Is Barclays or AIB (Allied Irish Bank) better for your small business?
Below we look at both Barclays and AIB (Allied Irish Bank) reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Barclays vs AIB (Allied Irish Bank) Trustpilot Reviews
| Barclays | AIB (Allied Irish Bank) | |
| Trustpilot Review Score (out of 5) | 1.4 | 2.8 |
| Percent 5-Star Reviews | 8% | 20% |
| Percent 1- Star Reviews | 86% | 70% |
| Total Number of Reviews | 9,859 | 10 |
https://www.trustpilot.com/review/www.barclays.co.uk
https://www.trustpilot.com/review/aibgb.co.uk
Barclays vs AIB (Allied Irish Bank) App Reviews
| Barclays | AIB (Allied Irish Bank) | |
| iPhone Review Score (out of 5) | 4.8 | 1.7 |
| Number of iPhone Reviews | 1,700,000 | 227 |
| Android Review Score (out of 5) | 4.8 | 1.9 |
| Number of Android Reviews | 506,000 | 21,400 |
https://apps.apple.com/gb/app/barclays/id536248734
https://apps.apple.com/gb/app/aib-mobile/id468042881
Barclays vs AIB (Allied Irish Bank) Account Fees & Charges
| Barclays | AIB (Allied Irish Bank) | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 12 Months | NA |
| Cheapest Monthly Account Fee | £8.50 | £10 |
| Most Expensive Monthly Account Fee | £8.50 | £10 |
| Electronic Payment Cost (in/out) | Free (up to 500 per month; 35p after) | 35p |
| Cash Payments Cost (in/out) | 60p per £100/Free | 65p per £100 |
| Cheques (in/out) | 60p each/60p each | 70p |
| CHAPS Payments Cost | £15 | £25 |
| SEPA Payments Cost | 35p | £20 |
Barclays vs AIB (Allied Irish Bank) Business Savings Rates
| Barclays | AIB (Allied Irish Bank) | |
| Types of Business Savings Accounts | Instant access, Fixed-term Treasury Reserve Accounts | Demand deposit account, Business fixed term deposit account, Currency deposit account |
| Lowest Savings Rate (AER) | 1.51% | 0.25% |
| Maximum Savings Rate (AER) | 1.96% | 3.02% |
| Minimum Savings Amount | £1 | £1 |
| Interest Paid On Foreign Currencies | Yes | Yes |
Barclays vs AIB (Allied Irish Bank) Account Opening Times
| Barclays | AIB (Allied Irish Bank) | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Up to 7 Working Days | 15 minutes |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Barclays vs AIB (Allied Irish Bank) Features & Account Types
| Barclays | AIB (Allied Irish Bank) | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes, via Barclaycard | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | UK-wide | Belfast, London and Dublin |
Barclays vs AIB (Allied Irish Bank) Customer Support Options
| Barclays | AIB (Allied Irish Bank) | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
Barclays vs AIB (Allied Irish Bank) Foreign Currency Accounts
| Barclays | AIB (Allied Irish Bank) | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
|
|
Other Business Services From Barclays and AIB (Allied Irish Bank)
| Barclays | AIB (Allied Irish Bank) | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | Yes | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes, via Barclaycard | Yes |
| Card Machines | Yes, via Barclaycard | Yes |
| Free Accounting Software | Yes, FreshBooks | No |
Barclays vs AIB (Allied Irish Bank) Banking Basics
| Barclays | AIB (Allied Irish Bank) | |
| Bank Type | High Street | High Street |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 122702 | 204793 |
| Website | Barclays Website | AIB (Allied Irish Bank) Website |
Common Comparison Questions
Does Barclays or AIB (Allied Irish Bank) have better customer reviews?
Barclays scores 1.4 out of 5 based 9,859 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.
Whereas, AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of which 20% are 5-star and 70% are 1-star.
Does Barclays or AIB (Allied Irish Bank) have a better App?
Barclays’s iPhone App is rated 4.8 out of 5 based on 1,700,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 506,000 reviews.
In comparison, AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.
Does Barclays or AIB (Allied Irish Bank) have better business savings rates?
Barclays offers the following types of business savings accounts: Instant access, Fixed-term Treasury Reserve Accounts with interest rates ranging from 1.51% to 1.96%. (AER)
In contrast, AIB (Allied Irish Bank) offers Demand deposit account, Business fixed term deposit account, Currency deposit account accounts with interest rates ranging from 0.25% to 3.02% (AER).
See Other Comparisons:Barclays vs Unity Trust
Barclays vs United Trust Bank
Barclays vs HSBC Kinetic
Barclays vs CardOneMoney
Barclays vs Fair Everywhere
For other business bank accounts see our guide here.