ccNetPay arranges merchant accounts with acquiring banks in the EU, US and Hong Kong and provides online payment processing services. Although most of its merchants are based in Europe, it does have merchants from the USA, Canada, Hong Kong and Japan. ccNetPay covers all types of merchant accounts but it specialises in high risk accounts.
Sections
ccNetPay Credit Card Processing & Payment Services
ccNetPay Payments
ccNetPay accepts all major debit and credit cards for your online or MOTO business, including the following. ccNetPay supports over 150 currencies.
- MasterCard
- Visa
- American Express (on request)
- JCB (on request)
- Diners Club International (on request)
- Discover cards
- Maestro
- Visa Electron
- Dankort
- Carte Bleue
- CartaSi
- Discover (USA – on request)
- Laser (on request)
- V Pay (on request)
ccNetPay Pricing & Fees
ccNetPay lists most of its fees and charges on its websites. The final discount rate depends on processing volume, merchant category and where the merchant is situated.
European Merchant Account Fees (UK, European Merchants)
- Discount rate – 1.50% – 3.50%
- Transaction fee – €0.15 – €0.25
- Merchant Account Fees
- Bank annual fee – €98
- Bank annual fee for High Risk MCC – €950
- Optional annual fee 3D Secure – €49
- Refund fee – €1.30
- Retrieval fee – €5.00
- Chargeback fee – €15 – €24
- Rolling reserve – 5% to 10% for 180 days
- Payout Schedule – Weekly with 7 days delay.
- Daily payouts possible with €1 million monthly turnover
- Gateway Fees
- Setup fee – €100
- Monthly fee – €20
- Optional monthly fee 3D Secure – €10
- 3D Secure transaction attempt fee – €0.06
- Virtual terminal – free
- No transaction limits
US Merchant Account Fees (USA only)
- Discount rate – 2.3% – 3.5%
- Transaction fee – €0.20 – €0.25
- Merchant Account Fees
- Monthly fee – $10
- High Risk Annual Fee Visa – $500
- High Risk Annual Fee MasterCard – $1,000
- Retrieval fee – $15
- Chargeback fee – $15
- Rolling reserve – 5% – 10% for 180 days
- Payout Schedule – Weekly with 7 days delay
- Gateway Fees
- Setup fee – €100
- Monthly fee – €20
- Optional monthly fee 3D Secure – €10
- 3D Secure transaction attempt fee €0.06
- Virtual terminal – free
- No transaction limits
HK Merchant Account Fees (Hong Kong Only)
- Discount rate – 2.5% – 4.5%
- Transaction fee – €0.20 – €0.25
- Merchant Account Fees
- Refund fee – $1
- Retrieval fee – $5
- Chargeback fee – $10
- Rolling reserve – 5% to 10% for 180 days
- Payout Schedule – weekly with 7 days delay
- Daily payouts possible with a turnover of over €1 million
- Gateway Fees
- Setup fee – €10
- Monthly fee – €20
- Virtual terminal – free
- No transaction limit
3rd Party International Merchant Account
- Discount rate – 4% – 4.5%
- Transaction fee – $0.30 – $0.50
Offshore High Risk
- Discount rate – 7.5% – 9%
- Transaction fee – $0.75 – $1.00
Source: ccNetPay Pricing
To see how that compares have a look at: UK Merchant Account and Credit Card Processing Fee Comparison.
ccNetPay Features
EU Merchant Account – Accepts High Risk Businesses
- Server2Server API integration
- Batch processing
- CVV, AVS, 3D Secure
- Real-time reporting and management
- Global card processing
- Recurring billing
- MOTO
- Virtual terminal
- Supports over 150 currencies
- Reports API for data pull to back-end
- Dynamic billing descriptor
- Dedicated customer service manager
- No up-front fees
- No transaction limits
- Western EU banks for all EU/UK merchants
Offshore & 3rd Party Account – for problematic high-risk categories
- Direct MID where possible
- Server2Server API
- Offshore and international banks/IPSPs
- Global card processing
- Multi-currency processing
- E-Commerce
- Recurring billing
- Pharmacy Merchant Account
- Replica Merchant Account
- 3rd Party Accounts – own MID if possible
Company Background
ccNetPay is a subsidiary of TerNet d.o.o., a tech company based in Murska Sobota, Slovenia. Its headquarters are in Slovenia but it also has offices in London. ccNetPay’s aim is to provide businesses of all sizes, whether high-risk or low-risk, with ideal online payment solutions tailored to their business.
ccNetPay was founded in 2007. It believes in excellent customer service and providing merchants with services that are reliable and secure.
ccNetPay Reviews
There are only a couple of merchant reviews on ccNetPay online, so it’s difficult to give a true Merchant Machine review at this stage.
Website: ccNetPay