomenon is, in part, a welcome development. One study found ‘statistically significant Improvement’s in the ‘financial […]

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