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United Trust Bank VS Dudley Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is United Trust Bank or Dudley Building Society better for your small business?



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Below we look at both United Trust Bank and Dudley Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

United Trust Bank Homepage
United Trust Bank Homepage


Dudley Building Society Homepage
Dudley Building Society Homepage
 

United Trust Bank vs Dudley Building Society Trustpilot Reviews

United Trust BankDudley Building Society
Trustpilot Review Score (out of 5)4.63.1
Percent 5-Star Reviews78%25%
Percent 1- Star Reviews3%63%
Total Number of Reviews1,37224
Sources:
https://www.trustpilot.com/review/utbank.co.uk
https://www.trustpilot.com/review/www.dudleybuildingsociety.co.uk

United Trust Bank vs Dudley Building Society App Reviews

United Trust BankDudley Building Society
iPhone Review Score (out of 5)5No Rating
Number of iPhone Reviews5No Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://apps.apple.com/us/app/united-trust-bank/id6444029400
https://www.apple.com/uk/app-store/

United Trust Bank vs Dudley Building Society Account Fees & Charges

United Trust BankDudley Building Society
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£12.50£5
Most Expensive Monthly Account Fee£25£5
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)Free / £1.50£1 per £100
Cheques (in/out)Free / £2.50£1
CHAPS Payments Cost£25£25
SEPA Payments CostNo25p

United Trust Bank vs Dudley Building Society Business Savings Rates

United Trust BankDudley Building Society
Types of Business Savings AccountsFixed Term Business Bonds, Notice Accounts, Tracker AccountsNotice account, Fixed Rate, Instant access
Lowest Savings Rate (AER)3.75%3.75%
Maximum Savings Rate (AER)5.25%4.90%
Minimum Savings Amount£5,000£1,000
Interest Paid On Foreign CurrenciesYesYes
 

United Trust Bank vs Dudley Building Society Account Opening Times

United Trust BankDudley Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working daysUndisclosed
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

United Trust Bank vs Dudley Building Society Features & Account Types

United Trust Bank Account Types
United Trust Bank Features & Account Types


Dudley Building Society Account Types
Dudley Building Society Features & Account Types


United Trust BankDudley Building Society
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeVisaNone
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoYes
Branch LocationsLondon office onlyLocations around Dudley only

United Trust Bank vs Dudley Building Society Customer Support Options

United Trust BankDudley Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoYes

United Trust Bank vs Dudley Building Society Foreign Currency Accounts

United Trust BankDudley Building Society
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • British Pound (GBP)
  • Swiss Franc (CHF)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
  • Swedish Krona (SEK)
  • Danish Krone (DKK)
  • CHF (Swiss Franc)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)
  • ZAR (South African Rand)
  • TRY (Turkish Lira)
  • INR (Indian Rupee)
  • BRL (Brazilian Real)
  • PHP (Philippine Peso)
  • MXN (Mexican Peso)
  • THB (Thai Baht)
  • MYR (Malaysian Ringgit)
  • TWD (New Taiwan Dollar)

Other Business Services From United Trust Bank and Dudley Building Society

United Trust Bank Account Types
Other United Trust Bank Services


Dudley Building Society Account Types
Other Dudley Building Society Services


United Trust BankDudley Building Society
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

United Trust Bank vs Dudley Building Society Banking Basics

United Trust BankDudley Building Society
Bank TypeChallengerBuilding Society
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number204463161294
WebsiteUnited Trust Bank WebsiteDudley Building Society Website

Common Comparison Questions

Does United Trust Bank or Dudley Building Society have better customer reviews?

United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of these reviews 78% are 5-star and 3% are 1-star.

Whereas, Dudley Building Society scores 3.1 out of 5 based 24 Trustpilot reviews. Of which 25% are 5-star and 63% are 1-star.

Does United Trust Bank or Dudley Building Society have a better App?

United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Dudley Building Society’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does United Trust Bank or Dudley Building Society have better business savings rates?

United Trust Bank offers the following types of business savings accounts: Fixed Term Business Bonds, Notice Accounts, Tracker Accounts with interest rates ranging from 3.75% to 5.25%. (AER)

In contrast, Dudley Building Society offers Notice account, Fixed Rate, Instant access accounts with interest rates ranging from 3.75% to 4.90% (AER).

See Other Comparisons:
Natwest vs Barclays
NatWest vs HSBC
NatWest vs Santander
NatWest vs Nationwide
NatWest vs Lloyds Bank
NatWest vs Tide


For other business bank accounts see our guide here.

 



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We do not provide merchant services nor can we recommend which solution is right for you and your business.
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