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CutPay Merchant Services Payments Reviews: UK Fees & Pricing


By: Ian Wright | Last Updated: April 25, 2025

CutPay

CutPay Merchant Services provides a variety of card payment solutions to its clients and aims to provide the best quotes available in the card payment processing market. The company’s confidence is backed by the promise that it will give customers £50 cash if their quote is higher than their present processing fees.

Sections

  • CutPay Processing & Payment Services
  • Other CutPay Products and Services
  • CutPay Pricing & Fees
  •  CutPay Features
  • Company Background
  • CutPay Pros & Cons
  • CutPay Reviews

CutPay Processing & Payment Services

CutPay Payments

CutPay accepts payments from all major debit and credit cards, including: –

  • MasterCard
  • Maestro
  • Visa
  • Visa Electron

Other CutPay Products and Services

CutPay also offer their customers the following products and services: –

  • Ingenico and Spire terminals
  • ICRTouch for hospitality, restaurants, takeaway, bars and retail

CutPay Pricing & Fees

Virtual Terminals – starting from £14.99 per month (includes 400 transactions)

CutPay only lists its pricing for Virtual Terminals on its website.  Other pricing and fees can be obtained by contacting the company directly.

To see how their prices compare have a look at: UK Merchant Account and Credit Card Processing Fee Comparison.

 CutPay Features

  • Fast account opening
  • Good value – lowest price guaranteed
  • 24/7 technical support
  • PCI compliance support
  • Dynamic currency conversion
  • Card terminals
  • EPOS terminals
  • Ecommerce solutions support most major shopping carts
  • MOTO
  • High risk businesses
  • Recurring payments
  • Free chargebacks
  • Tokenisation
  • Dedicated account manager
  • White label
  • Merchant cash advance

Company Background

CutPay is a private limited company with share capital that was incorporated on 16th March 2015.  The company’s head office is in Newcastle upon Tyne, UK.  The company began its life with a staff of two but now has over 40 employees.  CutPay’s website gives no information on its history or management team and no detailed information on its products and services.

CutPay Pros & Cons

The following pros and cons are based on information available on CutPay’s website and reviews from Trustpilot.  Unfortunately, CutPay has very few online reviews.

Pros:

  • Excellent customer service
  • Competitive pricing
  • Professional
  • Easy set up

Cons:

  • Promise to buy out first contract didn’t materialise
  • Slow response to complaints

CutPay Reviews

  • Trustpilot: 4.1 out of 5 based on 31 reviews

CutPay’s score is 4.1 out of 5 (based on Trustpilot).

Website: www.cutpay.co.uk

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