Merchant Machine

PayLane Payments Reviews: UK Fees & Pricing


By: Ian Wright | Last Updated: April 25, 2025

PayLane seems to have been acquired by Polish payment company Polskie ePłatności. Therefore this page is no longer being updated.

Paylane Logo

PayLane is an online payments provider which enables e-Commerce businesses to accept online payments anywhere in the world.  PayLane boasts high security and a wide range of additional features to enhance online businesses.

Sections

  • PayLane Credit Card Processing & Payment Services
  • PayLane Pricing & Fees
  • PayLane Features
  • Company Background
  • PayLane Pros & Cons

PayLane Credit Card Processing & Payment Services

PayLane Payments

PayLane has a range of over 30 payment solutions for accepting payments.    PayLane takes a range of payments types in over 160 currencies.  Some of the payment methods are listed below.

  • Visa
  • Mastercard
  • Visa Electron
  • Maestro
  • PayPal
  • American Express
  • JCB
  • Discoer
  • iDeal
  • SoFort
  • Diners Club International

PayLane Pricing & Fees

PayLane’s fees and pricing are clear and transparent.  Note that PayLane charges the same for credit and debit cards, unlike most companies who charge a lower rate for debit cards payments.

  • Visa, Visa Electron, MasterCard, Maestro – credit, debit and prepaid cards – 2.8% + 0.20p per transaction
  • PayPal , eWallet, credit and debit cards – 0 GDP
  • American Express – credit, debit and prepaid cards – 0.20p per transaction
  • JCB – 3.6% + 0.20p per transaction
  • Discover – 3.3% + 0.20 GDP
  • Diners Club – 3.3% + 0.20 GDP
  • Refund – 20p per refunded transaction
  • Chargeback – £25
  • Amex fees – contact Amex

Source: PayLane Pricing

To see how that compares have a look at: UK Merchant Account and Credit Card Processing Fee Comparison.

PayLane Features

  • Online payments
  • Mobile applications
  • Payments on mobile sites
  • MOTO
  • API integration for popular shopping carts
  • Recurring and subscription payments
  • Account transfers
  • Level 1 PCI DSS compliant
  • 3-D Secure
  • Single click payments
  • Merchant panel for managing business accounts
  • Generate invoices
  • Plugins and integrations – Magento, OsCommerce, Zen Cart, opencart, PrestaShop, WordPress and Shoplo
  • 24/7 customer service

Company Background

PayLane was founded in 2005 by Simon Grabowski who, thirteen years later, is still the company’s CEO.  PayLane’s registered office is in Gdansk, Poland, as is its customer service department. In 2012, PayLane expanded its services from mainland Europe and the US, to include the UK and Ireland.

PayLane has an extensive FAQ section and encourages merchants to contact them should they have any queries on covered.  The company maintains a very informative blog, which covers every aspect of online payments.  They also have tutorials and eBooks which educate and inform on a myriad of subjects.

PayLane Pros & Cons

There are very few reviews of PayLane online and, those that are there, portray positive experiences.

Website:  www.paylane.co.uk

Comments

  1. Tim says

    April 13, 2020 at 2:01 pm

    I am trying to figure out how to cancel a recurring charge to my bank account. The main site is not user friendly and I am in the United States. Any advice would be greatly appreciated.

    Reply
    • admin says

      April 16, 2020 at 11:16 am

      Sorry not much we can do as you’d have to contact the merchant and/or PayLane directly.

      Reply
  2. Marko says

    June 29, 2020 at 8:24 am

    Very bad service. Friday 26 June 2020 they blocked the card processing with one hour before their working hours. Reason being that they were using wirecard for processing the cards.

    They didn’t provided any explanation, any ETA to migrate to another acquiring bank, noting. If you call their call center will tell you that will take 1-2 days, if you ask your account manager he is telling that there is no ETA.

    Reply
    • Marko says

      June 29, 2020 at 8:31 am

      I forgot to mention that 1 day before the close we asked them if wirecard will affect them. They told us that there is nothing to worry !

      Beside this issue I need to say they have an amazing API, nice website but terrible support. No way to track the tickets opened, In case something is not working they cannot fix, for example:
      – sometimes users complains that after they complete the 3d secure they are redirected to paylane internal server error page. This was never fixed.
      – we had users from big companies which couldn’t pay because of their anti-fraud system. We sent them proofs that the IP’s from where payment comes are not Anonymous Proxy but only reply was: “Works as intended” :))
      – there is no support over the weekends or outside working hour. Two year ago they had a downtime friday night which was fixed on Monday :). Nobody monitored the system seems.

      Reply

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