SpectroCoin is an all-encompassing financial platform offering cryptocurrency services to individuals and businesses. It features a digital wallet for storing and managing over 40 cryptocurrencies, a debit card for converting and spending crypto at numerous merchants, and an exchange for trading.
The platform also offers crypto-backed loans and payment gateway solutions for businesses, making it easier and more secure for clients worldwide to use cryptocurrencies. Let’s check out their prices and features.
SpectroCoin’s merchant service fees and rates aren’t listed online. When you ask about them on their live chat, you’re directed to contact their responsible department via email: firstname.lastname@example.org or via Skype at: spectrocoin_merchant.
Services For Individuals
SpectroCoin’s wallet is accessible via a mobile app or web browser and enables users to store and manage a variety of cryptocurrencies.
One of the standout features of SpectroCoin is its Bitcoin debit card, which allows users to convert Bitcoin and other cryptocurrencies to euros for spending at countless shops or withdrawing cash at local ATMs globally.
Users can obtain a personal dedicated IBAN account for direct deposits and withdrawals to and from their SpectroCoin account.
The platform supports instant exchanges using various payment methods, such as credit/debit cards and bank transfers.
If you need to convert cryptocurrencies, SpectroCoin makes it easy to convert Bitcoin, Ethereum, and other cryptocurrencies using debit/credit cards, bank wires, and e-wallets.
SpectroCoin Pro is a platform designed for professional traders, supporting market-making, scalping, and high-frequency trading strategies.
SpectroCoin also offers crypto-backed loans, where you can pledge your cryptocurrency assets as collateral to receive a loan. You can receive instant payouts to your bank account or blockchain wallet.
Finally, SpectroCoin’s lending platform also offers crypto loans, where you can use your cryptocurrency holdings as collateral for a loan. The platform supports Euros, Bitcoin, Ethereum, and other currencies.
Services For Businesses
For businesses, SpectroCoin simply serves as a cryptocurrency debit-collecting intermediary. When your customer requests to pay in digital currency like Bitcoin, LiteCoin, Ethereum, or another cryptocurrency, you create an invoice specifying the desired amount and currency (GBP, EUR, USD, or any other fiat currency) for the payment.
When using SpectroCoin, the customer pays the invoice at a fixed exchange rate which protects you from the unpredictable fluctuations in the crypto market and provides you with a clear understanding of the amount you will receive.
After the customer pays the invoice, SpectroCoin quickly converts the funds to your preferred currency and sends them to your bank account.
Instant Pre-Order Forms
One of the standout SpectroCoin features is the ability to create instant pre-order forms directly from your account without having to integrate it with anything else. This can be a huge time saver for busy professionals who need to get orders in quickly.
Multiple Receiver Pre-Orders
Another useful feature is the ability to create multiple receiver pre-orders. You can email these orders to multiple clients. This allows for both instant or future payments, giving you more flexibility and control over your payment collection process.
Point of Sale (POS) URLs
If you have employees who need to collect payments on your behalf, SpectroCoin also offers point-of-sale (POS) URLs that allow you to generate payment links without granting access to your account. This can help streamline your payment collection process while maintaining security.
For those who need more advanced features, the SpectroCoin API allows for easy integration with a range of Bitcoin services, including exchanges, wallets, debit cards, and payment processors. Additionally, SpectroCoin offers plugins for popular eCommerce platforms, such as WHMCS, PrestaShop, OpenCart, Magento, Drupal, WordPress, ZenCart, and VirtueMart.
One option is to add a customized payment button to your website’s HTML code. This allows customers to send the desired amount with just one click or QR scan using any of the 25 different cryptocurrencies available, including popular ones like BTC, ETH, and USDT.
If you have an existing e-commerce platform, SpectroCoin also offers plugins that can make the integration with your shopping cart much easier. These plugins are available for popular platforms like WooCommerce, PrestaShop, Magento, OpenCart, WHMCS, Drupal, Zen Cart, and more.
In addition to these plugins, SpectroCoin also provides libraries that can help you integrate your cryptocurrency wallet, real-time cryptocurrency price indices, and other tools seamlessly into your website.
To start accepting digital currency payments in your online shop, first sign up for a SpectroCoin account and complete the registration process. Next, create a new merchant project on the SpectroCoin platform and choose the most suitable merchant payment processing solution for your platform.
Then what you need to do is to generate a Private and Public key pair and then integrate a plugin or module for your e-commerce platform (e.g., Drupal, Magento, or OpenCart).
Alternatively, you can use the SpectroCoin Bitcoin Payment API for custom integration. You also have the option to use the SpectroCoin Payment Button for easy crypto donations, allowing your customers to make payments with cryptocurrencies seamlessly.
For brick-and-mortar retailers, SpectroCoin offers a crypto POS option. To accept crypto payments, you can either use point-of-sale (POS) systems or person-to-person payments by having customers send the cryptocurrency to your blockchain wallet.
To accept crypto payments, sign up for an account, create a new merchant project, and use a device to access SpectroCoin and generate a payment window. Complete the transaction through a QR code, manual payment, or a SpectroCoin blockchain wallet. You can also create a Public Payment Link for convenient transactions at points of sale where prices change constantly.
Transaction times depend on the network, as blockchain confirmation is required for validity. Payments are instant and free if customers use their SpectroCoin blockchain wallet.
SpectroCoin, founded in 2013, offers a comprehensive financial solution for individuals and businesses. The platform quickly expanded its services, introducing a mobile wallet app, debit card solution, and blockchain explorer between 2015 and 2016. As the selection of cryptocurrencies grew, the SpectroCoin community reached 500,000 clients by 2017.
In 2018, the company launched SpectroCoin Pro for advanced traders and acquired two crypto licenses in Estonia. By 2019, the platform had one million clients and introduced SpectroCoin Loans. In 2020, SpectroCoin released contactless cards and a dedicated IBAN feature, allowing clients to make and receive payments via their SpectroCoin wallet.
User Reviews From Around the Web
- Trustpilot – 4.3 / 5 (based on 1,567 reviews)
- G2 – 4.3 / 5 (based on 2 reviews)
- Sitejabber – 1.6 / 5 (based on 6 reviews)
SpectroCoin has an average rating of 4.3 out of 5 on several review sites, indicating high-quality services. However, it’s important to note that the reviews are based on the experiences of individual crypto traders and do not necessarily reflect SpectroCoin’s offerings for businesses. To determine if SpectroCoin is the right fit for your business, it’s essential to evaluate its services in the context of your requirements.
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