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Barclays VS Triodos Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Barclays or Triodos Bank better for your small business?



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Below we look at both Barclays and Triodos Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Barclays Homepage
Barclays Homepage


Triodos Bank Homepage
Triodos Bank Homepage
 

Barclays vs Triodos Bank Trustpilot Reviews

BarclaysTriodos Bank
Trustpilot Review Score (out of 5)1.44.1
Percent 5-Star Reviews8%58%
Percent 1- Star Reviews86%22%
Total Number of Reviews9,859514
Sources:
https://www.trustpilot.com/review/www.barclays.co.uk
https://www.trustpilot.com/review/triodos.co.uk

Barclays vs Triodos Bank App Reviews

BarclaysTriodos Bank
iPhone Review Score (out of 5)4.84.6
Number of iPhone Reviews1,700,0001,700
Android Review Score (out of 5)4.84.6
Number of Android Reviews506,000851
Sources:
https://apps.apple.com/gb/app/barclays/id536248734
https://apps.apple.com/gb/app/triodos-bank-uk/id1238649529

Barclays vs Triodos Bank Account Fees & Charges

BarclaysTriodos Bank
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account Fee£8.50£3
Most Expensive Monthly Account Fee£8.50£3
Electronic Payment Cost (in/out)Free (up to 500 per month; 35p after)No
Cash Payments Cost (in/out)60p per £100/FreeFree / £1
Cheques (in/out)60p each/60p each£1
CHAPS Payments Cost£15£20
SEPA Payments Cost35pNo

Barclays vs Triodos Bank Business Savings Rates

BarclaysTriodos Bank
Types of Business Savings AccountsInstant access, Fixed-term Treasury Reserve AccountsNone
Lowest Savings Rate (AER)1.51%NA
Maximum Savings Rate (AER)1.96%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Barclays vs Triodos Bank Account Opening Times

BarclaysTriodos Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Up to 7 Working Days1 to 2 Working days
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Barclays vs Triodos Bank Features & Account Types

Barclays Account Types
Barclays Features & Account Types


Triodos Bank Account Types
Triodos Bank Features & Account Types


BarclaysTriodos Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYes, via BarclaycardNo
Business OverdraftYesYes
Accounts For StartupsYesNo
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideBristol, London and Edinburgh

Barclays vs Triodos Bank Customer Support Options

BarclaysTriodos Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Barclays vs Triodos Bank Foreign Currency Accounts

BarclaysTriodos Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Chinese Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Hong Kong Dollar (HKD)
  • Japanese Yen (JPY)
  • New Zealand Dollar (NZD)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Singapore Dollar (SGD)
  • South African Rand (ZAR)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)
  • UAE Dirham (AED)
  • Australian Dollar (AUD)
  • Bulgarian Lev (BGN)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Chinese Renminbi Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Euro (EUR)
  • Hong Kong Dollar (HKD)
  • Croatian Kuna (HRK)
  • Hungarian Forint (HUF)
  • Indian Rupee (INR)
  • New Israeli Sheqel (ILS)
  • Japanese Yen (JPY)
  • Mexican Peso (MXN)
  • Norwegian Krone (NOK)
  • New Zealand Dollar (NZD)

Other Business Services From Barclays and Triodos Bank

Barclays Account Types
Other Barclays Services


Triodos Bank Account Types
Other Triodos Bank Services


BarclaysTriodos Bank
Business LoansYesYes
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYes, via BarclaycardNo
Card MachinesYes, via BarclaycardNo
Free Accounting SoftwareYes, FreshBooksNo

Barclays vs Triodos Bank Banking Basics

BarclaysTriodos Bank
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number122702817008
WebsiteBarclays WebsiteTriodos Bank Website

Common Comparison Questions

Does Barclays or Triodos Bank have better customer reviews?

Barclays scores 1.4 out of 5 based 9,859 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Triodos Bank scores 4.1 out of 5 based 514 Trustpilot reviews. Of which 58% are 5-star and 22% are 1-star.

Does Barclays or Triodos Bank have a better App?

Barclays’s iPhone App is rated 4.8 out of 5 based on 1,700,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 506,000 reviews.

In comparison, Triodos Bank’s iPhone App is rated 4.6 out of 5 based on 1,700 reviews. And it’s Android App is rated 4.6 out of 5 based on 851 reviews.

Does Barclays or Triodos Bank have better business savings rates?

Barclays offers the following types of business savings accounts: Instant access, Fixed-term Treasury Reserve Accounts with interest rates ranging from 1.51% to 1.96%. (AER)

In contrast, Triodos Bank offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Barclays vs Soldo
Barclays vs Cambridge Building Society
Barclays vs PayPal Debit
Barclays vs Allica Bank
Barclays vs Cater Allen


For other business bank accounts see our guide here.

 



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