Is United Trust Bank or Dudley Building Society better for your small business?
Below we look at both United Trust Bank and Dudley Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


United Trust Bank vs Dudley Building Society Trustpilot Reviews
United Trust Bank | Dudley Building Society | |
Trustpilot Review Score (out of 5) | 4.6 | 3.1 |
Percent 5-Star Reviews | 78% | 25% |
Percent 1- Star Reviews | 3% | 63% |
Total Number of Reviews | 1,372 | 24 |
https://www.trustpilot.com/review/utbank.co.uk
https://www.trustpilot.com/review/www.dudleybuildingsociety.co.uk
United Trust Bank vs Dudley Building Society App Reviews
United Trust Bank | Dudley Building Society | |
iPhone Review Score (out of 5) | 5 | No Rating |
Number of iPhone Reviews | 5 | No Reviews |
Android Review Score (out of 5) | No Rating | No Rating |
Number of Android Reviews | No Reviews | No Reviews |
https://apps.apple.com/us/app/united-trust-bank/id6444029400
https://www.apple.com/uk/app-store/
United Trust Bank vs Dudley Building Society Account Fees & Charges
United Trust Bank | Dudley Building Society | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £12.50 | £5 |
Most Expensive Monthly Account Fee | £25 | £5 |
Electronic Payment Cost (in/out) | Free | Free |
Cash Payments Cost (in/out) | Free / £1.50 | £1 per £100 |
Cheques (in/out) | Free / £2.50 | £1 |
CHAPS Payments Cost | £25 | £25 |
SEPA Payments Cost | No | 25p |
United Trust Bank vs Dudley Building Society Business Savings Rates
United Trust Bank | Dudley Building Society | |
Types of Business Savings Accounts | Fixed Term Business Bonds, Notice Accounts, Tracker Accounts | Notice account, Fixed Rate, Instant access |
Lowest Savings Rate (AER) | 3.75% | 3.75% |
Maximum Savings Rate (AER) | 5.25% | 4.90% |
Minimum Savings Amount | £5,000 | £1,000 |
Interest Paid On Foreign Currencies | Yes | Yes |
United Trust Bank vs Dudley Building Society Account Opening Times
United Trust Bank | Dudley Building Society | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 7 Working days | Undisclosed |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | Yes | No |
United Trust Bank vs Dudley Building Society Features & Account Types


United Trust Bank | Dudley Building Society | |
Business Current Account | Yes | No |
Business Savings Account | Yes | Yes |
Business Credit Card | No | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Visa | None |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | No | Yes |
Branch Locations | London office only | Locations around Dudley only |
United Trust Bank vs Dudley Building Society Customer Support Options
United Trust Bank | Dudley Building Society | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | Yes |
United Trust Bank vs Dudley Building Society Foreign Currency Accounts
United Trust Bank | Dudley Building Society | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From United Trust Bank and Dudley Building Society


United Trust Bank | Dudley Building Society | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | No | No |
United Trust Bank vs Dudley Building Society Banking Basics
United Trust Bank | Dudley Building Society | |
Bank Type | Challenger | Building Society |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 204463 | 161294 |
Website | United Trust Bank Website | Dudley Building Society Website |
Common Comparison Questions
Does United Trust Bank or Dudley Building Society have better customer reviews?
United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of these reviews 78% are 5-star and 3% are 1-star.
Whereas, Dudley Building Society scores 3.1 out of 5 based 24 Trustpilot reviews. Of which 25% are 5-star and 63% are 1-star.
Does United Trust Bank or Dudley Building Society have a better App?
United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Dudley Building Society’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does United Trust Bank or Dudley Building Society have better business savings rates?
United Trust Bank offers the following types of business savings accounts: Fixed Term Business Bonds, Notice Accounts, Tracker Accounts with interest rates ranging from 3.75% to 5.25%. (AER)
In contrast, Dudley Building Society offers Notice account, Fixed Rate, Instant access accounts with interest rates ranging from 3.75% to 4.90% (AER).
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For other business bank accounts see our guide here.