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Payline Data Payments Reviews: UK Fees & Pricing


By: Ian Wright | Last Updated: April 25, 2025

Payline Data no longer offers accounts directly to UK businesses. Instead they recommend you to go with Square. Therefore we are no longer updating this page.

Payline Logo

Payline Data was founded in Chicago in 2009 and provides merchant account for businesses of any size, including high risk businesses.  Today, the company processes over 30 billion transactions annually and has over 240,000 merchant accounts.

Payline Data Credit Card Processing & Payment Services

Payline Data Payments

Payline Data has a range of payment solutions for accepting payments over the phone, online, via invoice or in person.  Payline Data accepts a range of payments types in over 100 currencies.  The company accepts all major credit and debit cards, including: –

  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners
  • Discover cards

Payline Data Pricing & Fees

Payline Data has a simple and transparent fee structure.

  • No monthly fee
  • No annual fee
  • No monthly gateway fee
  • No gateway per transaction fee
  • No cancellation fee
  • Deposit time – 1-2 days
  • Payline Start
  • Cost + 0.5%
  • Amex: cost + 0.8%
  • $0.10 per transaction
  • $0.10 per batch
  • $7.50 – Payline Mobile monthly
  • $99 annual PCI compliance fee
  • $25 monthly minimum
  • Payline Shop
  • Cost + 0.3%
  • Amex: cost + 0.8%
  • $0.10 per transaction
  • $0.10 per batch
  • $9.95 per month
  • $99 annual PCI compliance fee
  • $25 monthly minimum
  • Payline Connect
  • Cost + 0.65%
  • Amex: cost + 0.8%
  • $0.20 per transaction
  • No monthly fee
  • $99 annual PCI compliance fee
  • $25 monthly minimum
  • Other
  • 55% – swiped debit card
  • 55% – keyed debit card
  • 01% – swiped credit card
  • 30% – keyed credit card

Source: Payline Data Pricing

To see how that compares have a look at: UK Merchant Account and Credit Card Processing Fee Comparison.

Payline Data Features

  • Fraud screening
  • No long term contracts
  • Month to month billing
  • No early termination fee
  • Transparent pricing plan based on business type
  • 24/7 customer service
  • Merchant accounts
  • High risk account
  • Non-profit accounts
  • Payment gateway
  • Virtual terminal
  • Credit card terminals
  • POS systems
  • Mobile payments
  • Shopping cart integration
  • eCheck services
  • Payline API
  • Recurring billing
  • Batch processing
  • Sync transactions with QuickBooks SyncPay

Company Background

Payline Data and its CEO Jeff Shea, opened its doors in Chicago, Illinois in 2009. The company’s aim was to provide a payment gateway for businesses needing to collect payments in store online and by MOTO.   Payline Data was acquired by Pineapple Payments in 2017.

The company has a reputation for excellent customer service and care about its clients and staff.  Payline Data gives back to 12 causes each year, both locally and globally. Clients are asked for their input in choosing these causes.  Employees are encouraged to spend time working with charitable causes and discounts are offered to charities who fill the correct criteria.  Payline has given grants to over 300 non-profit organisations since its inception in 2009.

PayLine Data Pros & Cons

There are very few reviews of PayLine Data online and, those that are there, portray positive experiences.

 

Website:  www.paylinedata.com

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