Is Mettle or PayPal Debit better for your small business?
Below we look at both Mettle and PayPal Debit reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Mettle vs PayPal Debit Trustpilot Reviews
| Mettle | PayPal Debit | |
| Trustpilot Review Score (out of 5) | 4.6 | 1.4 |
| Percent 5-Star Reviews | 81% | 20% |
| Percent 1- Star Reviews | 8% | 73% |
| Total Number of Reviews | 3,418 | 5,277 |
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/www.paypal.co.uk
Mettle vs PayPal Debit App Reviews
| Mettle | PayPal Debit | |
| iPhone Review Score (out of 5) | 4.9 | 4.1 |
| Number of iPhone Reviews | 25,100 | 1,600 |
| Android Review Score (out of 5) | 4.8 | 3.3 |
| Number of Android Reviews | 8,890 | 91,500 |
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://apps.apple.com/gb/app/paypal-business/id1053148887
Mettle vs PayPal Debit Account Fees & Charges
| Mettle | PayPal Debit | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | No |
| Most Expensive Monthly Account Fee | No | No |
| Electronic Payment Cost (in/out) | Free | Free |
| Cash Payments Cost (in/out) | £1.50 / £2.50 | Free |
| Cheques (in/out) | 50p | Free |
| CHAPS Payments Cost | £20 | No |
| SEPA Payments Cost | No | No |
Mettle vs PayPal Debit Business Savings Rates
| Mettle | PayPal Debit | |
| Types of Business Savings Accounts | Savings pot | None |
| Lowest Savings Rate (AER) | 1.46% | NA |
| Maximum Savings Rate (AER) | 1.46% | NA |
| Minimum Savings Amount | £10 | NA |
| Interest Paid On Foreign Currencies | No | Yes |
Mettle vs PayPal Debit Account Opening Times
| Mettle | PayPal Debit | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | Few minutes |
| Do They Check Your Credit? | No | No |
| Current Account Switch Service | No | Yes |
Mettle vs PayPal Debit Features & Account Types
| Mettle | PayPal Debit | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | No | No |
| Business Overdraft | No | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | No |
| Joint Business Accounts Available | No | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | None, online only |
Mettle vs PayPal Debit Customer Support Options
| Mettle | PayPal Debit | |
| Phone Support Available | Yes | No |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Mettle vs PayPal Debit Foreign Currency Accounts
| Mettle | PayPal Debit | |
| US Dollar (USD) Bank Accounts | No | Yes |
| Euro (EUR) Bank Accounts | No | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Mettle and PayPal Debit
| Mettle | PayPal Debit | |
| Business Loans | No | No |
| Commercial Mortgages | No | No |
| Invoice Financing | No | No |
| International Payments | No | Yes |
| Merchant Payment Services | No | Yes |
| Card Machines | No | Yes |
| Free Accounting Software | Yes | Yes |
Mettle vs PayPal Debit Banking Basics
| Mettle | PayPal Debit | |
| Bank Type | High Street/Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 via NatWest | No |
| FCA Number | 121878 | 742277 |
| Website | Mettle Website | PayPal Debit Website |
Common Comparison Questions
Does Mettle or PayPal Debit have better customer reviews?
Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.
Whereas, PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of which 20% are 5-star and 73% are 1-star.
Does Mettle or PayPal Debit have a better App?
Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.
In comparison, PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.
Does Mettle or PayPal Debit have better business savings rates?
Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)
In contrast, PayPal Debit offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Mettle vs Allica Bank
Mettle vs Cater Allen
Mettle vs AIB (Allied Irish Bank)
Mettle vs Unity Trust
Mettle vs United Trust Bank
For other business bank accounts see our guide here.