Bank of Scotland VS Intergiro: Business Banking Review & Fee Comparison

Is Bank of Scotland or Intergiro better for your small business?

Below we look at both Bank of Scotland and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Bank of Scotland vs Intergiro Trustpilot Reviews

	Bank of Scotland	Intergiro
Trustpilot Review Score (out of 5)	1.6	3.4
Percent 5-Star Reviews	12%	77%
Percent 1- Star Reviews	80%	15%
Total Number of Reviews	649	171

Sources:
https://www.trustpilot.com/review/www.bankofscotland.co.uk
https://www.trustpilot.com/review/intergiro.com

Bank of Scotland vs Intergiro App Reviews

	Bank of Scotland	Intergiro
iPhone Review Score (out of 5)	4.8	5
Number of iPhone Reviews	269,400	4
Android Review Score (out of 5)	4.5	No Rating
Number of Android Reviews	44,100	No Reviews

Sources:
https://apps.apple.com/gb/app/bank-of-scotland-mobile-bank/id485728109
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Bank of Scotland vs Intergiro Account Fees & Charges

	Bank of Scotland	Intergiro
Free Business Bank Account	Yes	No
Free Business Account Term Length	12 Months	NA
Cheapest Monthly Account Fee	£8.50	£2.99
Most Expensive Monthly Account Fee	£8.50	£15
Electronic Payment Cost (in/out)	Free / 20p	25p
Cash Payments Cost (in/out)	£85p / £1.50 per £100	70p per £100
Cheques (in/out)	85p per cheque	£1
CHAPS Payments Cost	£30	£25
SEPA Payments Cost	£5	€1

Bank of Scotland vs Intergiro Business Savings Rates

	Bank of Scotland	Intergiro
Types of Business Savings Accounts	Fixed Term Deposit, Notice Accounts, Instant Access Account	None
Lowest Savings Rate (AER)	1.31%	NA
Maximum Savings Rate (AER)	4.37%	NA
Minimum Savings Amount	£1	NA
Interest Paid On Foreign Currencies	Yes	Yes

Bank of Scotland vs Intergiro Account Opening Times

	Bank of Scotland	Intergiro
Can You Apply Online?	Yes	Yes
How Long Does Opening An Account Typically Take?	7 Working days	5 to 10 Working days
Do They Check Your Credit?	Yes	No
Current Account Switch Service	Yes	No

Bank of Scotland vs Intergiro Features & Account Types

	Bank of Scotland	Intergiro
Business Current Account	Yes	Yes
Business Savings Account	Yes	No
Business Credit Card	Yes	No
Business Overdraft	Yes	No
Accounts For Startups	Yes	No
Accounts For Charities	Yes	No
Accounts For Sole Traders	Yes	Yes
Joint Business Accounts Available	Yes	No
Card Type	Visa	Mastercard
Online Banking	Yes	Yes
Mobile Banking	Yes	Yes
In Person/Branch Banking	Yes	No
Branch Locations	Scotland only	None, online only

Bank of Scotland vs Intergiro Customer Support Options

	Bank of Scotland	Intergiro
Phone Support Available	Yes	No
Email Support Available	Yes	Yes
App Based Support	Yes	Yes
Web Based Support	Yes	Yes
In person Customer Support	Yes	No

Bank of Scotland vs Intergiro Foreign Currency Accounts

	Bank of Scotland	Intergiro
US Dollar (USD) Bank Accounts	Yes	Yes
Euro (EUR) Bank Accounts	Yes	Yes
Other Currencies Available:	Swiss Franc (CHF) Australian Dollar (AUD) Canadian Dollar (CAD) New Zealand Dollar (NZD) Hong Kong Dollar (HKD) Singapore Dollar (SGD) Japanese Yen (JPY) Chinese Yuan (CNY)	AED – United Arab Emirates dirham AUD – Australian dollar BGN – Bulgarian lev CAD – Canadian dollar CHF – Swiss franc CNY – Chinese yuan CZK – Czech koruna DKK – Danish krone GBP – British pound sterling HKD – Hong Kong dollar HRK – Croatian kuna HUF – Hungarian forint ILS – Israeli new shekel INR – Indian rupee ISK – Icelandic króna JPY – Japanese yen KRW – South Korean won KWD – Kuwaiti dinar KZT – Kazakh tenge MXN – Mexican peso MYR – Malaysian ringgit NOK – Norwegian krone NZD – New Zealand dollar PHP – Philippine peso PLN – Polish zloty RON – Romanian leu RUB – Russian ruble SEK – Swedish krona SGD – Singapore dollar THB – Thai baht TRY – Turkish lira

Other Business Services From Bank of Scotland and Intergiro

	Bank of Scotland	Intergiro
Business Loans	Yes	No
Commercial Mortgages	Yes	No
Invoice Financing	Yes	No
International Payments	Yes	Yes
Merchant Payment Services	Yes	Yes
Card Machines	Yes	No
Free Accounting Software	Yes	No

Bank of Scotland vs Intergiro Banking Basics

	Bank of Scotland	Intergiro
Bank Type	High Street	Challenger
FSCS Protection	Yes, up to £85,000	No
FCA Number	169628	900945
Website	Bank of Scotland Website	Intergiro Website

Common Comparison Questions

Does Bank of Scotland or Intergiro have better customer reviews?

Bank of Scotland scores 1.6 out of 5 based 649 Trustpilot reviews. Of these reviews 12% are 5-star and 80% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Bank of Scotland or Intergiro have a better App?

Bank of Scotland’s iPhone App is rated 4.8 out of 5 based on 269,400 reviews. And it’s Android App is rated 4.5 out of 5 based on 44,100 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Bank of Scotland or Intergiro have better business savings rates?

Bank of Scotland offers the following types of business savings accounts: Fixed Term Deposit, Notice Accounts, Instant Access Account with interest rates ranging from 1.31% to 4.37%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Bank of Scotland vs GoSolo
Bank of Scotland vs 3S Money
Bank of Scotland vs MultiPass
Bank of Scotland vs Reliance Bank
Bank of Scotland vs SumUp Business Account


For other business bank accounts see our guide here.