Merchant Machine

Mettle Business Fees, Customer & App Reviews In 2025


By: Ian Wright | Last Updated: April 25, 2025

Is a Mettle business account right for you?

Read real customer reviews below along with more information about the various banking services Mettle offers to businesses.

Mettle Customer Reviews

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Mettle homepage

Mettle Reviews From Other Websites

Mettle Trustpilot Reviews

Review Score (out of 5) Percent 5-Star Reviews Percent 1-star Reviews Total Number of Reviews
4.60 81% 8% 3,418

Source: https://www.trustpilot.com/review/mettle.co.uk

Mettle iPhone & Android App Reviews

App Type Review Score (out out 5) Total Number of Reviews
iPhone 4.90 25,100
Android 4.80 8,890

Source:

https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://play.google.com/store/apps/details?id=uk.co.mettle.app&hl=en_GB

Mettle Basics

Bank Type High Street/Challenger
FSCS Protection Yes, up to £85,000 via NatWest
Branch Locations None, online only
Card Type Mastercard
FCA Number 121878
Online Banking Yes
Mobile Banking Yes
In Person/Branch Banking No

Customer Support Options

Phone Support Available Yes
Email Support Available Yes
Support Via Their App Yes
Web Based Support Yes
In person Customer Support No

Mettle Business Account Types

Business Current Account Yes
Business Savings Account Yes
Business Credit Card No
Business Overdraft No
Accounts For Startups Yes
Accounts For Charities Yes
Accounts For Sole Traders Yes
Joint Business Accounts Available No

Opening A Mettle Business Account

Can You Apply Online? Yes
How Long Does Opening An
Account Typically Take?
Few minutes
Do They Check Your Credit? No
Current Account Switch Service No

Click to open a Mettle Business Account

Mettle Business Savings

Types of Business Savings Accounts Savings pot
Lowest Savings Rate (AER) 1.46%
Maximum Savings Rate (AER) 1.46%
Minimum Savings Amount £10

Please note these numbers were accurate at the time of publication, but may have since changed. Click to here to see current Mettle rates

Mettle Fees & Charges

Free Business Bank Account Yes
Free Business Account Term Length No Limit
Cheapest Monthly Account Fee No
Most Expensive Monthly Account Fee No
Electronic Payment Cost (in/out) Free
Cash Payments Cost (in/out) £1.50 / £2.50
Cheques in/out 50p
CHAPS Payments Cost £20
SEPA Payments Cost No

Mettle Foreign Currency Accounts

US Dollar (USD) Bank Account No
Euro (EUR) Bank Account No
Interest Paid On Foreign Currencies No

Other Currencies Available:

No

Other Mettle Business Services

Business Loans No
Commercial Mortgages No
Invoice Financing No
International Payments No
Merchant Services No
Card Machines No
Free Accounting Software Yes

Click to visit the Mettle website

For other business bank accounts see out guide here.

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