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PayPal Debit VS Fair Everywhere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is PayPal Debit or Fair Everywhere better for your small business?



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Below we look at both PayPal Debit and Fair Everywhere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

PayPal Debit Homepage
PayPal Debit Homepage


Fair Everywhere Homepage
Fair Everywhere Homepage
 

PayPal Debit vs Fair Everywhere Trustpilot Reviews

PayPal DebitFair Everywhere
Trustpilot Review Score (out of 5)1.43.1
Percent 5-Star Reviews20%27%
Percent 1- Star Reviews73%64%
Total Number of Reviews5,27711
Sources:
https://www.trustpilot.com/review/www.paypal.co.uk
https://www.trustpilot.com/review/faireverywhere.com

PayPal Debit vs Fair Everywhere App Reviews

PayPal DebitFair Everywhere
iPhone Review Score (out of 5)4.12.2
Number of iPhone Reviews1,6005
Android Review Score (out of 5)3.33.9
Number of Android Reviews91,5007
Sources:
https://apps.apple.com/gb/app/paypal-business/id1053148887
https://apps.apple.com/gb/app/fair-everywhere/id1331905256

PayPal Debit vs Fair Everywhere Account Fees & Charges

PayPal DebitFair Everywhere
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNo£12.50
Most Expensive Monthly Account FeeNo£12.50
Electronic Payment Cost (in/out)Free30p
Cash Payments Cost (in/out)Free£1.50 / £3 + 2.75%
Cheques (in/out)Free50p per cheque
CHAPS Payments CostNo£30
SEPA Payments CostNoNo

PayPal Debit vs Fair Everywhere Business Savings Rates

PayPal DebitFair Everywhere
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesYes
 

PayPal Debit vs Fair Everywhere Account Opening Times

PayPal DebitFair Everywhere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutes1 day
Do They Check Your Credit?NoNo
Current Account Switch ServiceYesYes

PayPal Debit vs Fair Everywhere Features & Account Types

PayPal Debit Account Types
PayPal Debit Features & Account Types


Fair Everywhere Account Types
Fair Everywhere Features & Account Types


PayPal DebitFair Everywhere
Business Current AccountYesYes
Business Savings AccountNoNo
Business Credit CardNoYes
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoNo
Accounts For Sole TradersNoYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

PayPal Debit vs Fair Everywhere Customer Support Options

PayPal DebitFair Everywhere
Phone Support AvailableNoYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

PayPal Debit vs Fair Everywhere Foreign Currency Accounts

PayPal DebitFair Everywhere
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AUD – Australian dollar
  • BRL – Brazilian real
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • EUR – Euro
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • INR – Indian rupee
  • JPY – Japanese yen
  • KRW – South Korean won
  • MXN – Mexican peso
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RUB – Russian ruble
  • SGD – Singapore dollar
  • USD – United States dollar
  • ZAR – South African rand
  • British Pound GBP

Other Business Services From PayPal Debit and Fair Everywhere

PayPal Debit Account Types
Other PayPal Debit Services


Fair Everywhere Account Types
Other Fair Everywhere Services


PayPal DebitFair Everywhere
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesNo
Free Accounting SoftwareYesNo

PayPal Debit vs Fair Everywhere Banking Basics

PayPal DebitFair Everywhere
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number742277504547
WebsitePayPal Debit WebsiteFair Everywhere Website

Common Comparison Questions

Does PayPal Debit or Fair Everywhere have better customer reviews?

PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of these reviews 20% are 5-star and 73% are 1-star.

Whereas, Fair Everywhere scores 3.1 out of 5 based 11 Trustpilot reviews. Of which 27% are 5-star and 64% are 1-star.

Does PayPal Debit or Fair Everywhere have a better App?

PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.

In comparison, Fair Everywhere’s iPhone App is rated 2.2 out of 5 based on 5 reviews. And it’s Android App is rated 3.9 out of 5 based on 7 reviews.

Does PayPal Debit or Fair Everywhere have better business savings rates?

PayPal Debit offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Fair Everywhere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
PayPal Debit vs Countingup
PayPal Debit vs State Bank of India (UK)
PayPal Debit vs Charity Bank
PayPal Debit vs Cumberland Building Society
PayPal Debit vs Redwood Bank


For other business bank accounts see our guide here.

 



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We do not provide merchant services nor can we recommend which solution is right for you and your business.
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