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Wise VS Intergiro: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Wise or Intergiro better for your small business?



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Below we look at both Wise and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Wise Homepage
Wise Homepage


Intergiro Homepage
Intergiro Homepage
 

Wise vs Intergiro Trustpilot Reviews

WiseIntergiro
Trustpilot Review Score (out of 5)4.23.4
Percent 5-Star Reviews83%77%
Percent 1- Star Reviews7%15%
Total Number of Reviews207,506171
Sources:
https://www.trustpilot.com/review/wise.com
https://www.trustpilot.com/review/intergiro.com

Wise vs Intergiro App Reviews

WiseIntergiro
iPhone Review Score (out of 5)4.85
Number of iPhone Reviews85,4004
Android Review Score (out of 5)4.8No Rating
Number of Android Reviews762,000No Reviews
Sources:
https://apps.apple.com/gb/app/wise/id612261027
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Wise vs Intergiro Account Fees & Charges

WiseIntergiro
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£2.99
Most Expensive Monthly Account FeeFree£15
Electronic Payment Cost (in/out)0.42%25p
Cash Payments Cost (in/out)2% / 1.75%70p per £100
Cheques (in/out)Unknown£1
CHAPS Payments Cost£25£25
SEPA Payments CostNo€1

Wise vs Intergiro Business Savings Rates

WiseIntergiro
Types of Business Savings AccountsBlackRock ICS Sterling Government Liquidity FundNone
Lowest Savings Rate (AER)4.67%NA
Maximum Savings Rate (AER)4.67%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Wise vs Intergiro Account Opening Times

WiseIntergiro
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
2 Working days5 to 10 Working days
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoNo

Wise vs Intergiro Features & Account Types

Wise Account Types
Wise Features & Account Types


Intergiro Account Types
Intergiro Features & Account Types


WiseIntergiro
Business Current AccountYesYes
Business Savings AccountNoNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesNo
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoNo
Card TypeVisa/MastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsNone, online onlyNone, online only

Wise vs Intergiro Customer Support Options

WiseIntergiro
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Wise vs Intergiro Foreign Currency Accounts

WiseIntergiro
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • BRL – Brazilian real
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CZK – Czech koruna
  • DKK – Danish krone
  • EUR – Euro
  • GBP – British pound
  • HKD – Hong Kong dollar
  • HUF – Hungarian forint
  • IDR – Indonesian rupiah
  • INR – Indian rupee
  • JPY – Japanese yen
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PLN – Polish zÅ‚oty
  • RON – Romanian leu
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • AED – United Arab Emirates dirham
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • CZK – Czech koruna
  • DKK – Danish krone
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • HRK – Croatian kuna
  • HUF – Hungarian forint
  • ILS – Israeli new shekel
  • INR – Indian rupee
  • ISK – Icelandic króna
  • JPY – Japanese yen
  • KRW – South Korean won
  • KWD – Kuwaiti dinar
  • KZT – Kazakh tenge
  • MXN – Mexican peso
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RON – Romanian leu
  • RUB – Russian ruble
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • THB – Thai baht
  • TRY – Turkish lira

Other Business Services From Wise and Intergiro

Wise Account Types
Other Wise Services


Intergiro Account Types
Other Intergiro Services


WiseIntergiro
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoNo
Free Accounting SoftwareYesNo

Wise vs Intergiro Banking Basics

WiseIntergiro
Bank TypeChallengerChallenger
FSCS ProtectionNo, unless money is held in assetsNo
FCA Number900507900945
WebsiteWise WebsiteIntergiro Website

Common Comparison Questions

Does Wise or Intergiro have better customer reviews?

Wise scores 4.2 out of 5 based 207,506 Trustpilot reviews. Of these reviews 83% are 5-star and 7% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Wise or Intergiro have a better App?

Wise’s iPhone App is rated 4.8 out of 5 based on 85,400 reviews. And it’s Android App is rated 4.8 out of 5 based on 762,000 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Wise or Intergiro have better business savings rates?

Wise offers the following types of business savings accounts: BlackRock ICS Sterling Government Liquidity Fund with interest rates ranging from 4.67% to 4.67%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Wise vs GoSolo
Wise vs 3S Money
Wise vs MultiPass
Wise vs Reliance Bank
Wise vs SumUp Business Account


For other business bank accounts see our guide here.

 



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We do not provide merchant services nor can we recommend which solution is right for you and your business.
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