Is Revolut Business or PayPal Debit better for your small business?
Below we look at both Revolut Business and PayPal Debit reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Revolut Business vs PayPal Debit Trustpilot Reviews
Revolut Business | PayPal Debit | |
Trustpilot Review Score (out of 5) | 4.2 | 1.4 |
Percent 5-Star Reviews | 75% | 20% |
Percent 1- Star Reviews | 10% | 73% |
Total Number of Reviews | 148,162 | 5,277 |
https://www.trustpilot.com/review/www.revolut.com
https://www.trustpilot.com/review/www.paypal.co.uk
Revolut Business vs PayPal Debit App Reviews
Revolut Business | PayPal Debit | |
iPhone Review Score (out of 5) | 4.9 | 4.1 |
Number of iPhone Reviews | 26,200 | 1,600 |
Android Review Score (out of 5) | 4.6 | 3.3 |
Number of Android Reviews | 20,300 | 91,500 |
https://apps.apple.com/gb/app/revolut-business/id1436969262
https://apps.apple.com/gb/app/paypal-business/id1053148887
Revolut Business vs PayPal Debit Account Fees & Charges
Revolut Business | PayPal Debit | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | £19 | No |
Most Expensive Monthly Account Fee | £79 | No |
Electronic Payment Cost (in/out) | 1% + 20p | Free |
Cash Payments Cost (in/out) | €1 | Free |
Cheques (in/out) | £8 | Free |
CHAPS Payments Cost | £25 | No |
SEPA Payments Cost | 20p | No |
Revolut Business vs PayPal Debit Business Savings Rates
Revolut Business | PayPal Debit | |
Types of Business Savings Accounts | Grow, Scale, Enterprise | None |
Lowest Savings Rate (AER) | 2% | NA |
Maximum Savings Rate (AER) | 3% | NA |
Minimum Savings Amount | No | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
Revolut Business vs PayPal Debit Account Opening Times
Revolut Business | PayPal Debit | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 minutes | Few minutes |
Do They Check Your Credit? | No | No |
Current Account Switch Service | Yes | Yes |
Revolut Business vs PayPal Debit Features & Account Types


Revolut Business | PayPal Debit | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | No |
Accounts For Sole Traders | Yes | No |
Joint Business Accounts Available | Yes | Yes |
Card Type | Visa | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
Revolut Business vs PayPal Debit Customer Support Options
Revolut Business | PayPal Debit | |
Phone Support Available | Yes | No |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Revolut Business vs PayPal Debit Foreign Currency Accounts
Revolut Business | PayPal Debit | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
|
|
Other Business Services From Revolut Business and PayPal Debit


Revolut Business | PayPal Debit | |
Business Loans | No | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | Yes | Yes |
Free Accounting Software | No | Yes |
Revolut Business vs PayPal Debit Banking Basics
Revolut Business | PayPal Debit | |
Bank Type | Challenger | Challenger |
FSCS Protection | No | No |
FCA Number | 900562 | 742277 |
Website | Revolut Business Website | PayPal Debit Website |
Common Comparison Questions
Does Revolut Business or PayPal Debit have better customer reviews?
Revolut Business scores 4.2 out of 5 based 148,162 Trustpilot reviews. Of these reviews 75% are 5-star and 10% are 1-star.
Whereas, PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of which 20% are 5-star and 73% are 1-star.
Does Revolut Business or PayPal Debit have a better App?
Revolut Business’s iPhone App is rated 4.9 out of 5 based on 26,200 reviews. And it’s Android App is rated 4.6 out of 5 based on 20,300 reviews.
In comparison, PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.
Does Revolut Business or PayPal Debit have better business savings rates?
Revolut Business offers the following types of business savings accounts: Grow, Scale, Enterprise with interest rates ranging from 2% to 3%. (AER)
In contrast, PayPal Debit offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Revolut Business vs Allica Bank
Revolut Business vs Cater Allen
Revolut Business vs AIB (Allied Irish Bank)
Revolut Business vs Unity Trust
Revolut Business vs United Trust Bank
For other business bank accounts see our guide here.