Is Cambridge Building Society or PayPal Debit better for your small business?
Below we look at both Cambridge Building Society and PayPal Debit reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Cambridge Building Society vs PayPal Debit Trustpilot Reviews
| Cambridge Building Society | PayPal Debit | |
| Trustpilot Review Score (out of 5) | 3.1 | 1.4 |
| Percent 5-Star Reviews | 53% | 20% |
| Percent 1- Star Reviews | 47% | 73% |
| Total Number of Reviews | 15 | 5,277 |
https://www.trustpilot.com/review/www.cambridgebs.co.uk
https://www.trustpilot.com/review/www.paypal.co.uk
Cambridge Building Society vs PayPal Debit App Reviews
| Cambridge Building Society | PayPal Debit | |
| iPhone Review Score (out of 5) | 4 | 4.1 |
| Number of iPhone Reviews | 35 | 1,600 |
| Android Review Score (out of 5) | 2.6 | 3.3 |
| Number of Android Reviews | 29 | 91,500 |
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229
https://apps.apple.com/gb/app/paypal-business/id1053148887
Cambridge Building Society vs PayPal Debit Account Fees & Charges
| Cambridge Building Society | PayPal Debit | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | £10 | No |
| Most Expensive Monthly Account Fee | £20 | No |
| Electronic Payment Cost (in/out) | Free | Free |
| Cash Payments Cost (in/out) | £1.50 | Free |
| Cheques (in/out) | Free | Free |
| CHAPS Payments Cost | No | No |
| SEPA Payments Cost | No | No |
Cambridge Building Society vs PayPal Debit Business Savings Rates
| Cambridge Building Society | PayPal Debit | |
| Types of Business Savings Accounts | Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond | None |
| Lowest Savings Rate (AER) | 2.90% | NA |
| Maximum Savings Rate (AER) | 4.25% | NA |
| Minimum Savings Amount | £1,000 | NA |
| Interest Paid On Foreign Currencies | No | Yes |
Cambridge Building Society vs PayPal Debit Account Opening Times
| Cambridge Building Society | PayPal Debit | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Undisclosed | Few minutes |
| Do They Check Your Credit? | Yes | No |
| Current Account Switch Service | No | Yes |
Cambridge Building Society vs PayPal Debit Features & Account Types
| Cambridge Building Society | PayPal Debit | |
| Business Current Account | No | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | No | No |
| Business Overdraft | No | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | No |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | None | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | No |
| Branch Locations | Locations around Cambridge | None, online only |
Cambridge Building Society vs PayPal Debit Customer Support Options
| Cambridge Building Society | PayPal Debit | |
| Phone Support Available | Yes | No |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Cambridge Building Society vs PayPal Debit Foreign Currency Accounts
| Cambridge Building Society | PayPal Debit | |
| US Dollar (USD) Bank Accounts | No | Yes |
| Euro (EUR) Bank Accounts | No | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Cambridge Building Society and PayPal Debit
| Cambridge Building Society | PayPal Debit | |
| Business Loans | Yes | No |
| Commercial Mortgages | Yes | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | No | Yes |
| Card Machines | No | Yes |
| Free Accounting Software | No | Yes |
Cambridge Building Society vs PayPal Debit Banking Basics
| Cambridge Building Society | PayPal Debit | |
| Bank Type | Building Society | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | 157223 | 742277 |
| Website | Cambridge Building Society Website | PayPal Debit Website |
Common Comparison Questions
Does Cambridge Building Society or PayPal Debit have better customer reviews?
Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of these reviews 53% are 5-star and 47% are 1-star.
Whereas, PayPal Debit scores 1.4 out of 5 based 5,277 Trustpilot reviews. Of which 20% are 5-star and 73% are 1-star.
Does Cambridge Building Society or PayPal Debit have a better App?
Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.
In comparison, PayPal Debit’s iPhone App is rated 4.1 out of 5 based on 1,600 reviews. And it’s Android App is rated 3.3 out of 5 based on 91,500 reviews.
Does Cambridge Building Society or PayPal Debit have better business savings rates?
Cambridge Building Society offers the following types of business savings accounts: Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond with interest rates ranging from 2.90% to 4.25%. (AER)
In contrast, PayPal Debit offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.