Is PayPal Debit or SumUp Business Account better for your small business?
Below we look at both PayPal Debit and SumUp Business Account reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
PayPal Debit vs SumUp Business Account Trustpilot Reviews
| PayPal Debit | SumUp Business Account | |
| Trustpilot Review Score (out of 5) | 1.4 | 4.2 |
| Percent 5-Star Reviews | 20% | 64% |
| Percent 1- Star Reviews | 73% | 22% |
| Total Number of Reviews | 5,277 | 18,247 |
https://www.trustpilot.com/review/www.paypal.co.uk
https://www.trustpilot.com/review/sumup.com
PayPal Debit vs SumUp Business Account App Reviews
| PayPal Debit | SumUp Business Account | |
| iPhone Review Score (out of 5) | 4.1 | 4.8 |
| Number of iPhone Reviews | 1,600 | 12,400 |
| Android Review Score (out of 5) | 3.3 | 4.7 |
| Number of Android Reviews | 91,500 | 84,500 |
https://apps.apple.com/gb/app/paypal-business/id1053148887
https://apps.apple.com/gb/app/sumup/id514879214
PayPal Debit vs SumUp Business Account Account Fees & Charges
| PayPal Debit | SumUp Business Account | |
| Free Business Bank Account | No | Yes |
| Free Business Account Term Length | NA | No Limit |
| Cheapest Monthly Account Fee | No | No |
| Most Expensive Monthly Account Fee | No | No |
| Electronic Payment Cost (in/out) | Free | Free |
| Cash Payments Cost (in/out) | Free | Free |
| Cheques (in/out) | Free | Free |
| CHAPS Payments Cost | No | No |
| SEPA Payments Cost | No | No |
PayPal Debit vs SumUp Business Account Business Savings Rates
| PayPal Debit | SumUp Business Account | |
| Types of Business Savings Accounts | None | None |
| Lowest Savings Rate (AER) | NA | NA |
| Maximum Savings Rate (AER) | NA | NA |
| Minimum Savings Amount | NA | NA |
| Interest Paid On Foreign Currencies | Yes | No |
PayPal Debit vs SumUp Business Account Account Opening Times
| PayPal Debit | SumUp Business Account | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | 10 minutes |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | Yes | No |
PayPal Debit vs SumUp Business Account Features & Account Types
| PayPal Debit | SumUp Business Account | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | No |
| Business Credit Card | No | No |
| Business Overdraft | No | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | No | Yes |
| Accounts For Sole Traders | No | Yes |
| Joint Business Accounts Available | Yes | No |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | None, online only |
PayPal Debit vs SumUp Business Account Customer Support Options
| PayPal Debit | SumUp Business Account | |
| Phone Support Available | No | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
PayPal Debit vs SumUp Business Account Foreign Currency Accounts
| PayPal Debit | SumUp Business Account | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From PayPal Debit and SumUp Business Account
| PayPal Debit | SumUp Business Account | |
| Business Loans | No | No |
| Commercial Mortgages | No | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | Yes |
| Free Accounting Software | Yes | No |
PayPal Debit vs SumUp Business Account Banking Basics
| PayPal Debit | SumUp Business Account | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | No | No |
| FCA Number | 742277 | 900700 |
| Website | PayPal Debit Website | SumUp Business Account Website |
Common Comparison Questions
Does PayPal Debit or SumUp Business Account have better customer reviews?
PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of these reviews 20% are 5-star and 73% are 1-star.
Whereas, SumUp Business Account scores 4.2 out of 5 based 18,247 Trustpilot reviews. Of which 64% are 5-star and 22% are 1-star.
Does PayPal Debit or SumUp Business Account have a better App?
PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.
In comparison, SumUp Business Account’s iPhone App is rated 4.8 out of 5 based on 12,400 reviews. And it’s Android App is rated 4.7 out of 5 based on 84,500 reviews.
Does PayPal Debit or SumUp Business Account have better business savings rates?
PayPal Debit offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, SumUp Business Account offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.