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Barclays VS Anna: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Barclays or Anna better for your small business?



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Below we look at both Barclays and Anna reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Barclays Homepage
Barclays Homepage


Anna Homepage
Anna Homepage
 

Barclays vs Anna Trustpilot Reviews

BarclaysAnna
Trustpilot Review Score (out of 5)1.44.6
Percent 5-Star Reviews8%85%
Percent 1- Star Reviews86%8%
Total Number of Reviews9,8592,677
Sources:
https://www.trustpilot.com/review/www.barclays.co.uk
https://www.trustpilot.com/review/anna.money

Barclays vs Anna App Reviews

BarclaysAnna
iPhone Review Score (out of 5)4.84.5
Number of iPhone Reviews1,700,000846
Android Review Score (out of 5)4.83.9
Number of Android Reviews506,0001,300
Sources:
https://apps.apple.com/gb/app/barclays/id536248734
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275

Barclays vs Anna Account Fees & Charges

BarclaysAnna
Free Business Bank AccountYesYes
Free Business Account Term Length12 Months1 Month
Cheapest Monthly Account Fee£8.50£14.90
Most Expensive Monthly Account Fee£8.50£49.90
Electronic Payment Cost (in/out)Free (up to 500 per month; 35p after)20p
Cash Payments Cost (in/out)60p per £100/Free£1
Cheques (in/out)60p each/60p eachFree
CHAPS Payments Cost£15No
SEPA Payments Cost35pNo

Barclays vs Anna Business Savings Rates

BarclaysAnna
Types of Business Savings AccountsInstant access, Fixed-term Treasury Reserve AccountsNone
Lowest Savings Rate (AER)1.51%NA
Maximum Savings Rate (AER)1.96%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Barclays vs Anna Account Opening Times

BarclaysAnna
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Up to 7 Working Days3 minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Barclays vs Anna Features & Account Types

Barclays Account Types
Barclays Features & Account Types


Anna Account Types
Anna Features & Account Types


BarclaysAnna
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYes, via BarclaycardYes
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Barclays vs Anna Customer Support Options

BarclaysAnna
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Barclays vs Anna Foreign Currency Accounts

BarclaysAnna
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Chinese Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Hong Kong Dollar (HKD)
  • Japanese Yen (JPY)
  • New Zealand Dollar (NZD)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Singapore Dollar (SGD)
  • South African Rand (ZAR)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)
  • UAE Dirham (AED)
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)

Other Business Services From Barclays and Anna

Barclays Account Types
Other Barclays Services


Anna Account Types
Other Anna Services


BarclaysAnna
Business LoansYesYes
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYes, via BarclaycardNo
Card MachinesYes, via BarclaycardNo
Free Accounting SoftwareYes, FreshBooksNo

Barclays vs Anna Banking Basics

BarclaysAnna
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number122702789333
WebsiteBarclays WebsiteAnna Website

Common Comparison Questions

Does Barclays or Anna have better customer reviews?

Barclays scores 1.4 out of 5 based 9,859 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of which 85% are 5-star and 8% are 1-star.

Does Barclays or Anna have a better App?

Barclays’s iPhone App is rated 4.8 out of 5 based on 1,700,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 506,000 reviews.

In comparison, Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

Does Barclays or Anna have better business savings rates?

Barclays offers the following types of business savings accounts: Instant access, Fixed-term Treasury Reserve Accounts with interest rates ranging from 1.51% to 1.96%. (AER)

In contrast, Anna offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Barclays vs Hampshire Trust Bank
Barclays vs Mettle
Barclays vs Monese
Barclays vs Saffron Building Society
Barclays vs OakNorth


For other business bank accounts see our guide here.

 



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