Is PayPal Debit or Cumberland Building Society better for your small business?
Below we look at both PayPal Debit and Cumberland Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
PayPal Debit vs Cumberland Building Society Trustpilot Reviews
| PayPal Debit | Cumberland Building Society | |
| Trustpilot Review Score (out of 5) | 1.4 | 2.5 |
| Percent 5-Star Reviews | 20% | 22% |
| Percent 1- Star Reviews | 73% | 69% |
| Total Number of Reviews | 5,277 | 41 |
https://www.trustpilot.com/review/www.paypal.co.uk
https://www.trustpilot.com/review/cumberlandbuildingsociety.co.uk
PayPal Debit vs Cumberland Building Society App Reviews
| PayPal Debit | Cumberland Building Society | |
| iPhone Review Score (out of 5) | 4.1 | 4.7 |
| Number of iPhone Reviews | 1,600 | 644 |
| Android Review Score (out of 5) | 3.3 | 4.8 |
| Number of Android Reviews | 91,500 | 415 |
https://apps.apple.com/gb/app/paypal-business/id1053148887
https://apps.apple.com/gb/app/cumberland-mobile-banking/id715482935
PayPal Debit vs Cumberland Building Society Account Fees & Charges
| PayPal Debit | Cumberland Building Society | |
| Free Business Bank Account | No | Yes |
| Free Business Account Term Length | NA | 12 Months |
| Cheapest Monthly Account Fee | No | Free |
| Most Expensive Monthly Account Fee | No | £5 |
| Electronic Payment Cost (in/out) | Free | 35p |
| Cash Payments Cost (in/out) | Free | 40p per £100 |
| Cheques (in/out) | Free | £1 |
| CHAPS Payments Cost | No | £25 |
| SEPA Payments Cost | No | No |
PayPal Debit vs Cumberland Building Society Business Savings Rates
| PayPal Debit | Cumberland Building Society | |
| Types of Business Savings Accounts | None | Instant Access, Fixed Term, Notice Savings |
| Lowest Savings Rate (AER) | NA | 3.05% |
| Maximum Savings Rate (AER) | NA | 4.20% |
| Minimum Savings Amount | NA | £1 |
| Interest Paid On Foreign Currencies | Yes | No |
PayPal Debit vs Cumberland Building Society Account Opening Times
| PayPal Debit | Cumberland Building Society | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | 5 to 10 minutes |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | Yes | Yes |
PayPal Debit vs Cumberland Building Society Features & Account Types
| PayPal Debit | Cumberland Building Society | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | Yes |
| Business Credit Card | No | Yes |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | No | Yes |
| Accounts For Sole Traders | No | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | Yes |
| Branch Locations | None, online only | Locations in North East England only |
PayPal Debit vs Cumberland Building Society Customer Support Options
| PayPal Debit | Cumberland Building Society | |
| Phone Support Available | No | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | Yes |
PayPal Debit vs Cumberland Building Society Foreign Currency Accounts
| PayPal Debit | Cumberland Building Society | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
| No |
Other Business Services From PayPal Debit and Cumberland Building Society
| PayPal Debit | Cumberland Building Society | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | Yes | Yes |
PayPal Debit vs Cumberland Building Society Banking Basics
| PayPal Debit | Cumberland Building Society | |
| Bank Type | Challenger | Building Society |
| FSCS Protection | No | Yes, up to £85,000 |
| FCA Number | 742277 | 106074 |
| Website | PayPal Debit Website | Cumberland Building Society Website |
Common Comparison Questions
Does PayPal Debit or Cumberland Building Society have better customer reviews?
PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of these reviews 20% are 5-star and 73% are 1-star.
Whereas, Cumberland Building Society scores 2.5 out of 5 based 41 Trustpilot reviews. Of which 22% are 5-star and 69% are 1-star.
Does PayPal Debit or Cumberland Building Society have a better App?
PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.
In comparison, Cumberland Building Society’s iPhone App is rated 4.7 out of 5 based on 644 reviews. And it’s Android App is rated 4.8 out of 5 based on 415 reviews.
Does PayPal Debit or Cumberland Building Society have better business savings rates?
PayPal Debit offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Cumberland Building Society offers Instant Access, Fixed Term, Notice Savings accounts with interest rates ranging from 3.05% to 4.20% (AER).
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For other business bank accounts see our guide here.