HSBC Kinetic Business Fees, Customer & App Reviews In 2025

Is a HSBC Kinetic business account right for you?

Read real customer reviews below along with more information about the various banking services HSBC Kinetic offers to businesses.

HSBC Kinetic Customer Reviews

Review Summary

Recent Reviews

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HSBC Kinetic Reviews From Other Websites

HSBC Kinetic Trustpilot Reviews

Review Score (out of 5)	Percent 5-Star Reviews	Percent 1-star Reviews	Total Number of Reviews
1.90	0%	100%	13

Source: https://www.trustpilot.com/review/hsbckinetic.co.uk

HSBC Kinetic iPhone & Android App Reviews

App Type	Review Score (out out 5)	Total Number of Reviews
iPhone	4.80	15,000
Android	4.70	4,000

Source:

https://apps.apple.com/gb/app/hsbc-kinetic/id1457310350
https://play.google.com/store/apps/details?id=com.hsbc.kinetic&hl=en_GB

HSBC Kinetic Basics

Bank Type	High Street/Challenger
FSCS Protection	Yes, up to £85,000
Branch Locations	Can use HSBC branches for some services
Card Type	Visa
FCA Number	765112
Online Banking	Yes
Mobile Banking	Yes
In Person/Branch Banking	No

Customer Support Options

Phone Support Available	Yes
Email Support Available	Yes
Support Via Their App	Yes
Web Based Support	Yes
In person Customer Support	No

HSBC Kinetic Business Account Types

Business Current Account	Yes
Business Savings Account	Yes
Business Credit Card	Yes
Business Overdraft	Yes
Accounts For Startups	Yes
Accounts For Charities	No
Accounts For Sole Traders	Yes
Joint Business Accounts Available	No

Opening A HSBC Kinetic Business Account

Can You Apply Online?	Yes
How Long Does Opening An Account Typically Take?	48 hours
Do They Check Your Credit?	Yes
Current Account Switch Service	Yes

Click to open a HSBC Kinetic Business Account

HSBC Kinetic Business Savings

Types of Business Savings Accounts	Instant access, 30+ day, 60+ day
Lowest Savings Rate (AER)	1.94%
Maximum Savings Rate (AER)	2.02%
Minimum Savings Amount	No

Please note these numbers were accurate at the time of publication, but may have since changed. Click to here to see current HSBC Kinetic rates

HSBC Kinetic Fees & Charges

Free Business Bank Account	Yes
Free Business Account Term Length	12 Months
Cheapest Monthly Account Fee	£6.50
Most Expensive Monthly Account Fee	£6.50
Electronic Payment Cost (in/out)	Free
Cash Payments Cost (in/out)	1.10%
Cheques in/out	50p per cheque
CHAPS Payments Cost	£17
SEPA Payments Cost	24p

HSBC Kinetic Foreign Currency Accounts

US Dollar (USD) Bank Account	Yes
Euro (EUR) Bank Account	Yes
Interest Paid On Foreign Currencies	Yes

Other Currencies Available:

• Brazilian real (BRL)
• Canadian dollar (CAD)
• Chilean peso (CLP)
• Colombian peso (COP)
• Mexican peso (MXN)
• Chinese yuan (CNY)
• Hong Kong dollar (HKD)
• Indian rupee (INR)
• Japanese yen (JPY)
• Korean won (KRW)
• Malaysian ringgit (MYR)
• Singapore dollar (SGD)
• Thai baht (THB)
• Austrian euro (EUR)
• Belgian euro (EUR)
• Bulgarian lev (BGN)
• Croatian kuna (HRK)
• Czech koruna (CZK)
• Danish krone (DKK)
• Estonian euro (EUR)
• Finnish euro (EUR)
• French euro (EUR)
• German euro (EUR)
• Greek euro (EUR)
• Hungarian forint (HUF)
• Icelandic króna (ISK)
• Irish euro (EUR)
• Italian euro (EUR)
• Latvian euro (EUR)
• Lithuanian euro (EUR)
• Maltese euro (EUR)
• Dutch euro (EUR)
• Polish zloty (PLN)
• Portuguese euro (EUR)
• Romanian leu (RON)
• Slovak euro (EUR)
• Slovenian euro (EUR)
• Spanish euro (EUR)
• Australian dollar (AUD)
• New Zealand dollar (NZD)

Other HSBC Kinetic Business Services

Business Loans	Yes
Commercial Mortgages	No
Invoice Financing	No
International Payments	Yes
Merchant Services	Yes
Card Machines	No
Free Accounting Software	No

Click to visit the HSBC Kinetic website

For other business bank accounts see out guide here.