Merchant Machine

Zombaio Payments Reviews: UK Fees & Pricing


By: Ian Wright | Last Updated: April 25, 2025

Zombaio no longer appears to be in business. Therefore we are no longer updating this webpage.

Zombaio Credit Card Processing & Payment Services

Zombaio Payments

Zombaio handles the most popular cards on the market in the USA, Europe and Asia.  They use the latest security systems from Visa, MasterCard and JCB.  National cards can easily be added due to Zombaio’s affiliation with TNS.

Client accounts are either in US Dollars or Euros.  If your members choose to pay in one of the 35 currencies offered, the amount will be exchanged to your base currency.

The cards listed below are just a few of those accepted by Zombaio.

  • Visa
  • MasterCard
  • JCB
  • Visa Electron
  • Maestro
  • Discover cards
  • Carte Bleu
  • Switch
  • Solo
  • Bank Axept

Zombaio Pricing & Fees

Please note, the service fees schedule on Zombaio’s website is dated December 2015.

  • Rate for Adult Content and Webcam Sites

Processing Volume (EUR Gross/Week)

  • 0-999 9%
  • 1,000 – 24,000 9%
  • 25,000 – 49,999 9%
  • 50,000 – 74,999 9%
  • 75,000> 9%
  • Rate for Adult Dating and Mainstream Dating Sites

Processing Volume (EUR Gross/Week)

  • 0 – 999 9%
  • 1,000 – 74,999 9%
  • 75,000> 9%
  • Addon Services (optional)
  • WAPIR – webcam API initiated re-bill – 2%
  • Sub Account/Split Payments – 2%
  • Monthly site scanning/compliance fee – €2
  • Chargeback fee – €25
  • International Wire Transfer – €17
  • European IBAN Transfer – €6
  • EUR cheque issuing – €30

Source: Zombaio Pricing

To see how that compares have a look at: UK Merchant Account and Credit Card Processing Fee Comparison.

Zombaio Features

  • Fraud screening and insurance
  • High risk direct merchant account
  • Fast setup
  • 35 currencies available for your members
  • WAPIE – Webcam credit API initiated re-bill
  • Certified site seal
  • Cross-sell programmes
  • Billing support
  • Affiliate tracking system
  • Sub account management
  • Cascading billing
  • Zombaio Stats – mobile access to your account
  • Zombaio Online Administration – Web based backoffice tool
  • Modern integration methods
  • No registration fee
  • No annual fee
  • No refund fee
  • No authorisation fee
  • Process payments for 3 weeks and then get paid daily
  • Zombaio always keeps a 20 day deposited balance

Company Background

Zombaio was launched in 2007 and has offices in London, UK; Mountain View and New York, USA and in Sweden.  The company was born out of a passion for technology and a wish to change the payments industry.

Today the company is a popular processor of payment solution for the adult industry.  It employs 20 people and has over 10,000 customers globally.

Zombaio Pros & Cons

There are very few reviews of Zombaio online; it’s therefore difficult at the moment to give the company a fair Merchant Machines rating.

Website:  www.zombaio.com

Comments

  1. Joe Dep says

    November 16, 2019 at 10:38 am

    I was scammed by ZOMBAIO, never paid lost alot of money, been waiting for months!
    Don’t take this risk..

    Reply
    • Danny says

      November 28, 2019 at 11:43 pm

      hello, The same situation for me, please let me know if you solve it out in the meantime!

      Reply
      • John Dep says

        April 3, 2020 at 8:36 am

        They Ignore all my message. i dont even know how Visa, mastercard still allows payment via these big time scammer. They owe me $6000 and more !!

        Reply
        • Tom says

          August 10, 2020 at 10:26 am

          Same for me, they ignore my message and own me more than $5000
          GO AWAY FROM THEM

          Reply
  2. Lucian says

    November 28, 2019 at 11:42 pm

    I, too, have been waiting for a few months and I don’t get the money from them.

    Reply
  3. Hans says

    June 29, 2020 at 4:31 pm

    No withdrawals for months, no support response! Does anyone know the address of the bankruptcy trustee?

    Reply
  4. Johny says

    July 1, 2020 at 5:22 pm

    Hello, don’t ever work with zombaio as a payment processor on your website, they are a totaly unprofesional, unserios small company, they send you money after 4-5 months, i received money after 5 months only after i was going to call a lawyer. Iam still waiting for them to send some money from 2019. You can not do bussines in this way, you can not pay your bills and employes in time with this type of procesator who send money after 6 months. They have a phone number and nobody answers, because guess what ? the phone is broken, on livechat they answer after a week with some type of robot answer.

    Reply
    • Tom says

      August 8, 2020 at 3:00 pm

      Did you get your money back? How u did?

      Reply
    • Tom says

      August 10, 2020 at 10:28 am

      I have the exact same problem with them.
      Did you get your money back with a lawyer?

      Reply
  5. JOSH says

    August 5, 2020 at 10:44 pm

    SAME TERRIBLE PROBLEM HERE! THEY DON’T PAY. I’VE BEEN WITH THEN FOR 9 YEARS NOW AND IT’S BEEN ALWAYS A PROBLEM. RIGHT NOW THEY OWE ME MONEY, MORE THAN 5.000 EUROS. IT’S BEEN MORE THAN 5 MONTHS THEY DON’T PAY ME. THEY DON’T REPLAY MUCH, THEY DON’T ANSWER THE PHONE. THEY’RE SUPPOSED TO BE HAVING ISSUES WITH WIRECARD, THAT’S SUPPOSED TO BE THE PROBLEM THEY’RE HAVING, BUT THEY ALWAYS HAVE A NEW EXCUSE IN ORDER TO AVOID SENDING THE PAYOUTS. ANYBODY KNOW WHERE TO REPORT THIS PEOPLE??? THEY ARE RUINING MY BUSINESS!

    Reply
  6. Tom says

    August 8, 2020 at 3:00 pm

    GO AWAY FROM ZOMBAIO!!
    They will keep your money!!
    At the beginning everything is fine, then they begin to keep your money!!

    Reply
  7. Nick says

    September 1, 2020 at 7:40 pm

    Financial suicide to use Zombaio, they DO NOT pay out and they will also re-bill customers that cancel. If you use them they will keep your money.

    Reply
  8. Paul Williams says

    September 3, 2020 at 3:23 pm

    Zombaio are in trouble and not paying out, you only have to Google to see the sheer amount of complaints from Webmasters not being paid.
    We have not been paid since June just ongoing excuses and withholding payments

    Reply
  9. piette says

    September 25, 2020 at 1:49 pm

    it’s the same for me until 2018

    Reply
  10. Razvan says

    October 8, 2020 at 8:58 am

    You know … or someone who has recovered at least some of the money

    Reply
  11. Razvan says

    October 8, 2020 at 8:59 am

    is there any possibility I can sue them?

    Reply
  12. Jesuan Castillo says

    October 9, 2020 at 8:28 am

    INTERPOL IS THE ANSWER

    Reply
  13. Nick says

    February 2, 2021 at 5:18 pm

    Zombaio filed for bankruptcy on the 16th of December, they are gone

    Reply

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