Wise VS Intergiro: Business Banking Review & Fee Comparison

Is Wise or Intergiro better for your small business?

Below we look at both Wise and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Wise vs Intergiro Trustpilot Reviews

	Wise	Intergiro
Trustpilot Review Score (out of 5)	4.2	3.4
Percent 5-Star Reviews	83%	77%
Percent 1- Star Reviews	7%	15%
Total Number of Reviews	207,506	171

Sources:
https://www.trustpilot.com/review/wise.com
https://www.trustpilot.com/review/intergiro.com

Wise vs Intergiro App Reviews

	Wise	Intergiro
iPhone Review Score (out of 5)	4.8	5
Number of iPhone Reviews	85,400	4
Android Review Score (out of 5)	4.8	No Rating
Number of Android Reviews	762,000	No Reviews

Sources:
https://apps.apple.com/gb/app/wise/id612261027
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Wise vs Intergiro Account Fees & Charges

	Wise	Intergiro
Free Business Bank Account	No	No
Free Business Account Term Length	NA	NA
Cheapest Monthly Account Fee	Free	£2.99
Most Expensive Monthly Account Fee	Free	£15
Electronic Payment Cost (in/out)	0.42%	25p
Cash Payments Cost (in/out)	2% / 1.75%	70p per £100
Cheques (in/out)	Unknown	£1
CHAPS Payments Cost	£25	£25
SEPA Payments Cost	No	€1

Wise vs Intergiro Business Savings Rates

	Wise	Intergiro
Types of Business Savings Accounts	BlackRock ICS Sterling Government Liquidity Fund	None
Lowest Savings Rate (AER)	4.67%	NA
Maximum Savings Rate (AER)	4.67%	NA
Minimum Savings Amount	£1	NA
Interest Paid On Foreign Currencies	Yes	Yes

Wise vs Intergiro Account Opening Times

	Wise	Intergiro
Can You Apply Online?	Yes	Yes
How Long Does Opening An Account Typically Take?	2 Working days	5 to 10 Working days
Do They Check Your Credit?	No	No
Current Account Switch Service	No	No

Wise vs Intergiro Features & Account Types

	Wise	Intergiro
Business Current Account	Yes	Yes
Business Savings Account	No	No
Business Credit Card	No	No
Business Overdraft	No	No
Accounts For Startups	Yes	No
Accounts For Charities	Yes	No
Accounts For Sole Traders	Yes	Yes
Joint Business Accounts Available	No	No
Card Type	Visa/Mastercard	Mastercard
Online Banking	Yes	Yes
Mobile Banking	Yes	Yes
In Person/Branch Banking	Yes	No
Branch Locations	None, online only	None, online only

Wise vs Intergiro Customer Support Options

	Wise	Intergiro
Phone Support Available	Yes	No
Email Support Available	Yes	Yes
App Based Support	Yes	Yes
Web Based Support	Yes	Yes
In person Customer Support	Yes	No

Wise vs Intergiro Foreign Currency Accounts

	Wise	Intergiro
US Dollar (USD) Bank Accounts	Yes	Yes
Euro (EUR) Bank Accounts	Yes	Yes
Other Currencies Available:	AUD – Australian dollar BGN – Bulgarian lev BRL – Brazilian real CAD – Canadian dollar CHF – Swiss franc CZK – Czech koruna DKK – Danish krone EUR – Euro GBP – British pound HKD – Hong Kong dollar HUF – Hungarian forint IDR – Indonesian rupiah INR – Indian rupee JPY – Japanese yen MYR – Malaysian ringgit NOK – Norwegian krone NZD – New Zealand dollar PLN – Polish złoty RON – Romanian leu SEK – Swedish krona SGD – Singapore dollar	AED – United Arab Emirates dirham AUD – Australian dollar BGN – Bulgarian lev CAD – Canadian dollar CHF – Swiss franc CNY – Chinese yuan CZK – Czech koruna DKK – Danish krone GBP – British pound sterling HKD – Hong Kong dollar HRK – Croatian kuna HUF – Hungarian forint ILS – Israeli new shekel INR – Indian rupee ISK – Icelandic króna JPY – Japanese yen KRW – South Korean won KWD – Kuwaiti dinar KZT – Kazakh tenge MXN – Mexican peso MYR – Malaysian ringgit NOK – Norwegian krone NZD – New Zealand dollar PHP – Philippine peso PLN – Polish zloty RON – Romanian leu RUB – Russian ruble SEK – Swedish krona SGD – Singapore dollar THB – Thai baht TRY – Turkish lira

Other Business Services From Wise and Intergiro

	Wise	Intergiro
Business Loans	No	No
Commercial Mortgages	No	No
Invoice Financing	No	No
International Payments	Yes	Yes
Merchant Payment Services	Yes	Yes
Card Machines	No	No
Free Accounting Software	Yes	No

Wise vs Intergiro Banking Basics

	Wise	Intergiro
Bank Type	Challenger	Challenger
FSCS Protection	No, unless money is held in assets	No
FCA Number	900507	900945
Website	Wise Website	Intergiro Website

Common Comparison Questions

Does Wise or Intergiro have better customer reviews?

Wise scores 4.2 out of 5 based 207,506 Trustpilot reviews. Of these reviews 83% are 5-star and 7% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Wise or Intergiro have a better App?

Wise’s iPhone App is rated 4.8 out of 5 based on 85,400 reviews. And it’s Android App is rated 4.8 out of 5 based on 762,000 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Wise or Intergiro have better business savings rates?

Wise offers the following types of business savings accounts: BlackRock ICS Sterling Government Liquidity Fund with interest rates ranging from 4.67% to 4.67%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Wise vs GoSolo
Wise vs 3S Money
Wise vs MultiPass
Wise vs Reliance Bank
Wise vs SumUp Business Account


For other business bank accounts see our guide here.