Top 10 Cashless Countries in Europe In 2020

Which countries are leading the cash-free future in Europe? Have a look at this 2020 guide into card usage, atms and other cashless payment options.

The Data

Countries	Share of contactless payment transactions at POS (points of sale) in selected countries in Europe in 2018* (%)	ATMs per 100,000 adults, 2018	How many people would go Completely Cashless (%)	Digital Competitiveness Ranking/Digital Readiness	Debit card ownership rate in European countries	TOTAL INDEX
Netherlands	51	41	23%	6	99%	9.4
Poland	83	71	40%	33	79%	8.92
Czech Republic	93	57	36%	37	75%	8.61
Hungary	82	61	44%	43	69%	8.45
Spain	57	106	37%	28	85%	7.91
Italy	50	91	41%	41	85%	7.65
Belgium	4	87	33%	25	94%	7.09
United Kingdom	46	116	21%	15	91%	6.9
Germany	14	118	30%	17	91%	6.82
France	25	98	30%	24	85%	6.78
Luxembourg	23	117	28%	21	90%	6.59
Austria	50	169	27%	20	90%	6.32
Romania	70	77	38%	46	49%	6.2
Bulgaria	49	93		45	69%	4.44
Portugal	3	166		34	83%	3.26