Merchant Machine

PayPal Debit VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is PayPal Debit or Amaiz better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both PayPal Debit and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

PayPal Debit Homepage
PayPal Debit Homepage


Amaiz Homepage
Amaiz Homepage
 

PayPal Debit vs Amaiz Trustpilot Reviews

PayPal DebitAmaiz
Trustpilot Review Score (out of 5)1.44.1
Percent 5-Star Reviews20%68%
Percent 1- Star Reviews73%20%
Total Number of Reviews5,277168
Sources:
https://www.trustpilot.com/review/www.paypal.co.uk
https://www.trustpilot.com/review/amaiz.com

PayPal Debit vs Amaiz App Reviews

PayPal DebitAmaiz
iPhone Review Score (out of 5)4.1No Rating
Number of iPhone Reviews1,600No Reviews
Android Review Score (out of 5)3.3No Rating
Number of Android Reviews91,500No Reviews
Sources:
https://apps.apple.com/gb/app/paypal-business/id1053148887
https://www.apple.com/uk/app-store/

PayPal Debit vs Amaiz Account Fees & Charges

PayPal DebitAmaiz
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNo£49
Most Expensive Monthly Account FeeNo£99
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)FreeFree
Cheques (in/out)FreeFree
CHAPS Payments CostNo£15
SEPA Payments CostNo£3

PayPal Debit vs Amaiz Business Savings Rates

PayPal DebitAmaiz
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesYes
 

PayPal Debit vs Amaiz Account Opening Times

PayPal DebitAmaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutesFew minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceYesYes

PayPal Debit vs Amaiz Features & Account Types

PayPal Debit Account Types
PayPal Debit Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


PayPal DebitAmaiz
Business Current AccountYesYes
Business Savings AccountNoNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersNoYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

PayPal Debit vs Amaiz Customer Support Options

PayPal DebitAmaiz
Phone Support AvailableNoYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

PayPal Debit vs Amaiz Foreign Currency Accounts

PayPal DebitAmaiz
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AUD – Australian dollar
  • BRL – Brazilian real
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • EUR – Euro
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • INR – Indian rupee
  • JPY – Japanese yen
  • KRW – South Korean won
  • MXN – Mexican peso
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RUB – Russian ruble
  • SGD – Singapore dollar
  • USD – United States dollar
  • ZAR – South African rand
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From PayPal Debit and Amaiz

PayPal Debit Account Types
Other PayPal Debit Services


Amaiz Account Types
Other Amaiz Services


PayPal DebitAmaiz
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesNo
Free Accounting SoftwareYesYes

PayPal Debit vs Amaiz Banking Basics

PayPal DebitAmaiz
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number742277900857
WebsitePayPal Debit WebsiteAmaiz Website

Common Comparison Questions

Does PayPal Debit or Amaiz have better customer reviews?

PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of these reviews 20% are 5-star and 73% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does PayPal Debit or Amaiz have a better App?

PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does PayPal Debit or Amaiz have better business savings rates?

PayPal Debit offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
PayPal Debit vs ICICI Bank UK
PayPal Debit vs Intergiro
PayPal Debit vs GoSolo
PayPal Debit vs 3S Money
PayPal Debit vs MultiPass


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224