Cardstream is an independent company, established in 1999. It’s a low-cost payment gateway provider, supporting the most popular eCommerce shopping carts and MOTO. Cardstream also supplies PDQ machines, allowing face to face transactions. The company is based in the UK and works with all UK bank acquirers.
Cardstream Credit Card Processing & Payment Services
Cardstream Payments
Cardstream processes payments in all worldwide currencies and settles in all currencies that the Merchant Acquirer allows.
- Visa
- Mastercard
- American Express
- Masterpass
- Switch
- Solo
- Diner’s Club International
- JCB
- PayPal
- Apple Pay
- Android Pay
Other Cardstream Products and Services
- Direct integration
- Hosted forms
- Merchant management system
Cardstream Pricing & Fees
- £18 per month – including 350 transactions
- 9p per transaction – over 350 per month
- 12 month contract with 30 day cancellation notice
Rate includes: –
- Fraud checking services
- 3D Secure
- Cross references and tokens for repeat payments
- Card processing
- Access to merchant management system for real time reporting
- Refunds and reruns
- Access to virtual terminal for manual payment processing
Source: www.cardstream.com
To see how that compares have a look at: 2019 UK Merchant Account and Credit Card Processing Fee Comparison.
Cardstream Features
- Security checks
- 3D Secure
- White label solution
- eCommerce plug-ins
- Recurring payments
- Assists high-risk merchants
- No set up fee
- Guaranteed to beat any other payment gateway fee
- Standard hosted payment page
- Customisable hosted payment page
- Full integrated API solution for PCI DSS accredited merchants
- Merchant management system
- 24/7 customer service by email and social media
- Customer service by phone UK – 9.00 am – 5.30 pm
- PCI DSS level 1 compliant
Company Background
Cardstream was established in 1999 and has its headquarters in Taunton, Somerset, UK. It’s an independent company which allows it to work with a wide range of acquirers. It is the only independent, partner focused payment gateway. Cardstream has hundreds of reseller partners who trust them to process millions of their merchants’ payments.
Cardstream focuses on white-label partners, helping them to advance their business strategy. The company puts together tailormade solutions which assist partners with integrations and acquiring banks in their particular sphere of business. Cardstream has an excellent customer service department for partners and their clients. This is run from their headquarters in Taunton, Somerset.
Cardstream Pros & Cons
The following pros and cons are based on information available on Cardstream’s website and reviews from Trustpilot and Facebook.
Pros:
- Great customer service
- Excellent merchant management system
- Reliable payment gateway
- Painless sign up process
- Low cost
Cons: (There are very few negative reviews online)
- Slow customer service
Cardstream Reviews
- Trustpilot: 8.1 out of 10 based on 4 reviews
- Facebook: 5 out of 5 based on 2 reviews
Cardstream Merchant Machine score is 9.05 out of 10 (average of 2 sites above).
Website: www.cardstream.com
How Does Cardstream Compare?
Cardstream’s charges are simple and clear so it’s easy to compare directly with other payment gateways and merchant accounts. Go to the company’s request a quote page for a direct quote. You can also visit a comparison site such as Cardswitcher and/or read more on our merchant account comparison page.