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Barclays VS Kent Reliance: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Barclays or Kent Reliance better for your small business?



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Below we look at both Barclays and Kent Reliance reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Barclays Homepage
Barclays Homepage


Kent Reliance Homepage
Kent Reliance Homepage
 

Barclays vs Kent Reliance Trustpilot Reviews

BarclaysKent Reliance
Trustpilot Review Score (out of 5)1.44
Percent 5-Star Reviews8%61%
Percent 1- Star Reviews86%22%
Total Number of Reviews9,8592,104
Sources:
https://www.trustpilot.com/review/www.barclays.co.uk
https://www.trustpilot.com/review/www.kentreliance.co.uk

Barclays vs Kent Reliance App Reviews

BarclaysKent Reliance
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews1,700,000No Reviews
Android Review Score (out of 5)4.8No Rating
Number of Android Reviews506,000No Reviews
Sources:
https://apps.apple.com/gb/app/barclays/id536248734
https://www.apple.com/uk/app-store/

Barclays vs Kent Reliance Account Fees & Charges

BarclaysKent Reliance
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account Fee£8.50Free
Most Expensive Monthly Account Fee£8.50Free
Electronic Payment Cost (in/out)Free (up to 500 per month; 35p after)£10
Cash Payments Cost (in/out)60p per £100/Free£1
Cheques (in/out)60p each/60p each£1
CHAPS Payments Cost£15£10
SEPA Payments Cost35pNo

Barclays vs Kent Reliance Business Savings Rates

BarclaysKent Reliance
Types of Business Savings AccountsInstant access, Fixed-term Treasury Reserve AccountsEasy access, Notice Account, Fixed rate, Business savings
Lowest Savings Rate (AER)1.51%0.10%
Maximum Savings Rate (AER)1.96%5.13%
Minimum Savings Amount£1£1,000
Interest Paid On Foreign CurrenciesYesNo
 

Barclays vs Kent Reliance Account Opening Times

BarclaysKent Reliance
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Up to 7 Working Days10 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Barclays vs Kent Reliance Features & Account Types

Barclays Account Types
Barclays Features & Account Types


Kent Reliance Account Types
Kent Reliance Features & Account Types


BarclaysKent Reliance
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardYes, via BarclaycardNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesYes
Branch LocationsUK-wideLocations in Kent only

Barclays vs Kent Reliance Customer Support Options

BarclaysKent Reliance
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesYes

Barclays vs Kent Reliance Foreign Currency Accounts

BarclaysKent Reliance
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Chinese Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Hong Kong Dollar (HKD)
  • Japanese Yen (JPY)
  • New Zealand Dollar (NZD)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Singapore Dollar (SGD)
  • South African Rand (ZAR)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)
  • UAE Dirham (AED)
No

Other Business Services From Barclays and Kent Reliance

Barclays Account Types
Other Barclays Services


Kent Reliance Account Types
Other Kent Reliance Services


BarclaysKent Reliance
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesNo
Merchant Payment ServicesYes, via BarclaycardNo
Card MachinesYes, via BarclaycardNo
Free Accounting SoftwareYes, FreshBooksNo

Barclays vs Kent Reliance Banking Basics

BarclaysKent Reliance
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number122702530504
WebsiteBarclays WebsiteKent Reliance Website

Common Comparison Questions

Does Barclays or Kent Reliance have better customer reviews?

Barclays scores 1.4 out of 5 based 9,859 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of which 61% are 5-star and 22% are 1-star.

Does Barclays or Kent Reliance have a better App?

Barclays’s iPhone App is rated 4.8 out of 5 based on 1,700,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 506,000 reviews.

In comparison, Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Barclays or Kent Reliance have better business savings rates?

Barclays offers the following types of business savings accounts: Instant access, Fixed-term Treasury Reserve Accounts with interest rates ranging from 1.51% to 1.96%. (AER)

In contrast, Kent Reliance offers Easy access, Notice Account, Fixed rate, Business savings accounts with interest rates ranging from 0.10% to 5.13% (AER).

See Other Comparisons:
Barclays vs Cynergy Bank
Barclays vs Zempler Bank (formerly Cashplus)
Barclays vs Co-operative Bank
Barclays vs Aldermore
Barclays vs Handelsbanken


For other business bank accounts see our guide here.

 



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