Is Wise or Amaiz better for your small business?
Below we look at both Wise and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Wise vs Amaiz Trustpilot Reviews
Wise | Amaiz | |
Trustpilot Review Score (out of 5) | 4.2 | 4.1 |
Percent 5-Star Reviews | 83% | 68% |
Percent 1- Star Reviews | 7% | 20% |
Total Number of Reviews | 207,506 | 168 |
https://www.trustpilot.com/review/wise.com
https://www.trustpilot.com/review/amaiz.com
Wise vs Amaiz App Reviews
Wise | Amaiz | |
iPhone Review Score (out of 5) | 4.8 | No Rating |
Number of iPhone Reviews | 85,400 | No Reviews |
Android Review Score (out of 5) | 4.8 | No Rating |
Number of Android Reviews | 762,000 | No Reviews |
https://apps.apple.com/gb/app/wise/id612261027
https://www.apple.com/uk/app-store/
Wise vs Amaiz Account Fees & Charges
Wise | Amaiz | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | Free | £49 |
Most Expensive Monthly Account Fee | Free | £99 |
Electronic Payment Cost (in/out) | 0.42% | Free |
Cash Payments Cost (in/out) | 2% / 1.75% | Free |
Cheques (in/out) | Unknown | Free |
CHAPS Payments Cost | £25 | £15 |
SEPA Payments Cost | No | £3 |
Wise vs Amaiz Business Savings Rates
Wise | Amaiz | |
Types of Business Savings Accounts | BlackRock ICS Sterling Government Liquidity Fund | None |
Lowest Savings Rate (AER) | 4.67% | NA |
Maximum Savings Rate (AER) | 4.67% | NA |
Minimum Savings Amount | £1 | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
Wise vs Amaiz Account Opening Times
Wise | Amaiz | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 2 Working days | Few minutes |
Do They Check Your Credit? | No | No |
Current Account Switch Service | No | Yes |
Wise vs Amaiz Features & Account Types


Wise | Amaiz | |
Business Current Account | Yes | Yes |
Business Savings Account | No | No |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | No |
Card Type | Visa/Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | None, online only | None, online only |
Wise vs Amaiz Customer Support Options
Wise | Amaiz | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Wise vs Amaiz Foreign Currency Accounts
Wise | Amaiz | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Wise and Amaiz


Wise | Amaiz | |
Business Loans | No | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | No | No |
Free Accounting Software | Yes | Yes |
Wise vs Amaiz Banking Basics
Wise | Amaiz | |
Bank Type | Challenger | Challenger |
FSCS Protection | No, unless money is held in assets | No |
FCA Number | 900507 | 900857 |
Website | Wise Website | Amaiz Website |
Common Comparison Questions
Does Wise or Amaiz have better customer reviews?
Wise scores 4.2 out of 5 based 207,506 Trustpilot reviews. Of these reviews 83% are 5-star and 7% are 1-star.
Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.
Does Wise or Amaiz have a better App?
Wise’s iPhone App is rated 4.8 out of 5 based on 85,400 reviews. And it’s Android App is rated 4.8 out of 5 based on 762,000 reviews.
In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Wise or Amaiz have better business savings rates?
Wise offers the following types of business savings accounts: BlackRock ICS Sterling Government Liquidity Fund with interest rates ranging from 4.67% to 4.67%. (AER)
In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Wise vs ICICI Bank UK
Wise vs Intergiro
Wise vs GoSolo
Wise vs 3S Money
Wise vs MultiPass
For other business bank accounts see our guide here.