Is PayPal Debit or Ampere better for your small business?
Below we look at both PayPal Debit and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
PayPal Debit vs Ampere Trustpilot Reviews
| PayPal Debit | Ampere | |
| Trustpilot Review Score (out of 5) | 1.4 | 4.2 |
| Percent 5-Star Reviews | 20% | 74% |
| Percent 1- Star Reviews | 73% | 18% |
| Total Number of Reviews | 5,277 | 50 |
https://www.trustpilot.com/review/www.paypal.co.uk
https://www.trustpilot.com/review/ampere.co.uk
PayPal Debit vs Ampere App Reviews
| PayPal Debit | Ampere | |
| iPhone Review Score (out of 5) | 4.1 | 4.8 |
| Number of iPhone Reviews | 1,600 | 30 |
| Android Review Score (out of 5) | 3.3 | 4.7 |
| Number of Android Reviews | 91,500 | 953 |
https://apps.apple.com/gb/app/paypal-business/id1053148887
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835
PayPal Debit vs Ampere Account Fees & Charges
| PayPal Debit | Ampere | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | No | £20.00 |
| Most Expensive Monthly Account Fee | No | £20.00 |
| Electronic Payment Cost (in/out) | Free | Free |
| Cash Payments Cost (in/out) | Free | NA |
| Cheques (in/out) | Free | NA |
| CHAPS Payments Cost | No | £25 |
| SEPA Payments Cost | No | Free |
PayPal Debit vs Ampere Business Savings Rates
| PayPal Debit | Ampere | |
| Types of Business Savings Accounts | None | None |
| Lowest Savings Rate (AER) | NA | NA |
| Maximum Savings Rate (AER) | NA | NA |
| Minimum Savings Amount | NA | NA |
| Interest Paid On Foreign Currencies | Yes | No |
PayPal Debit vs Ampere Account Opening Times
| PayPal Debit | Ampere | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | Undisclosed |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | Yes | No |
PayPal Debit vs Ampere Features & Account Types
| PayPal Debit | Ampere | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | No |
| Business Credit Card | No | No |
| Business Overdraft | No | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | No | No |
| Accounts For Sole Traders | No | No |
| Joint Business Accounts Available | Yes | No |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | None, online only |
PayPal Debit vs Ampere Customer Support Options
| PayPal Debit | Ampere | |
| Phone Support Available | No | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
PayPal Debit vs Ampere Foreign Currency Accounts
| PayPal Debit | Ampere | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From PayPal Debit and Ampere
| PayPal Debit | Ampere | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | Yes |
| Free Accounting Software | Yes | No |
PayPal Debit vs Ampere Banking Basics
| PayPal Debit | Ampere | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | No | No |
| FCA Number | 742277 | 900594 |
| Website | PayPal Debit Website | Ampere Website |
Common Comparison Questions
Does PayPal Debit or Ampere have better customer reviews?
PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of these reviews 20% are 5-star and 73% are 1-star.
Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.
Does PayPal Debit or Ampere have a better App?
PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.
In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.
Does PayPal Debit or Ampere have better business savings rates?
PayPal Debit offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.