Barclays VS Intergiro: Business Banking Review & Fee Comparison

Is Barclays or Intergiro better for your small business?

Below we look at both Barclays and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Barclays vs Intergiro Trustpilot Reviews

	Barclays	Intergiro
Trustpilot Review Score (out of 5)	1.4	3.4
Percent 5-Star Reviews	8%	77%
Percent 1- Star Reviews	86%	15%
Total Number of Reviews	9,859	171

Sources:
https://www.trustpilot.com/review/www.barclays.co.uk
https://www.trustpilot.com/review/intergiro.com

Barclays vs Intergiro App Reviews

	Barclays	Intergiro
iPhone Review Score (out of 5)	4.8	5
Number of iPhone Reviews	1,700,000	4
Android Review Score (out of 5)	4.8	No Rating
Number of Android Reviews	506,000	No Reviews

Sources:
https://apps.apple.com/gb/app/barclays/id536248734
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Barclays vs Intergiro Account Fees & Charges

	Barclays	Intergiro
Free Business Bank Account	Yes	No
Free Business Account Term Length	12 Months	NA
Cheapest Monthly Account Fee	£8.50	£2.99
Most Expensive Monthly Account Fee	£8.50	£15
Electronic Payment Cost (in/out)	Free (up to 500 per month; 35p after)	25p
Cash Payments Cost (in/out)	60p per £100/Free	70p per £100
Cheques (in/out)	60p each/60p each	£1
CHAPS Payments Cost	£15	£25
SEPA Payments Cost	35p	€1

Barclays vs Intergiro Business Savings Rates

	Barclays	Intergiro
Types of Business Savings Accounts	Instant access, Fixed-term Treasury Reserve Accounts	None
Lowest Savings Rate (AER)	1.51%	NA
Maximum Savings Rate (AER)	1.96%	NA
Minimum Savings Amount	£1	NA
Interest Paid On Foreign Currencies	Yes	Yes

Barclays vs Intergiro Account Opening Times

	Barclays	Intergiro
Can You Apply Online?	Yes	Yes
How Long Does Opening An Account Typically Take?	Up to 7 Working Days	5 to 10 Working days
Do They Check Your Credit?	Yes	No
Current Account Switch Service	Yes	No

Barclays vs Intergiro Features & Account Types

	Barclays	Intergiro
Business Current Account	Yes	Yes
Business Savings Account	Yes	No
Business Credit Card	Yes, via Barclaycard	No
Business Overdraft	Yes	No
Accounts For Startups	Yes	No
Accounts For Charities	Yes	No
Accounts For Sole Traders	Yes	Yes
Joint Business Accounts Available	Yes	No
Card Type	Mastercard	Mastercard
Online Banking	Yes	Yes
Mobile Banking	Yes	Yes
In Person/Branch Banking	Yes	No
Branch Locations	UK-wide	None, online only

Barclays vs Intergiro Customer Support Options

	Barclays	Intergiro
Phone Support Available	Yes	No
Email Support Available	Yes	Yes
App Based Support	Yes	Yes
Web Based Support	Yes	Yes
In person Customer Support	Yes	No

Barclays vs Intergiro Foreign Currency Accounts

	Barclays	Intergiro
US Dollar (USD) Bank Accounts	Yes	Yes
Euro (EUR) Bank Accounts	Yes	Yes
Other Currencies Available:	Australian Dollar (AUD) Canadian Dollar (CAD) Chinese Yuan (CNY) Czech Koruna (CZK) Danish Krone (DKK) Hong Kong Dollar (HKD) Japanese Yen (JPY) New Zealand Dollar (NZD) Norwegian Krone (NOK) Polish Zloty (PLN) Singapore Dollar (SGD) South African Rand (ZAR) Swedish Krona (SEK) Swiss Franc (CHF) UAE Dirham (AED)	AED – United Arab Emirates dirham AUD – Australian dollar BGN – Bulgarian lev CAD – Canadian dollar CHF – Swiss franc CNY – Chinese yuan CZK – Czech koruna DKK – Danish krone GBP – British pound sterling HKD – Hong Kong dollar HRK – Croatian kuna HUF – Hungarian forint ILS – Israeli new shekel INR – Indian rupee ISK – Icelandic króna JPY – Japanese yen KRW – South Korean won KWD – Kuwaiti dinar KZT – Kazakh tenge MXN – Mexican peso MYR – Malaysian ringgit NOK – Norwegian krone NZD – New Zealand dollar PHP – Philippine peso PLN – Polish zloty RON – Romanian leu RUB – Russian ruble SEK – Swedish krona SGD – Singapore dollar THB – Thai baht TRY – Turkish lira

Other Business Services From Barclays and Intergiro

	Barclays	Intergiro
Business Loans	Yes	No
Commercial Mortgages	Yes	No
Invoice Financing	Yes	No
International Payments	Yes	Yes
Merchant Payment Services	Yes, via Barclaycard	Yes
Card Machines	Yes, via Barclaycard	No
Free Accounting Software	Yes, FreshBooks	No

Barclays vs Intergiro Banking Basics

	Barclays	Intergiro
Bank Type	High Street	Challenger
FSCS Protection	Yes, up to £85,000	No
FCA Number	122702	900945
Website	Barclays Website	Intergiro Website

Common Comparison Questions

Does Barclays or Intergiro have better customer reviews?

Barclays scores 1.4 out of 5 based 9,859 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Barclays or Intergiro have a better App?

Barclays’s iPhone App is rated 4.8 out of 5 based on 1,700,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 506,000 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Barclays or Intergiro have better business savings rates?

Barclays offers the following types of business savings accounts: Instant access, Fixed-term Treasury Reserve Accounts with interest rates ranging from 1.51% to 1.96%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

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For other business bank accounts see our guide here.