Payzer, formerly Just Push Pay, was founded in 2012. The company concentrates on mobile credit card processing, using Payline Data as its backend processor. Payzer’s all-in-one financial tool can be accessed on iPhone, iPad and android smart phones, enabling merchants to take payments in the field.
Payzer Credit Card Processing & Payment Services
Payzer has a range of payment solutions for accepting payments from any mobile phone, tablet or PC. Payzer accepts a range of payments types including: –
Other Payzer Products and Services
- Payzer Debit Accounts and Cards: Control purchases by giving employees Visa Debit Purchasing Cards
- Instant Credit: Provide instant financing up to $55,000
Payzer Pricing & Fees
- No annual fees
- No surcharge fees
- No cancellation fees
- No signup or application fees
- 39% – regulated debit cards
- 59% – other cards swiped
- 99% – other cards not swiped
- 99% – Corporate, commercial and government cards
- Plus network pass through costs of 0.11% to 0.14%
- American Express Pricing: –
2.59% + $0.10 per transaction for <$75
2.79% + $0.10 per transaction for $75 to $1000
3.19% + $0.10 per transaction for >$1000
Plus 0.30% for transactions that aren’t swiped
- E-Check pricing: –
- Mobile check deposit and one-time ACH debit – up to $10,000: $1 per transaction, $10,000 and above: $5 per transaction
- Inactive accounts – $20 per month minimum fee
Source: Payzer Pricing
To see how that compares have a look at: 2019 UK Merchant Account and Credit Card Processing Fee Comparison.
- Fraud screening
- No contract or hidden fees
- 24/7 customer service
- Recurring payments and payment plans
- Mobile card swipe
- Remotely pay another user
- Real-time transaction tracking
- Secure card vault
- Bill Pay
- QuickBooks synchronisation
- Electronic invoice and statement distribution
Payzer’s head office is in Charlotte, North Carolina. In 2015, the company which started its life known as Just Push Pay, changed its name to Payzer. During that year, it underwent some radical changes. Within 18 months the company’s customer base had grown from 150 to 2,000 customers and its employee count went up from 5 to 41.
In September 2016, Payzer raised $4.25 million from four investors in a private stock offering. They describe themselves as “a fun loving, hard-working, family-orientated team.” Payzer’s partnership with Payline Data as its backend processor, allows the company to benefit from Payline’s good reputation. Payzer also helps promote Payline’s charitable causes.
Payline Data and its CEO Jeff Shea, opened its doors in Chicago, Illinois in 2009. The company’s aim was to provide a payment gateway for businesses needing to collect payments in store online and by MOTO. Payline Data was acquired by Pineapple Payments in 2017.
Like Payzer, Payline Data has a reputation for excellent customer service and care about its clients and staff. Payline Data gives back to 12 causes each year, both locally and globally. Clients are asked for their input in choosing these causes. Employees are encouraged to spend time working with charitable causes and discounts are offered to charities who fill the correct criteria. Payline has given grants to over 300 non-profit organisations since its inception in 2009.
Payzer Pros & Cons
The following pros and cons are based on information available on Payzer’s website and reviews.
- Great customer service
- “Super ease” dashboard
- Automatic payment features
- Easy loan calculator
- Excellent reporting tools
- Having to log in each time
- Can’t save monthly statements as a PDF
- No finance charge data on individual transactions
- No same day funding