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Kent Reliance VS PayPal Debit: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Kent Reliance or PayPal Debit better for your small business?



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Below we look at both Kent Reliance and PayPal Debit reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Kent Reliance Homepage
Kent Reliance Homepage


PayPal Debit Homepage
PayPal Debit Homepage
 

Kent Reliance vs PayPal Debit Trustpilot Reviews

Kent ReliancePayPal Debit
Trustpilot Review Score (out of 5)41.4
Percent 5-Star Reviews61%20%
Percent 1- Star Reviews22%73%
Total Number of Reviews2,1045,277
Sources:
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/www.paypal.co.uk

Kent Reliance vs PayPal Debit App Reviews

Kent ReliancePayPal Debit
iPhone Review Score (out of 5)No Rating4.1
Number of iPhone ReviewsNo Reviews1,600
Android Review Score (out of 5)No Rating3.3
Number of Android ReviewsNo Reviews91,500
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/paypal-business/id1053148887

Kent Reliance vs PayPal Debit Account Fees & Charges

Kent ReliancePayPal Debit
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFreeNo
Most Expensive Monthly Account FeeFreeNo
Electronic Payment Cost (in/out)£10Free
Cash Payments Cost (in/out)£1Free
Cheques (in/out)£1Free
CHAPS Payments Cost£10No
SEPA Payments CostNoNo

Kent Reliance vs PayPal Debit Business Savings Rates

Kent ReliancePayPal Debit
Types of Business Savings AccountsEasy access, Notice Account, Fixed rate, Business savingsNone
Lowest Savings Rate (AER)0.10%NA
Maximum Savings Rate (AER)5.13%NA
Minimum Savings Amount£1,000NA
Interest Paid On Foreign CurrenciesNoYes
 

Kent Reliance vs PayPal Debit Account Opening Times

Kent ReliancePayPal Debit
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutesFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceNoYes

Kent Reliance vs PayPal Debit Features & Account Types

Kent Reliance Account Types
Kent Reliance Features & Account Types


PayPal Debit Account Types
PayPal Debit Features & Account Types


Kent ReliancePayPal Debit
Business Current AccountNoYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingYesNo
Branch LocationsLocations in Kent onlyNone, online only

Kent Reliance vs PayPal Debit Customer Support Options

Kent ReliancePayPal Debit
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportYesNo

Kent Reliance vs PayPal Debit Foreign Currency Accounts

Kent ReliancePayPal Debit
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • AUD – Australian dollar
  • BRL – Brazilian real
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • EUR – Euro
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • INR – Indian rupee
  • JPY – Japanese yen
  • KRW – South Korean won
  • MXN – Mexican peso
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RUB – Russian ruble
  • SGD – Singapore dollar
  • USD – United States dollar
  • ZAR – South African rand

Other Business Services From Kent Reliance and PayPal Debit

Kent Reliance Account Types
Other Kent Reliance Services


PayPal Debit Account Types
Other PayPal Debit Services


Kent ReliancePayPal Debit
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoYes
Card MachinesNoYes
Free Accounting SoftwareNoYes

Kent Reliance vs PayPal Debit Banking Basics

Kent ReliancePayPal Debit
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number530504742277
WebsiteKent Reliance WebsitePayPal Debit Website

Common Comparison Questions

Does Kent Reliance or PayPal Debit have better customer reviews?

Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.

Whereas, PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of which 20% are 5-star and 73% are 1-star.

Does Kent Reliance or PayPal Debit have a better App?

Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.

Does Kent Reliance or PayPal Debit have better business savings rates?

Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)

In contrast, PayPal Debit offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Kent Reliance vs Allica Bank
Kent Reliance vs Cater Allen
Kent Reliance vs AIB (Allied Irish Bank)
Kent Reliance vs Unity Trust
Kent Reliance vs United Trust Bank


For other business bank accounts see our guide here.

 



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