Is PayPal Debit or Intergiro better for your small business?
Below we look at both PayPal Debit and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


PayPal Debit vs Intergiro Trustpilot Reviews
PayPal Debit | Intergiro | |
Trustpilot Review Score (out of 5) | 1.4 | 3.4 |
Percent 5-Star Reviews | 20% | 77% |
Percent 1- Star Reviews | 73% | 15% |
Total Number of Reviews | 5,277 | 171 |
https://www.trustpilot.com/review/www.paypal.co.uk
https://www.trustpilot.com/review/intergiro.com
PayPal Debit vs Intergiro App Reviews
PayPal Debit | Intergiro | |
iPhone Review Score (out of 5) | 4.1 | 5 |
Number of iPhone Reviews | 1,600 | 4 |
Android Review Score (out of 5) | 3.3 | No Rating |
Number of Android Reviews | 91,500 | No Reviews |
https://apps.apple.com/gb/app/paypal-business/id1053148887
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309
PayPal Debit vs Intergiro Account Fees & Charges
PayPal Debit | Intergiro | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | No | £2.99 |
Most Expensive Monthly Account Fee | No | £15 |
Electronic Payment Cost (in/out) | Free | 25p |
Cash Payments Cost (in/out) | Free | 70p per £100 |
Cheques (in/out) | Free | £1 |
CHAPS Payments Cost | No | £25 |
SEPA Payments Cost | No | €1 |
PayPal Debit vs Intergiro Business Savings Rates
PayPal Debit | Intergiro | |
Types of Business Savings Accounts | None | None |
Lowest Savings Rate (AER) | NA | NA |
Maximum Savings Rate (AER) | NA | NA |
Minimum Savings Amount | NA | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
PayPal Debit vs Intergiro Account Opening Times
PayPal Debit | Intergiro | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | Few minutes | 5 to 10 Working days |
Do They Check Your Credit? | No | No |
Current Account Switch Service | Yes | No |
PayPal Debit vs Intergiro Features & Account Types


PayPal Debit | Intergiro | |
Business Current Account | Yes | Yes |
Business Savings Account | No | No |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | No |
Accounts For Charities | No | No |
Accounts For Sole Traders | No | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
PayPal Debit vs Intergiro Customer Support Options
PayPal Debit | Intergiro | |
Phone Support Available | No | No |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
PayPal Debit vs Intergiro Foreign Currency Accounts
PayPal Debit | Intergiro | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From PayPal Debit and Intergiro


PayPal Debit | Intergiro | |
Business Loans | No | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | Yes | No |
Free Accounting Software | Yes | No |
PayPal Debit vs Intergiro Banking Basics
PayPal Debit | Intergiro | |
Bank Type | Challenger | Challenger |
FSCS Protection | No | No |
FCA Number | 742277 | 900945 |
Website | PayPal Debit Website | Intergiro Website |
Common Comparison Questions
Does PayPal Debit or Intergiro have better customer reviews?
PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of these reviews 20% are 5-star and 73% are 1-star.
Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.
Does PayPal Debit or Intergiro have a better App?
PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.
In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does PayPal Debit or Intergiro have better business savings rates?
PayPal Debit offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:PayPal Debit vs GoSolo
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PayPal Debit vs MultiPass
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PayPal Debit vs SumUp Business Account
For other business bank accounts see our guide here.