Merchant Machine

Barclays VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Barclays or Amaiz better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Barclays and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Barclays Homepage
Barclays Homepage


Amaiz Homepage
Amaiz Homepage
 

Barclays vs Amaiz Trustpilot Reviews

BarclaysAmaiz
Trustpilot Review Score (out of 5)1.44.1
Percent 5-Star Reviews8%68%
Percent 1- Star Reviews86%20%
Total Number of Reviews9,859168
Sources:
https://www.trustpilot.com/review/www.barclays.co.uk
https://www.trustpilot.com/review/amaiz.com

Barclays vs Amaiz App Reviews

BarclaysAmaiz
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews1,700,000No Reviews
Android Review Score (out of 5)4.8No Rating
Number of Android Reviews506,000No Reviews
Sources:
https://apps.apple.com/gb/app/barclays/id536248734
https://www.apple.com/uk/app-store/

Barclays vs Amaiz Account Fees & Charges

BarclaysAmaiz
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account Fee£8.50£49
Most Expensive Monthly Account Fee£8.50£99
Electronic Payment Cost (in/out)Free (up to 500 per month; 35p after)Free
Cash Payments Cost (in/out)60p per £100/FreeFree
Cheques (in/out)60p each/60p eachFree
CHAPS Payments Cost£15£15
SEPA Payments Cost35p£3

Barclays vs Amaiz Business Savings Rates

BarclaysAmaiz
Types of Business Savings AccountsInstant access, Fixed-term Treasury Reserve AccountsNone
Lowest Savings Rate (AER)1.51%NA
Maximum Savings Rate (AER)1.96%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Barclays vs Amaiz Account Opening Times

BarclaysAmaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Up to 7 Working DaysFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Barclays vs Amaiz Features & Account Types

Barclays Account Types
Barclays Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


BarclaysAmaiz
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYes, via BarclaycardNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Barclays vs Amaiz Customer Support Options

BarclaysAmaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

Barclays vs Amaiz Foreign Currency Accounts

BarclaysAmaiz
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Chinese Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Hong Kong Dollar (HKD)
  • Japanese Yen (JPY)
  • New Zealand Dollar (NZD)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Singapore Dollar (SGD)
  • South African Rand (ZAR)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)
  • UAE Dirham (AED)
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From Barclays and Amaiz

Barclays Account Types
Other Barclays Services


Amaiz Account Types
Other Amaiz Services


BarclaysAmaiz
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYes, via BarclaycardYes
Card MachinesYes, via BarclaycardNo
Free Accounting SoftwareYes, FreshBooksYes

Barclays vs Amaiz Banking Basics

BarclaysAmaiz
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number122702900857
WebsiteBarclays WebsiteAmaiz Website

Common Comparison Questions

Does Barclays or Amaiz have better customer reviews?

Barclays scores 1.4 out of 5 based 9,859 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does Barclays or Amaiz have a better App?

Barclays’s iPhone App is rated 4.8 out of 5 based on 1,700,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 506,000 reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Barclays or Amaiz have better business savings rates?

Barclays offers the following types of business savings accounts: Instant access, Fixed-term Treasury Reserve Accounts with interest rates ranging from 1.51% to 1.96%. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Barclays vs ICICI Bank UK
Barclays vs Intergiro
Barclays vs GoSolo
Barclays vs 3S Money
Barclays vs MultiPass


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224