CyberSource provides merchants with a global gateway for accepting payments in more than 190 countries. It’s company headquarters are in Foster City, California and it has offices throughout Europe, Asia, the Middle East and Africa, Latin America and the United States. CyberSource is part of Authorize.net, which is a Visa Inc company with over 400,000 active merchants.
CyberSource Credit Card Processing & Payment Services
CyberSource Payments
CyberSource has a range of payment solutions for accepting payments over the phone, online, via a call centre or in person. CyberSource accepts a range of payments types in over 40 currencies:
- Visa
- Mastercard
- American Express
- JCB
- PayPal
- Diners
- Discover cards
- Cartes Bancaires
- CartaSi
- Alipay
- Android Pay
- Apple Pay
Other CyberSource Products and Services
- Professional Services
CyberSource Pricing & Fees
CyberSource hasn’t published its fee online. Contact the company directly for further information on fees.
CyberSource does list the following Merchant Solutions but there are no fees listed: –
- Enterprise Retail
- Accept payments across multiple sales channels
- Manage fraud risk
- Streamline payment security
- Enterprise Travel
- Sell via multiple channels
- Reduce risk
- Improve operations
- Scale quickly in response to travellers demands
- Enterprise
- Manufacturers, service businesses, education and e-government
- Small Business
- net solutions
To see how they compare have a look at: UK Merchant Account and Credit Card Processing Fee Comparison.
CyberSource Features
- Advanced fraud protection
- Customised online and mobile checkout
- Streamlined checkout
- Multiple languages
- Cross-Channel payments
- Connection to 100 processors worldwide
- Accept a wide range of payment cards
- Accept popular online digital payments
- Accept direct debits and bank transfers
- Reconciliation reports
- Global tax calculation
- Recurring billing
- Tokenisation
- PCI DSS compliance
- Delivery address verification
Company Background
CyberSource was founded in 1994 and describes itself as one of the pioneers in online payment and fraud management services. In 2007, CyberSource acquired Authorize.net. Up until then, CyberSource had concentrated on medium to large businesses, now with Authorize.net’s small business expertise, CyberSource could supply solutions to companies of all sizes.
In 2010, Visa Inc., bought CyberSource for $2 billion. Visa kept CyberSource and Authorize.Net as two separate entities, the plan being that Authorize.net concentrated on SME’s and CyberSource dealt with larger companies and corporates.
CyberSource Pros & Cons
Pros:
- Reliable product
- Secure payment solution
- Great tool for managing an e-Commerce site
- Low cost
- 24/7 support
Cons:
- Large volumes of payment can incur high fees
- Transaction information only available for 6 months
- Interface of Virtual Terminal
- Long contract – hard to get out of
- Accounting errors
CyberSource Reviews
There are minimal online reviews for GoCardless and its direct debit portal, it’s therefore not possible at the moment to give a fair Merchant Machines score.
Website: www.cybersource.com