Is Kent Reliance or PayPal Debit better for your small business?
Below we look at both Kent Reliance and PayPal Debit reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Kent Reliance vs PayPal Debit Trustpilot Reviews
Kent Reliance | PayPal Debit | |
Trustpilot Review Score (out of 5) | 4 | 1.4 |
Percent 5-Star Reviews | 61% | 20% |
Percent 1- Star Reviews | 22% | 73% |
Total Number of Reviews | 2,104 | 5,277 |
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/www.paypal.co.uk
Kent Reliance vs PayPal Debit App Reviews
Kent Reliance | PayPal Debit | |
iPhone Review Score (out of 5) | No Rating | 4.1 |
Number of iPhone Reviews | No Reviews | 1,600 |
Android Review Score (out of 5) | No Rating | 3.3 |
Number of Android Reviews | No Reviews | 91,500 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/paypal-business/id1053148887
Kent Reliance vs PayPal Debit Account Fees & Charges
Kent Reliance | PayPal Debit | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | Free | No |
Most Expensive Monthly Account Fee | Free | No |
Electronic Payment Cost (in/out) | £10 | Free |
Cash Payments Cost (in/out) | £1 | Free |
Cheques (in/out) | £1 | Free |
CHAPS Payments Cost | £10 | No |
SEPA Payments Cost | No | No |
Kent Reliance vs PayPal Debit Business Savings Rates
Kent Reliance | PayPal Debit | |
Types of Business Savings Accounts | Easy access, Notice Account, Fixed rate, Business savings | None |
Lowest Savings Rate (AER) | 0.10% | NA |
Maximum Savings Rate (AER) | 5.13% | NA |
Minimum Savings Amount | £1,000 | NA |
Interest Paid On Foreign Currencies | No | Yes |
Kent Reliance vs PayPal Debit Account Opening Times
Kent Reliance | PayPal Debit | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 minutes | Few minutes |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | No | Yes |
Kent Reliance vs PayPal Debit Features & Account Types


Kent Reliance | PayPal Debit | |
Business Current Account | No | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | No |
Joint Business Accounts Available | Yes | Yes |
Card Type | None | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | No | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | Locations in Kent only | None, online only |
Kent Reliance vs PayPal Debit Customer Support Options
Kent Reliance | PayPal Debit | |
Phone Support Available | Yes | No |
Email Support Available | Yes | Yes |
App Based Support | No | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Kent Reliance vs PayPal Debit Foreign Currency Accounts
Kent Reliance | PayPal Debit | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | No | Yes |
Other Currencies Available: | No |
|
Other Business Services From Kent Reliance and PayPal Debit


Kent Reliance | PayPal Debit | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | No | No |
International Payments | No | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | Yes |
Free Accounting Software | No | Yes |
Kent Reliance vs PayPal Debit Banking Basics
Kent Reliance | PayPal Debit | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 530504 | 742277 |
Website | Kent Reliance Website | PayPal Debit Website |
Common Comparison Questions
Does Kent Reliance or PayPal Debit have better customer reviews?
Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.
Whereas, PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of which 20% are 5-star and 73% are 1-star.
Does Kent Reliance or PayPal Debit have a better App?
Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.
Does Kent Reliance or PayPal Debit have better business savings rates?
Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)
In contrast, PayPal Debit offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.