The UK card reader price and fee comparison calculator below can help you find the cheapest card machine for your small business.

Card machine finder

Find the cheapest card machine for your business

Tell us how much you take in card payments and your typical sale. We’ll compare the leading UK providers on real first-year costs and point you to the right machine.

Average order value

Your typical transaction size. This matters because some providers add a few pence per transaction.

Monthly card turnover

£3,000per month in card payments

Drag to set how much you take on cards each month.

Do you need a built-in receipt printer?

“Yes” only keeps machines with a printer built into the device.

How would you like to pay for the machine?

“Either” picks whichever is cheapest over the first year.

Which fee models do you want to compare?

“Flat-rate” = one simple, predictable rate or fee for every card type (e.g. Square, SumUp, PayPal, Dojo). “Variable / blended” = the rate changes by card type, such as consumer vs business or UK vs international (e.g. Tide, myPOS, Revolut, Tyl).

Tailored pricing

Processing over £100k a year? Get a custom quote

Above roughly £8,333 a month, providers offer bespoke (often blended) rates that beat standard published pricing. Pop your details in below and we’ll get you a tailored quote.

How we calculate: First-year cost = machine cost (one-off, or 12 months’ rental) + any monthly plan/subscription fees × 12 + estimated transaction fees over a year (your monthly turnover × 12). Where a provider offers a pay-as-you-go and a subscription plan, we automatically use whichever is cheaper for you. All prices exclude VAT and reflect standard in-person consumer-card rates published at the time of writing; your actual rate can vary by card type. This tool is a guide, not a quote.

Note the calculator above compares rates from the following 10 card machine providers and is for illustrative purposes only. It does not take into account and special promo or discount rates. Please double check prices and fees on the companies’ website before purchasing.

For more on any of the companies above please see: