Is PayPal Debit or Unity Trust better for your small business?
Below we look at both PayPal Debit and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
PayPal Debit vs Unity Trust Trustpilot Reviews
| PayPal Debit | Unity Trust | |
| Trustpilot Review Score (out of 5) | 1.4 | 4 |
| Percent 5-Star Reviews | 20% | 61% |
| Percent 1- Star Reviews | 73% | 14% |
| Total Number of Reviews | 5,277 | 255 |
https://www.trustpilot.com/review/www.paypal.co.uk
https://www.trustpilot.com/review/unity.co.uk
PayPal Debit vs Unity Trust App Reviews
| PayPal Debit | Unity Trust | |
| iPhone Review Score (out of 5) | 4.1 | No Rating |
| Number of iPhone Reviews | 1,600 | No Reviews |
| Android Review Score (out of 5) | 3.3 | No Rating |
| Number of Android Reviews | 91,500 | No Reviews |
https://apps.apple.com/gb/app/paypal-business/id1053148887
https://www.apple.com/uk/app-store/
PayPal Debit vs Unity Trust Account Fees & Charges
| PayPal Debit | Unity Trust | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | No | £6 |
| Most Expensive Monthly Account Fee | No | £6 |
| Electronic Payment Cost (in/out) | Free | 14p |
| Cash Payments Cost (in/out) | Free | 50p per £100 |
| Cheques (in/out) | Free | 30p per item |
| CHAPS Payments Cost | No | £28 |
| SEPA Payments Cost | No | 25p |
PayPal Debit vs Unity Trust Business Savings Rates
| PayPal Debit | Unity Trust | |
| Types of Business Savings Accounts | None | Instant Access, Fixed Term |
| Lowest Savings Rate (AER) | NA | 2.77% |
| Maximum Savings Rate (AER) | NA | 5.10% |
| Minimum Savings Amount | NA | No |
| Interest Paid On Foreign Currencies | Yes | Yes |
PayPal Debit vs Unity Trust Account Opening Times
| PayPal Debit | Unity Trust | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | 7 Working days |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | Yes | Yes |
PayPal Debit vs Unity Trust Features & Account Types
| PayPal Debit | Unity Trust | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | Yes |
| Business Credit Card | No | No |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | No | Yes |
| Accounts For Sole Traders | No | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | No own branches but can use NatWest, RBS or Ulster Bank locations |
PayPal Debit vs Unity Trust Customer Support Options
| PayPal Debit | Unity Trust | |
| Phone Support Available | No | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
PayPal Debit vs Unity Trust Foreign Currency Accounts
| PayPal Debit | Unity Trust | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
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Other Business Services From PayPal Debit and Unity Trust
| PayPal Debit | Unity Trust | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | No |
| Free Accounting Software | Yes | No |
PayPal Debit vs Unity Trust Banking Basics
| PayPal Debit | Unity Trust | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | No | Yes, up to £85,000 |
| FCA Number | 742277 | 204570 |
| Website | PayPal Debit Website | Unity Trust Website |
Common Comparison Questions
Does PayPal Debit or Unity Trust have better customer reviews?
PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of these reviews 20% are 5-star and 73% are 1-star.
Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.
Does PayPal Debit or Unity Trust have a better App?
PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.
In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does PayPal Debit or Unity Trust have better business savings rates?
PayPal Debit offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).
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For other business bank accounts see our guide here.