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Barclays VS Ampere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Barclays or Ampere better for your small business?



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Below we look at both Barclays and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Barclays Homepage
Barclays Homepage


Ampere Homepage
Ampere Homepage
 

Barclays vs Ampere Trustpilot Reviews

BarclaysAmpere
Trustpilot Review Score (out of 5)1.44.2
Percent 5-Star Reviews8%74%
Percent 1- Star Reviews86%18%
Total Number of Reviews9,85950
Sources:
https://www.trustpilot.com/review/www.barclays.co.uk
https://www.trustpilot.com/review/ampere.co.uk

Barclays vs Ampere App Reviews

BarclaysAmpere
iPhone Review Score (out of 5)4.84.8
Number of iPhone Reviews1,700,00030
Android Review Score (out of 5)4.84.7
Number of Android Reviews506,000953
Sources:
https://apps.apple.com/gb/app/barclays/id536248734
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835

Barclays vs Ampere Account Fees & Charges

BarclaysAmpere
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account Fee£8.50£20.00
Most Expensive Monthly Account Fee£8.50£20.00
Electronic Payment Cost (in/out)Free (up to 500 per month; 35p after)Free
Cash Payments Cost (in/out)60p per £100/FreeNA
Cheques (in/out)60p each/60p eachNA
CHAPS Payments Cost£15£25
SEPA Payments Cost35pFree

Barclays vs Ampere Business Savings Rates

BarclaysAmpere
Types of Business Savings AccountsInstant access, Fixed-term Treasury Reserve AccountsNone
Lowest Savings Rate (AER)1.51%NA
Maximum Savings Rate (AER)1.96%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesNo
 

Barclays vs Ampere Account Opening Times

BarclaysAmpere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Up to 7 Working DaysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Barclays vs Ampere Features & Account Types

Barclays Account Types
Barclays Features & Account Types


Ampere Account Types
Ampere Features & Account Types


BarclaysAmpere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYes, via BarclaycardNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Barclays vs Ampere Customer Support Options

BarclaysAmpere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Barclays vs Ampere Foreign Currency Accounts

BarclaysAmpere
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Chinese Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Hong Kong Dollar (HKD)
  • Japanese Yen (JPY)
  • New Zealand Dollar (NZD)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Singapore Dollar (SGD)
  • South African Rand (ZAR)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)
  • UAE Dirham (AED)
No

Other Business Services From Barclays and Ampere

Barclays Account Types
Other Barclays Services


Ampere Account Types
Other Ampere Services


BarclaysAmpere
Business LoansYesYes
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYes, via BarclaycardYes
Card MachinesYes, via BarclaycardYes
Free Accounting SoftwareYes, FreshBooksNo

Barclays vs Ampere Banking Basics

BarclaysAmpere
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number122702900594
WebsiteBarclays WebsiteAmpere Website

Common Comparison Questions

Does Barclays or Ampere have better customer reviews?

Barclays scores 1.4 out of 5 based 9,859 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.

Does Barclays or Ampere have a better App?

Barclays’s iPhone App is rated 4.8 out of 5 based on 1,700,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 506,000 reviews.

In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.

Does Barclays or Ampere have better business savings rates?

Barclays offers the following types of business savings accounts: Instant access, Fixed-term Treasury Reserve Accounts with interest rates ranging from 1.51% to 1.96%. (AER)

In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
HSBC vs Santander
HSBC vs Nationwide
HSBC vs Lloyds Bank
HSBC vs Tide
HSBC vs Virgin Money


For other business bank accounts see our guide here.

 



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