Is Barclays or Charity Bank better for your small business?
Below we look at both Barclays and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Barclays vs Charity Bank Trustpilot Reviews
| Barclays | Charity Bank | |
| Trustpilot Review Score (out of 5) | 1.4 | 3.3 |
| Percent 5-Star Reviews | 8% | 33% |
| Percent 1- Star Reviews | 86% | 34% |
| Total Number of Reviews | 9,859 | 3 |
https://www.trustpilot.com/review/www.barclays.co.uk
https://www.trustpilot.com/review/charitybank.org
Barclays vs Charity Bank App Reviews
| Barclays | Charity Bank | |
| iPhone Review Score (out of 5) | 4.8 | No Rating |
| Number of iPhone Reviews | 1,700,000 | No Reviews |
| Android Review Score (out of 5) | 4.8 | No Rating |
| Number of Android Reviews | 506,000 | No Reviews |
https://apps.apple.com/gb/app/barclays/id536248734
https://www.apple.com/uk/app-store/
Barclays vs Charity Bank Account Fees & Charges
| Barclays | Charity Bank | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 12 Months | NA |
| Cheapest Monthly Account Fee | £8.50 | Free |
| Most Expensive Monthly Account Fee | £8.50 | Free |
| Electronic Payment Cost (in/out) | Free (up to 500 per month; 35p after) | No |
| Cash Payments Cost (in/out) | 60p per £100/Free | Free |
| Cheques (in/out) | 60p each/60p each | Free |
| CHAPS Payments Cost | £15 | £10 |
| SEPA Payments Cost | 35p | 20p |
Barclays vs Charity Bank Business Savings Rates
| Barclays | Charity Bank | |
| Types of Business Savings Accounts | Instant access, Fixed-term Treasury Reserve Accounts | CITR accounts, Easy Access, Notice Accounts, Fixed Account |
| Lowest Savings Rate (AER) | 1.51% | 2.02% |
| Maximum Savings Rate (AER) | 1.96% | 4.51% |
| Minimum Savings Amount | £1 | £1,000 |
| Interest Paid On Foreign Currencies | Yes | No |
Barclays vs Charity Bank Account Opening Times
| Barclays | Charity Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Up to 7 Working Days | Undisclosed |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Barclays vs Charity Bank Features & Account Types
| Barclays | Charity Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes, via Barclaycard | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | Yes | No |
| Branch Locations | UK-wide | Tonbridge |
Barclays vs Charity Bank Customer Support Options
| Barclays | Charity Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Barclays vs Charity Bank Foreign Currency Accounts
| Barclays | Charity Bank | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From Barclays and Charity Bank
| Barclays | Charity Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes, via Barclaycard | No |
| Card Machines | Yes, via Barclaycard | No |
| Free Accounting Software | Yes, FreshBooks | No |
Barclays vs Charity Bank Banking Basics
| Barclays | Charity Bank | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 122702 | 207701 |
| Website | Barclays Website | Charity Bank Website |
Common Comparison Questions
Does Barclays or Charity Bank have better customer reviews?
Barclays scores 1.4 out of 5 based 9,859 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.
Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.
Does Barclays or Charity Bank have a better App?
Barclays’s iPhone App is rated 4.8 out of 5 based on 1,700,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 506,000 reviews.
In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Barclays or Charity Bank have better business savings rates?
Barclays offers the following types of business savings accounts: Instant access, Fixed-term Treasury Reserve Accounts with interest rates ranging from 1.51% to 1.96%. (AER)
In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).
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For other business bank accounts see our guide here.