Is PayPal Debit or Cater Allen better for your small business?
Below we look at both PayPal Debit and Cater Allen reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
PayPal Debit vs Cater Allen Trustpilot Reviews
| PayPal Debit | Cater Allen | |
| Trustpilot Review Score (out of 5) | 1.4 | 1.9 |
| Percent 5-Star Reviews | 20% | 7% |
| Percent 1- Star Reviews | 73% | 80% |
| Total Number of Reviews | 5,277 | 136 |
https://www.trustpilot.com/review/www.paypal.co.uk
https://www.trustpilot.com/review/www.caterallen.co.uk
PayPal Debit vs Cater Allen App Reviews
| PayPal Debit | Cater Allen | |
| iPhone Review Score (out of 5) | 4.1 | No Rating |
| Number of iPhone Reviews | 1,600 | No Reviews |
| Android Review Score (out of 5) | 3.3 | No Rating |
| Number of Android Reviews | 91,500 | No Reviews |
https://apps.apple.com/gb/app/paypal-business/id1053148887
https://www.apple.com/uk/app-store/
PayPal Debit vs Cater Allen Account Fees & Charges
| PayPal Debit | Cater Allen | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | No | Free |
| Most Expensive Monthly Account Fee | No | £25 |
| Electronic Payment Cost (in/out) | Free | £2 |
| Cash Payments Cost (in/out) | Free | Free |
| Cheques (in/out) | Free | £6 |
| CHAPS Payments Cost | No | £25 |
| SEPA Payments Cost | No | £2 |
PayPal Debit vs Cater Allen Business Savings Rates
| PayPal Debit | Cater Allen | |
| Types of Business Savings Accounts | None | Fixed Term, Notice Account |
| Lowest Savings Rate (AER) | NA | 3.00% |
| Maximum Savings Rate (AER) | NA | 4.70% |
| Minimum Savings Amount | NA | No |
| Interest Paid On Foreign Currencies | Yes | Yes |
PayPal Debit vs Cater Allen Account Opening Times
| PayPal Debit | Cater Allen | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | 7 days |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | Yes | No |
PayPal Debit vs Cater Allen Features & Account Types
| PayPal Debit | Cater Allen | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | Yes |
| Business Credit Card | No | No |
| Business Overdraft | No | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | No | Yes |
| Accounts For Sole Traders | No | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | None, online and phone only |
PayPal Debit vs Cater Allen Customer Support Options
| PayPal Debit | Cater Allen | |
| Phone Support Available | No | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
PayPal Debit vs Cater Allen Foreign Currency Accounts
| PayPal Debit | Cater Allen | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
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Other Business Services From PayPal Debit and Cater Allen
| PayPal Debit | Cater Allen | |
| Business Loans | No | No |
| Commercial Mortgages | No | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | Yes | No |
PayPal Debit vs Cater Allen Banking Basics
| PayPal Debit | Cater Allen | |
| Bank Type | Challenger | High Street |
| FSCS Protection | No | Yes, up to £85,000 |
| FCA Number | 742277 | 178737 |
| Website | PayPal Debit Website | Cater Allen Website |
Common Comparison Questions
Does PayPal Debit or Cater Allen have better customer reviews?
PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of these reviews 20% are 5-star and 73% are 1-star.
Whereas, Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of which 7% are 5-star and 80% are 1-star.
Does PayPal Debit or Cater Allen have a better App?
PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.
In comparison, Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does PayPal Debit or Cater Allen have better business savings rates?
PayPal Debit offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Cater Allen offers Fixed Term, Notice Account accounts with interest rates ranging from 3.00% to 4.70% (AER).
See Other Comparisons:PayPal Debit vs AIB (Allied Irish Bank)
PayPal Debit vs Unity Trust
PayPal Debit vs United Trust Bank
PayPal Debit vs HSBC Kinetic
PayPal Debit vs CardOneMoney
For other business bank accounts see our guide here.