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Barclays VS Intergiro: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Barclays or Intergiro better for your small business?



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Below we look at both Barclays and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Barclays Homepage
Barclays Homepage


Intergiro Homepage
Intergiro Homepage
 

Barclays vs Intergiro Trustpilot Reviews

BarclaysIntergiro
Trustpilot Review Score (out of 5)1.43.4
Percent 5-Star Reviews8%77%
Percent 1- Star Reviews86%15%
Total Number of Reviews9,859171
Sources:
https://www.trustpilot.com/review/www.barclays.co.uk
https://www.trustpilot.com/review/intergiro.com

Barclays vs Intergiro App Reviews

BarclaysIntergiro
iPhone Review Score (out of 5)4.85
Number of iPhone Reviews1,700,0004
Android Review Score (out of 5)4.8No Rating
Number of Android Reviews506,000No Reviews
Sources:
https://apps.apple.com/gb/app/barclays/id536248734
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Barclays vs Intergiro Account Fees & Charges

BarclaysIntergiro
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account Fee£8.50£2.99
Most Expensive Monthly Account Fee£8.50£15
Electronic Payment Cost (in/out)Free (up to 500 per month; 35p after)25p
Cash Payments Cost (in/out)60p per £100/Free70p per £100
Cheques (in/out)60p each/60p each£1
CHAPS Payments Cost£15£25
SEPA Payments Cost35p€1

Barclays vs Intergiro Business Savings Rates

BarclaysIntergiro
Types of Business Savings AccountsInstant access, Fixed-term Treasury Reserve AccountsNone
Lowest Savings Rate (AER)1.51%NA
Maximum Savings Rate (AER)1.96%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Barclays vs Intergiro Account Opening Times

BarclaysIntergiro
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Up to 7 Working Days5 to 10 Working days
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Barclays vs Intergiro Features & Account Types

Barclays Account Types
Barclays Features & Account Types


Intergiro Account Types
Intergiro Features & Account Types


BarclaysIntergiro
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYes, via BarclaycardNo
Business OverdraftYesNo
Accounts For StartupsYesNo
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Barclays vs Intergiro Customer Support Options

BarclaysIntergiro
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Barclays vs Intergiro Foreign Currency Accounts

BarclaysIntergiro
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Chinese Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Hong Kong Dollar (HKD)
  • Japanese Yen (JPY)
  • New Zealand Dollar (NZD)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Singapore Dollar (SGD)
  • South African Rand (ZAR)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)
  • UAE Dirham (AED)
  • AED – United Arab Emirates dirham
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • CZK – Czech koruna
  • DKK – Danish krone
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • HRK – Croatian kuna
  • HUF – Hungarian forint
  • ILS – Israeli new shekel
  • INR – Indian rupee
  • ISK – Icelandic króna
  • JPY – Japanese yen
  • KRW – South Korean won
  • KWD – Kuwaiti dinar
  • KZT – Kazakh tenge
  • MXN – Mexican peso
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RON – Romanian leu
  • RUB – Russian ruble
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • THB – Thai baht
  • TRY – Turkish lira

Other Business Services From Barclays and Intergiro

Barclays Account Types
Other Barclays Services


Intergiro Account Types
Other Intergiro Services


BarclaysIntergiro
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYes, via BarclaycardYes
Card MachinesYes, via BarclaycardNo
Free Accounting SoftwareYes, FreshBooksNo

Barclays vs Intergiro Banking Basics

BarclaysIntergiro
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number122702900945
WebsiteBarclays WebsiteIntergiro Website

Common Comparison Questions

Does Barclays or Intergiro have better customer reviews?

Barclays scores 1.4 out of 5 based 9,859 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Barclays or Intergiro have a better App?

Barclays’s iPhone App is rated 4.8 out of 5 based on 1,700,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 506,000 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Barclays or Intergiro have better business savings rates?

Barclays offers the following types of business savings accounts: Instant access, Fixed-term Treasury Reserve Accounts with interest rates ranging from 1.51% to 1.96%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Barclays vs GoSolo
Barclays vs 3S Money
Barclays vs MultiPass
Barclays vs Reliance Bank
Barclays vs SumUp Business Account


For other business bank accounts see our guide here.

 



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