Is Barclays or Cater Allen better for your small business?
Below we look at both Barclays and Cater Allen reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Barclays vs Cater Allen Trustpilot Reviews
Barclays | Cater Allen | |
Trustpilot Review Score (out of 5) | 1.4 | 1.9 |
Percent 5-Star Reviews | 8% | 7% |
Percent 1- Star Reviews | 86% | 80% |
Total Number of Reviews | 9,859 | 136 |
https://www.trustpilot.com/review/www.barclays.co.uk
https://www.trustpilot.com/review/www.caterallen.co.uk
Barclays vs Cater Allen App Reviews
Barclays | Cater Allen | |
iPhone Review Score (out of 5) | 4.8 | No Rating |
Number of iPhone Reviews | 1,700,000 | No Reviews |
Android Review Score (out of 5) | 4.8 | No Rating |
Number of Android Reviews | 506,000 | No Reviews |
https://apps.apple.com/gb/app/barclays/id536248734
https://www.apple.com/uk/app-store/
Barclays vs Cater Allen Account Fees & Charges
Barclays | Cater Allen | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 12 Months | NA |
Cheapest Monthly Account Fee | £8.50 | Free |
Most Expensive Monthly Account Fee | £8.50 | £25 |
Electronic Payment Cost (in/out) | Free (up to 500 per month; 35p after) | £2 |
Cash Payments Cost (in/out) | 60p per £100/Free | Free |
Cheques (in/out) | 60p each/60p each | £6 |
CHAPS Payments Cost | £15 | £25 |
SEPA Payments Cost | 35p | £2 |
Barclays vs Cater Allen Business Savings Rates
Barclays | Cater Allen | |
Types of Business Savings Accounts | Instant access, Fixed-term Treasury Reserve Accounts | Fixed Term, Notice Account |
Lowest Savings Rate (AER) | 1.51% | 3.00% |
Maximum Savings Rate (AER) | 1.96% | 4.70% |
Minimum Savings Amount | £1 | No |
Interest Paid On Foreign Currencies | Yes | Yes |
Barclays vs Cater Allen Account Opening Times
Barclays | Cater Allen | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | Up to 7 Working Days | 7 days |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | No |
Barclays vs Cater Allen Features & Account Types


Barclays | Cater Allen | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes, via Barclaycard | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | UK-wide | None, online and phone only |
Barclays vs Cater Allen Customer Support Options
Barclays | Cater Allen | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Barclays vs Cater Allen Foreign Currency Accounts
Barclays | Cater Allen | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
|
|
Other Business Services From Barclays and Cater Allen


Barclays | Cater Allen | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes, via Barclaycard | No |
Card Machines | Yes, via Barclaycard | No |
Free Accounting Software | Yes, FreshBooks | No |
Barclays vs Cater Allen Banking Basics
Barclays | Cater Allen | |
Bank Type | High Street | High Street |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 122702 | 178737 |
Website | Barclays Website | Cater Allen Website |
Common Comparison Questions
Does Barclays or Cater Allen have better customer reviews?
Barclays scores 1.4 out of 5 based 9,859 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.
Whereas, Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of which 7% are 5-star and 80% are 1-star.
Does Barclays or Cater Allen have a better App?
Barclays’s iPhone App is rated 4.8 out of 5 based on 1,700,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 506,000 reviews.
In comparison, Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Barclays or Cater Allen have better business savings rates?
Barclays offers the following types of business savings accounts: Instant access, Fixed-term Treasury Reserve Accounts with interest rates ranging from 1.51% to 1.96%. (AER)
In contrast, Cater Allen offers Fixed Term, Notice Account accounts with interest rates ranging from 3.00% to 4.70% (AER).
See Other Comparisons:Barclays vs AIB (Allied Irish Bank)
Barclays vs Unity Trust
Barclays vs United Trust Bank
Barclays vs HSBC Kinetic
Barclays vs CardOneMoney
For other business bank accounts see our guide here.