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Barclays VS Countingup: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Barclays or Countingup better for your small business?



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Below we look at both Barclays and Countingup reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Barclays Homepage
Barclays Homepage


Countingup Homepage
Countingup Homepage
 

Barclays vs Countingup Trustpilot Reviews

BarclaysCountingup
Trustpilot Review Score (out of 5)1.44.4
Percent 5-Star Reviews8%81%
Percent 1- Star Reviews86%9%
Total Number of Reviews9,8592,382
Sources:
https://www.trustpilot.com/review/www.barclays.co.uk
https://www.trustpilot.com/review/countingup.com

Barclays vs Countingup App Reviews

BarclaysCountingup
iPhone Review Score (out of 5)4.84.7
Number of iPhone Reviews1,700,0002,800
Android Review Score (out of 5)4.84.5
Number of Android Reviews506,0001,300
Sources:
https://apps.apple.com/gb/app/barclays/id536248734
https://apps.apple.com/gb/app/countingup-business-account/id1286828618

Barclays vs Countingup Account Fees & Charges

BarclaysCountingup
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account Fee£8.50£3
Most Expensive Monthly Account Fee£8.50£18
Electronic Payment Cost (in/out)Free (up to 500 per month; 35p after)30p
Cash Payments Cost (in/out)60p per £100/Free£1
Cheques (in/out)60p each/60p eachFree
CHAPS Payments Cost£15No
SEPA Payments Cost35pNo

Barclays vs Countingup Business Savings Rates

BarclaysCountingup
Types of Business Savings AccountsInstant access, Fixed-term Treasury Reserve AccountsNone
Lowest Savings Rate (AER)1.51%NA
Maximum Savings Rate (AER)1.96%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Barclays vs Countingup Account Opening Times

BarclaysCountingup
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Up to 7 Working Days5 minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Barclays vs Countingup Features & Account Types

Barclays Account Types
Barclays Features & Account Types


Countingup Account Types
Countingup Features & Account Types


BarclaysCountingup
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYes, via BarclaycardNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesNo
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Barclays vs Countingup Customer Support Options

BarclaysCountingup
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Barclays vs Countingup Foreign Currency Accounts

BarclaysCountingup
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Chinese Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Hong Kong Dollar (HKD)
  • Japanese Yen (JPY)
  • New Zealand Dollar (NZD)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Singapore Dollar (SGD)
  • South African Rand (ZAR)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)
  • UAE Dirham (AED)
  • GBP (British Pound)
  • EUR (Euro)
  • USD (US Dollar)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • CHF (Swiss Franc)
  • SEK (Swedish Krona)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)

Other Business Services From Barclays and Countingup

Barclays Account Types
Other Barclays Services


Countingup Account Types
Other Countingup Services


BarclaysCountingup
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYes, via BarclaycardNo
Card MachinesYes, via BarclaycardNo
Free Accounting SoftwareYes, FreshBooksYes

Barclays vs Countingup Banking Basics

BarclaysCountingup
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number122702900010
WebsiteBarclays WebsiteCountingup Website

Common Comparison Questions

Does Barclays or Countingup have better customer reviews?

Barclays scores 1.4 out of 5 based 9,859 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Countingup scores 4.4 out of 5 based 2,382 Trustpilot reviews. Of which 81% are 5-star and 9% are 1-star.

Does Barclays or Countingup have a better App?

Barclays’s iPhone App is rated 4.8 out of 5 based on 1,700,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 506,000 reviews.

In comparison, Countingup’s iPhone App is rated 4.7 out of 5 based on 2,800 reviews. And it’s Android App is rated 4.5 out of 5 based on 1,300 reviews.

Does Barclays or Countingup have better business savings rates?

Barclays offers the following types of business savings accounts: Instant access, Fixed-term Treasury Reserve Accounts with interest rates ranging from 1.51% to 1.96%. (AER)

In contrast, Countingup offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Barclays vs State Bank of India (UK)
Barclays vs Charity Bank
Barclays vs Cumberland Building Society
Barclays vs Redwood Bank
Barclays vs Amaiz


For other business bank accounts see our guide here.

 



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