Is Wise or Ampere better for your small business?
Below we look at both Wise and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Wise vs Ampere Trustpilot Reviews
| Wise | Ampere | |
| Trustpilot Review Score (out of 5) | 4.2 | 4.2 |
| Percent 5-Star Reviews | 83% | 74% |
| Percent 1- Star Reviews | 7% | 18% |
| Total Number of Reviews | 207,506 | 50 |
https://www.trustpilot.com/review/wise.com
https://www.trustpilot.com/review/ampere.co.uk
Wise vs Ampere App Reviews
| Wise | Ampere | |
| iPhone Review Score (out of 5) | 4.8 | 4.8 |
| Number of iPhone Reviews | 85,400 | 30 |
| Android Review Score (out of 5) | 4.8 | 4.7 |
| Number of Android Reviews | 762,000 | 953 |
https://apps.apple.com/gb/app/wise/id612261027
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835
Wise vs Ampere Account Fees & Charges
| Wise | Ampere | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | Free | £20.00 |
| Most Expensive Monthly Account Fee | Free | £20.00 |
| Electronic Payment Cost (in/out) | 0.42% | Free |
| Cash Payments Cost (in/out) | 2% / 1.75% | NA |
| Cheques (in/out) | Unknown | NA |
| CHAPS Payments Cost | £25 | £25 |
| SEPA Payments Cost | No | Free |
Wise vs Ampere Business Savings Rates
| Wise | Ampere | |
| Types of Business Savings Accounts | BlackRock ICS Sterling Government Liquidity Fund | None |
| Lowest Savings Rate (AER) | 4.67% | NA |
| Maximum Savings Rate (AER) | 4.67% | NA |
| Minimum Savings Amount | £1 | NA |
| Interest Paid On Foreign Currencies | Yes | No |
Wise vs Ampere Account Opening Times
| Wise | Ampere | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 2 Working days | Undisclosed |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | No | No |
Wise vs Ampere Features & Account Types
| Wise | Ampere | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | No |
| Business Credit Card | No | No |
| Business Overdraft | No | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | No |
| Joint Business Accounts Available | No | No |
| Card Type | Visa/Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | No |
| Branch Locations | None, online only | None, online only |
Wise vs Ampere Customer Support Options
| Wise | Ampere | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Wise vs Ampere Foreign Currency Accounts
| Wise | Ampere | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From Wise and Ampere
| Wise | Ampere | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | No | Yes |
| Free Accounting Software | Yes | No |
Wise vs Ampere Banking Basics
| Wise | Ampere | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | No, unless money is held in assets | No |
| FCA Number | 900507 | 900594 |
| Website | Wise Website | Ampere Website |
Common Comparison Questions
Does Wise or Ampere have better customer reviews?
Wise scores 4.2 out of 5 based 207,506 Trustpilot reviews. Of these reviews 83% are 5-star and 7% are 1-star.
Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.
Does Wise or Ampere have a better App?
Wise’s iPhone App is rated 4.8 out of 5 based on 85,400 reviews. And it’s Android App is rated 4.8 out of 5 based on 762,000 reviews.
In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.
Does Wise or Ampere have better business savings rates?
Wise offers the following types of business savings accounts: BlackRock ICS Sterling Government Liquidity Fund with interest rates ranging from 4.67% to 4.67%. (AER)
In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Revolut Business vs Danske Bank UK
Revolut Business vs Ulster Bank
Revolut Business vs Kent Reliance
Revolut Business vs Cynergy Bank
Revolut Business vs Zempler Bank (formerly Cashplus)
For other business bank accounts see our guide here.