Merchant Machine

Clover POS Review: UK Fees & Pricing


By: Ian Wright | Last Updated: April 25, 2025

Clover

Clover’s all-in-one POS solution enables businesses accept payments quickly and securely via multiple methods on their state-of-the-art hardware.  Clover’s range of software allows companies to customise their point of sale to suit their business niche.

Clover POS Point of Sale/Epos Plans & Pricing

Payments Plus Plan – Clover Mini and Clover Mobile

  • Accept credit, debit, cash and other tenders
  • Includes support for EMV and Apple Pay
  • Refunds
  • Manage tips, tabs and authorisations
  • Closeout reporting
  • Cloud syncing
  • Optional employee permissions

Register Plan – Clover Mini, Clover Mobile, Clover Station and Clover Go

  • Includes all the capabilities of the Payments Plus Plan, plus
  • Manage cash and tender types
  • Ring up orders
  • Charge tax
  • Apply discounts
  • Create items
  • Manage customers

Apps

  • Wide variety of apps available for customising your Clover

Clover’s EU website says that their devices in Europe are sold by AIB Merchant Services, Lloyds Bank Cardnet and First Data Merchant Solutions.  Prices can be obtained from these companies.

To see how that compares have a look at: UK Merchant Account and Credit Card Processing Fee Comparison.

Clover POS Features

Hardware

Clover Mini

  • Accept credit and debit card payments
  • Accept Apple Pay and other contactless payment types
  • Gift cards (physical and virtual)
  • Print receipts
  • Print and email closeout reports
  • Large touchscreen
  • Manage employees
  • Keep track of customers
  • Plug in integrated weight scale
  • Plug in barcode scanner

Clover Mobile

  • A standalone device or use with your Clover Station
  • Designed for quick serve for add-on orders, food truck owners, restaurants for paying at the table, off-site events, mobile service professionals and more
  • Accepts multiple credit and debit payment types
  • EMV (chip & PIN and chip & signature)
  • Contactless (including Apple Pay)
  • Swipe
  • PIN Debit
  • Barcode scanner
  • Front-facing camera
  • Wireless only or wireless + 3G
  • Lasts all day on a single charge

Clover Station

  • Touchscreen display – 11.6”
  • Embedded high resolution camera can be used for barcode of QR code scanning
  • High speed printer
  • Cash drawer
  • Many optional extras for customisation

Optional Extras

  • Handheld barcode scanner
  • Kitchen printer
  • Label printer
  • Extra cash drawer
  • Bill and coin extra tray
  • Clover merchant keypad
  • PIN shield for Mini
  • Clover Mobile printer
  • Clover Mobile dock
  • Clover Mobile clip

Software – A wide selection of apps

  • Comprehensive analytics
  • Commerce Sync – QuickBooks and Xero
  • Smart coupons
  • Returns
  • Gift cards
  • Loyalty
  • Cloud Pay display

Company Background

Clover was founded by Leonard Speiser and John Beatty in 2010. Just two years later the company was acquired by First Data.

First Data began its life in Omaha, Nabraska in 1971 by providing processing services to the Mid-America Bankcard Association (MABA).  The company grew over the next decade and in 1980, American Express bought 80% of the company, purchasing the remaining 20% over the next 4 years.  First Data was incorporated in 1989 and went public in 1992.

The company now has a worldwide presence across 118 countries, serving 4000 financial institutions and six million merchants.  They have award winning technology which is powered by 23,000 owner-associates worldwide, allowing them to process over 2,800 transactions per second.  Over $1.9 trillion goes through them every year and they process 28% of the world’s eCommerce volume.

Clover POS Pros & Cons

The following pros and cons are based on information available on Clover POS’s website and reviews from Trustpilot.

Pros:

  • Easy to use
  • Great to lookout – enhances the store/restaurant
  • Excellent selection of software for hospitality
  • Tipping system
  • Good customer support

Cons:

  • Poor customer service
  • Expensive for a small business
  • Need more software aimed at retail industry
  • High and unexpected fees
  • Limited reports

Clover POS Reviews

  • Trustpilot: 2.3 out of 5 based on 211 reviews

Clover POS’s Merchant Machine score is 2.3 out of 5 

Website: https://www.eu.clover.com

11 Best Card Machines For UK Small Business From £19

UK Merchant Account & Credit Card Processing Fee Comparison

21 Top Ecommerce Platforms For UK Businesses Comparison

Compare 100+ UK Payment Processing Companies & Merchant Services

Payment Gateways In The UK: What You Need To Know For 2025

Square Card Reader Reviews: UK Payment Fees & Pricing Compared

PDQ Machines: Cheap Chip & Pin Card Payment Terminals From £19

Square Tap to Pay

9 Best Tap To Pay On Apple iPhone & Android UK Options

7 Best Contactless Vending Machine Card Readers In The UK

7 Best Mobile Card Readers With Built-In Receipt Printers

Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224