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Revolut Business VS PayPal Debit: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Revolut Business or PayPal Debit better for your small business?



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Below we look at both Revolut Business and PayPal Debit reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Revolut Business Homepage
Revolut Business Homepage


PayPal Debit Homepage
PayPal Debit Homepage
 

Revolut Business vs PayPal Debit Trustpilot Reviews

Revolut BusinessPayPal Debit
Trustpilot Review Score (out of 5)4.21.4
Percent 5-Star Reviews75%20%
Percent 1- Star Reviews10%73%
Total Number of Reviews148,1625,277
Sources:
https://www.trustpilot.com/review/www.revolut.com
https://www.trustpilot.com/review/www.paypal.co.uk

Revolut Business vs PayPal Debit App Reviews

Revolut BusinessPayPal Debit
iPhone Review Score (out of 5)4.94.1
Number of iPhone Reviews26,2001,600
Android Review Score (out of 5)4.63.3
Number of Android Reviews20,30091,500
Sources:
https://apps.apple.com/gb/app/revolut-business/id1436969262
https://apps.apple.com/gb/app/paypal-business/id1053148887

Revolut Business vs PayPal Debit Account Fees & Charges

Revolut BusinessPayPal Debit
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account Fee£19No
Most Expensive Monthly Account Fee£79No
Electronic Payment Cost (in/out)1% + 20pFree
Cash Payments Cost (in/out)€1Free
Cheques (in/out)£8Free
CHAPS Payments Cost£25No
SEPA Payments Cost20pNo

Revolut Business vs PayPal Debit Business Savings Rates

Revolut BusinessPayPal Debit
Types of Business Savings AccountsGrow, Scale, EnterpriseNone
Lowest Savings Rate (AER)2%NA
Maximum Savings Rate (AER)3%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

Revolut Business vs PayPal Debit Account Opening Times

Revolut BusinessPayPal Debit
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutesFew minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceYesYes

Revolut Business vs PayPal Debit Features & Account Types

Revolut Business Account Types
Revolut Business Features & Account Types


PayPal Debit Account Types
PayPal Debit Features & Account Types


Revolut BusinessPayPal Debit
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableYesYes
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Revolut Business vs PayPal Debit Customer Support Options

Revolut BusinessPayPal Debit
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Revolut Business vs PayPal Debit Foreign Currency Accounts

Revolut BusinessPayPal Debit
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AED (United Arab Emirates Dirham)
  • AUD (Australian Dollar)
  • BGN (Bulgarian Lev)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • CNY (Chinese Yuan)
  • DKK (Danish Krone)
  • GBP (British Pound Sterling)
  • HKD (Hong Kong Dollar)
  • HUF (Hungarian Forint)
  • ILS (Israeli New Shekel)
  • JPY (Japanese Yen)
  • MXN (Mexican Peso)
  • NOK (Norwegian Krone)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • RUB (Russian Ruble)
  • SAR (Saudi Arabian Riyal)
  • SEK (Swedish Krona)
  • SGD (Singapore Dollar)
  • THB (Thai Baht)
  • TRY (Turkish Lira)
  • AUD – Australian dollar
  • BRL – Brazilian real
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • EUR – Euro
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • INR – Indian rupee
  • JPY – Japanese yen
  • KRW – South Korean won
  • MXN – Mexican peso
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RUB – Russian ruble
  • SGD – Singapore dollar
  • USD – United States dollar
  • ZAR – South African rand

Other Business Services From Revolut Business and PayPal Debit

Revolut Business Account Types
Other Revolut Business Services


PayPal Debit Account Types
Other PayPal Debit Services


Revolut BusinessPayPal Debit
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesYes
Free Accounting SoftwareNoYes

Revolut Business vs PayPal Debit Banking Basics

Revolut BusinessPayPal Debit
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number900562742277
WebsiteRevolut Business WebsitePayPal Debit Website

Common Comparison Questions

Does Revolut Business or PayPal Debit have better customer reviews?

Revolut Business scores 4.2 out of 5 based 148,162 Trustpilot reviews. Of these reviews 75% are 5-star and 10% are 1-star.

Whereas, PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of which 20% are 5-star and 73% are 1-star.

Does Revolut Business or PayPal Debit have a better App?

Revolut Business’s iPhone App is rated 4.9 out of 5 based on 26,200 reviews. And it’s Android App is rated 4.6 out of 5 based on 20,300 reviews.

In comparison, PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.

Does Revolut Business or PayPal Debit have better business savings rates?

Revolut Business offers the following types of business savings accounts: Grow, Scale, Enterprise with interest rates ranging from 2% to 3%. (AER)

In contrast, PayPal Debit offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Revolut Business vs Allica Bank
Revolut Business vs Cater Allen
Revolut Business vs AIB (Allied Irish Bank)
Revolut Business vs Unity Trust
Revolut Business vs United Trust Bank


For other business bank accounts see our guide here.

 



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We do not provide merchant services nor can we recommend which solution is right for you and your business.
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