SmartTrade App was started in January 2014 by Keld van Schreven and Catherine Woolgar. Their aim was to make it simple for small businesses to collect payments on the go, through their smart phones rather than through a card reader. This they achieved with the simple, elegant app called SmartTrade.
SmartTrade App Credit Card Processing & Payment Services
SmartTrade App Payments
SmartTrade App allows businesses to process cards face-to-face, over the telephone and through emailed paylinks.
- Visa
- Mastercard
- American Express
- Plus all major foreign cards (1.5% extra surcharge for Non-EU cards)
Other SmartTrade App Products and Services
- Invoicing: Allows businesses to create customised invoices and send via email.
- Accounting: Invoices, quotes and payments are in one place. Download as a CSV for easy integration into accounting packages such as Xero and Quickbooks.
- Field Work Management: Flexible team calendar allowing customers and team members to be notified of changes in schedules with a simple click.
- Access anywhere, even offline
SmartTrade App Pricing & Fees
SmartTrade App has a range of pricing plans to suit individuals, small teams and large teams. Note SmartTrade offers a 15% discount for companies who pay annually.
- Sole Trader
- £9.99 per month
- 1 user
- 15% + 20p credit card fees
- PCI Level 1 security
- Business
- £26.99 per month
- Up to 15 users
- 85% + 20p credit card fees
- PCI Level 1 security
- Track and schedule jobs to your members
- Enterprise
- £89.99 per month
- Up to 50 users
- 75% + 20p credit card fees
- PCI Level 1 security
- Track and schedule jobs to your members
Source: SmartTrade App Pricing
To see how that compares have a look at: UK Merchant Account and Credit Card Processing Fee Comparison.
SmartTrade App Features
- Free 30-day trial
- No credit card reader required
- Scan customer debit or credit card securely with your smartphone
- Military grade encrypted transactions
- Card data never stored on your phone
- Get paid, face to face, over the phone or through emailed pay links
- 0% + 20p per card transaction by passing the card fee onto the customer
- Payments made in 5 business days
- Payments made in 3 working days if turnover is over £30,000 per month
Company Background
SmartTrade App was the brainchild of Keld van Schreven and Catherine Woolgar. In 2012 they started PhoneaPlumber.com to try and increase efficiency in job lead generation for plumbers. They began to realise that small businesses had problems when it came to managing payments and paperwork, so they set out to solve these problems. SmartTrade App was their solution and it was a world first; an app which allowed small business owners to collect payments just by scanning clients’ credit or debit cards using their smart phone.
SmartTrade App Pros & Cons
The following pros and cons are based on information available on Sage Pay’s website and reviews from Trustpilot.
Pros:
- Easy to set up
- Makes running a business easier
- Great for people who have been unable to get a merchant account
- No contract
- Competitive rates
Cons:
- Expensive
- Customer service slow to respond
- Problems with accounting part of app
- Need good wi-fi connection
- Works better on newer smart phones
SmartTrade App Reviews
- Trustpilot: 3.5 out of 5 based on 13 reviews
SmartTrade App Merchant Machine score is 3.5 out of 5 .
Website: www.smarttradeapp.com
99ab says
I found the breakdown of fees and pricing in your review super helpful! It’s great to see how SmartTrade compares with other platforms in the UK. Looking forward to trying it out myself. Thanks for the insights!
99 CLUB LOGIN says
I’ve been using the SmartTrade app for a few months now, and I appreciate how transparent they are about their fees. The detailed breakdown in this post helped clarify any confusion I had regarding their pricing structure. It’s refreshing to see an app that prioritizes user understanding before committing to payments. Thanks for the great insights!