Is Wise or Revolut Business better for your small business?
Below we look at both Wise and Revolut Business reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Wise vs Revolut Business Trustpilot Reviews
Wise | Revolut Business | |
Trustpilot Review Score (out of 5) | 4.2 | 4.2 |
Percent 5-Star Reviews | 83% | 75% |
Percent 1- Star Reviews | 7% | 10% |
Total Number of Reviews | 207,506 | 148,162 |
https://www.trustpilot.com/review/wise.com
https://www.trustpilot.com/review/www.revolut.com
Wise vs Revolut Business App Reviews
Wise | Revolut Business | |
iPhone Review Score (out of 5) | 4.8 | 4.9 |
Number of iPhone Reviews | 85,400 | 26,200 |
Android Review Score (out of 5) | 4.8 | 4.6 |
Number of Android Reviews | 762,000 | 20,300 |
https://apps.apple.com/gb/app/wise/id612261027
https://apps.apple.com/gb/app/revolut-business/id1436969262
Wise vs Revolut Business Account Fees & Charges
Wise | Revolut Business | |
Free Business Bank Account | No | Yes |
Free Business Account Term Length | NA | No Limit |
Cheapest Monthly Account Fee | Free | £19 |
Most Expensive Monthly Account Fee | Free | £79 |
Electronic Payment Cost (in/out) | 0.42% | 1% + 20p |
Cash Payments Cost (in/out) | 2% / 1.75% | €1 |
Cheques (in/out) | Unknown | £8 |
CHAPS Payments Cost | £25 | £25 |
SEPA Payments Cost | No | 20p |
Wise vs Revolut Business Business Savings Rates
Wise | Revolut Business | |
Types of Business Savings Accounts | BlackRock ICS Sterling Government Liquidity Fund | Grow, Scale, Enterprise |
Lowest Savings Rate (AER) | 4.67% | 2% |
Maximum Savings Rate (AER) | 4.67% | 3% |
Minimum Savings Amount | £1 | No |
Interest Paid On Foreign Currencies | Yes | Yes |
Wise vs Revolut Business Account Opening Times
Wise | Revolut Business | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 2 Working days | 10 minutes |
Do They Check Your Credit? | No | No |
Current Account Switch Service | No | Yes |
Wise vs Revolut Business Features & Account Types


Wise | Revolut Business | |
Business Current Account | Yes | Yes |
Business Savings Account | No | Yes |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | Yes |
Card Type | Visa/Mastercard | Visa |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | None, online only | None, online only |
Wise vs Revolut Business Customer Support Options
Wise | Revolut Business | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Wise vs Revolut Business Foreign Currency Accounts
Wise | Revolut Business | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Wise and Revolut Business


Wise | Revolut Business | |
Business Loans | No | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | No | Yes |
Free Accounting Software | Yes | No |
Wise vs Revolut Business Banking Basics
Wise | Revolut Business | |
Bank Type | Challenger | Challenger |
FSCS Protection | No, unless money is held in assets | No |
FCA Number | 900507 | 900562 |
Website | Wise Website | Revolut Business Website |
Common Comparison Questions
Does Wise or Revolut Business have better customer reviews?
Wise scores 4.2 out of 5 based 207,506 Trustpilot reviews. Of these reviews 83% are 5-star and 7% are 1-star.
Whereas, Revolut Business scores 4.2 out of 5 based 148,162 Trustpilot reviews. Of which 75% are 5-star and 10% are 1-star.
Does Wise or Revolut Business have a better App?
Wise’s iPhone App is rated 4.8 out of 5 based on 85,400 reviews. And it’s Android App is rated 4.8 out of 5 based on 762,000 reviews.
In comparison, Revolut Business’s iPhone App is rated 4.9 out of 5 based on 26,200 reviews. And it’s Android App is rated 4.6 out of 5 based on 20,300 reviews.
Does Wise or Revolut Business have better business savings rates?
Wise offers the following types of business savings accounts: BlackRock ICS Sterling Government Liquidity Fund with interest rates ranging from 4.67% to 4.67%. (AER)
In contrast, Revolut Business offers Grow, Scale, Enterprise accounts with interest rates ranging from 2% to 3% (AER).
See Other Comparisons:Wise vs Danske Bank UK
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Wise vs Kent Reliance
Wise vs Cynergy Bank
Wise vs Zempler Bank (formerly Cashplus)
For other business bank accounts see our guide here.