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NatWest Business Fees, Customer & App Reviews In 2025


By: Ian Wright | Last Updated: April 25, 2025

Is a NatWest business account right for you?

Read real customer reviews below along with more information about the various banking services NatWest offers to businesses.

Sections

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  • NatWest Customer Reviews
    • Review Summary
    • Recent Reviews
      • FINANCIAL HELP
      • As a newbie
      • How I was able to recover my money back..
    • Submit a Review For NatWest
  • NatWest Reviews From Other Websites
    • NatWest Trustpilot Reviews
    • NatWest iPhone & Android App Reviews
  • NatWest Basics
    • Customer Support Options
  • NatWest Business Account Types
  • Opening A NatWest Business Account
  • NatWest Business Savings
  • NatWest Fees & Charges
  • NatWest Foreign Currency Accounts
  • Other NatWest Business Services

NatWest Customer Reviews

Review Summary

3.7
3.7 out of 5 stars (based on 3 reviews)
Excellent67%
Very good0%
Average0%
Poor0%
Terrible33%

Recent Reviews

FINANCIAL HELP

October 19, 2024

hello

jimmy

As a newbie

September 30, 2024

As a newbie into trading I invested online to a scam broker company which I got stuck having challenges of making withdrawal of my investment profit , i later got intouch with a cyber security agent called Gavin Ray I sent him all he needed to place a Recovery and I got a call by the bank confirming the payment in my account,quick satisfaction on every successful withdrawals with him, on gmail: gavinray78 AT gmail com

Cinderella Wong

How I was able to recover my money back..

September 14, 2024

I never believed it was possible to recover lost cryptocurrency until a few days ago. I lost $280,000 to an online bitcoin investment broker, I was so sad because I invested a lot .. And then my step mom introduced me to this recovery team that helped me recover the full amount and my profits. I was shocked and didn’t even know it was possible. You can reach them via Email:: rose_hoover_90_AT_gmail_._com..

Felix Kate

Submit a Review For NatWest

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NatWest homepage

NatWest Reviews From Other Websites

NatWest Trustpilot Reviews

Review Score (out of 5) Percent 5-Star Reviews Percent 1-star Reviews Total Number of Reviews
1.40 8% 86% 5,984

Source: https://www.trustpilot.com/review/www.natwest.com

NatWest iPhone & Android App Reviews

App Type Review Score (out out 5) Total Number of Reviews
iPhone 4.80 456,700
Android 4.40 349,000

Source:

https://apps.apple.com/gb/app/natwest-mobile-banking/id334855322
https://play.google.com/store/apps/details?id=com.rbs.mobile.android.natwest&hl=en_GB

NatWest Basics

Bank Type High Street
FSCS Protection Yes, up to £85,000
Branch Locations UK-wide including the ability to use some RBS locations
Card Type Mastercard
FCA Number 121882
Online Banking Yes
Mobile Banking Yes
In Person/Branch Banking Yes

Customer Support Options

Phone Support Available Yes
Email Support Available Yes
Support Via Their App Yes
Web Based Support Yes
In person Customer Support Yes

NatWest Business Account Types

Business Current Account Yes
Business Savings Account Yes
Business Credit Card Yes
Business Overdraft Yes
Accounts For Startups Yes
Accounts For Charities Yes
Accounts For Sole Traders Yes
Joint Business Accounts Available Yes

Opening A NatWest Business Account

Can You Apply Online? Yes
How Long Does Opening An
Account Typically Take?
10 Working days
Do They Check Your Credit? Yes
Current Account Switch Service Yes

Click to open a NatWest Business Account

NatWest Business Savings

Types of Business Savings Accounts Instant access, notice and fixed-term savings accounts
Lowest Savings Rate (AER) 1.46%
Maximum Savings Rate (AER) 4.25%
Minimum Savings Amount No

Please note these numbers were accurate at the time of publication, but may have since changed. Click to here to see current NatWest rates

NatWest Fees & Charges

Free Business Bank Account Yes
Free Business Account Term Length 24 Months
Cheapest Monthly Account Fee Free
Most Expensive Monthly Account Fee Free
Electronic Payment Cost (in/out) 35p
Cash Payments Cost (in/out) 70p per £100
Cheques in/out 70p per item
CHAPS Payments Cost £20
SEPA Payments Cost 45p

NatWest Foreign Currency Accounts

US Dollar (USD) Bank Account Yes
Euro (EUR) Bank Account Yes
Interest Paid On Foreign Currencies Yes

Other Currencies Available:

  • AED (United Arab Emirates Dirham)
  • KWD (Kuwaiti Dinar)
  • AUD (Australian Dollar)
  • LTL (Lithuanian Litas)
  • BGN (Bulgarian Lev)
  • MAD (Moroccan Dirham)
  • BHD (Bahraini Dinar)
  • MUR (Mauritian Rupee)
  • CAD (Canadian Dollar)
  • MXN (Mexican Peso)
  • CHF (Swiss Franc)
  • NOK (Norwegian Krone)
  • CZK (Czech Koruna)
  • OMR (Omani Rial)
  • DKK (Danish Krone)
  • PLN (Polish Zloty)
  • QAR (Qatari Rial)
  • SAR (Saudi Riyals)
  • HKD (Hong Kong Dollar)
  • SEK (Swedish Krona)
  • HRK (Croatian Kuna)
  • SGD (Singaporean Dollar)
  • HUF (Hungarian Forint)
  • THB (Thai Baht)
  • ILS (Israeli Shekel)
  • TRY (Turkish Lira)
  • JPY (Japanese Yen)
  • KES (Kenyan Shilling)
  • ZAR (South African Rand)

Other NatWest Business Services

Business Loans Yes
Commercial Mortgages Yes
Invoice Financing Yes
International Payments Yes
Merchant Services Yes
Card Machines Yes
Free Accounting Software Yes

Click to visit the NatWest website

Also see:

Natwest vs Barclays
NatWest vs HSBC
NatWest vs Santander
NatWest vs Nationwide
NatWest vs Lloyds Bank
NatWest vs Tide

For other business bank accounts see out guide here.

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