Is PayPal Debit or Cambridge & Counties Bank better for your small business?
Below we look at both PayPal Debit and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
PayPal Debit vs Cambridge & Counties Bank Trustpilot Reviews
| PayPal Debit | Cambridge & Counties Bank | |
| Trustpilot Review Score (out of 5) | 1.4 | 2.8 |
| Percent 5-Star Reviews | 20% | 29% |
| Percent 1- Star Reviews | 73% | 43% |
| Total Number of Reviews | 5,277 | 7 |
https://www.trustpilot.com/review/www.paypal.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk
PayPal Debit vs Cambridge & Counties Bank App Reviews
| PayPal Debit | Cambridge & Counties Bank | |
| iPhone Review Score (out of 5) | 4.1 | No Rating |
| Number of iPhone Reviews | 1,600 | No Reviews |
| Android Review Score (out of 5) | 3.3 | No Rating |
| Number of Android Reviews | 91,500 | No Reviews |
https://apps.apple.com/gb/app/paypal-business/id1053148887
https://www.apple.com/uk/app-store/
PayPal Debit vs Cambridge & Counties Bank Account Fees & Charges
| PayPal Debit | Cambridge & Counties Bank | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | No | £12 |
| Most Expensive Monthly Account Fee | No | £12 |
| Electronic Payment Cost (in/out) | Free | £1 |
| Cash Payments Cost (in/out) | Free | £2 |
| Cheques (in/out) | Free | £2 |
| CHAPS Payments Cost | No | £20 |
| SEPA Payments Cost | No | 25p |
PayPal Debit vs Cambridge & Counties Bank Business Savings Rates
| PayPal Debit | Cambridge & Counties Bank | |
| Types of Business Savings Accounts | None | Notice account, Fixed Rate |
| Lowest Savings Rate (AER) | NA | 4.05% |
| Maximum Savings Rate (AER) | NA | 4.80% |
| Minimum Savings Amount | NA | £10,000 |
| Interest Paid On Foreign Currencies | Yes | No |
PayPal Debit vs Cambridge & Counties Bank Account Opening Times
| PayPal Debit | Cambridge & Counties Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | Undisclosed |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | Yes | Yes |
PayPal Debit vs Cambridge & Counties Bank Features & Account Types
| PayPal Debit | Cambridge & Counties Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | Yes |
| Business Credit Card | No | No |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | No |
| Accounts For Charities | No | Yes |
| Accounts For Sole Traders | No | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | No | Yes |
| Branch Locations | None, online only | Leicester |
PayPal Debit vs Cambridge & Counties Bank Customer Support Options
| PayPal Debit | Cambridge & Counties Bank | |
| Phone Support Available | No | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | Yes |
PayPal Debit vs Cambridge & Counties Bank Foreign Currency Accounts
| PayPal Debit | Cambridge & Counties Bank | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From PayPal Debit and Cambridge & Counties Bank
| PayPal Debit | Cambridge & Counties Bank | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | Yes | No |
PayPal Debit vs Cambridge & Counties Bank Banking Basics
| PayPal Debit | Cambridge & Counties Bank | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | No | Yes, up to £85,000 |
| FCA Number | 742277 | 579415 |
| Website | PayPal Debit Website | Cambridge & Counties Bank Website |
Common Comparison Questions
Does PayPal Debit or Cambridge & Counties Bank have better customer reviews?
PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of these reviews 20% are 5-star and 73% are 1-star.
Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.
Does PayPal Debit or Cambridge & Counties Bank have a better App?
PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.
In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does PayPal Debit or Cambridge & Counties Bank have better business savings rates?
PayPal Debit offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).
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For other business bank accounts see our guide here.