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Virgin Money VS Dudley Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Virgin Money or Dudley Building Society better for your small business?



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Below we look at both Virgin Money and Dudley Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Virgin Money Homepage
Virgin Money Homepage


Dudley Building Society Homepage
Dudley Building Society Homepage
 

Virgin Money vs Dudley Building Society Trustpilot Reviews

Virgin MoneyDudley Building Society
Trustpilot Review Score (out of 5)1.43.1
Percent 5-Star Reviews5%25%
Percent 1- Star Reviews89%63%
Total Number of Reviews6,79924
Sources:
https://www.trustpilot.com/review/uk.virginmoney.com
https://www.trustpilot.com/review/www.dudleybuildingsociety.co.uk

Virgin Money vs Dudley Building Society App Reviews

Virgin MoneyDudley Building Society
iPhone Review Score (out of 5)4.6No Rating
Number of iPhone Reviews125,000No Reviews
Android Review Score (out of 5)4No Rating
Number of Android Reviews23,400No Reviews
Sources:
https://apps.apple.com/gb/app/virgin-money-mobile-banking/id1482269155
https://www.apple.com/uk/app-store/

Virgin Money vs Dudley Building Society Account Fees & Charges

Virgin MoneyDudley Building Society
Free Business Bank AccountYesNo
Free Business Account Term Length25 MonthsNA
Cheapest Monthly Account FeeNo£5
Most Expensive Monthly Account FeeNo£5
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)90p per £100£1 per £100
Cheques (in/out)30p per cheque£1
CHAPS Payments Cost£25£25
SEPA Payments Cost£2025p

Virgin Money vs Dudley Building Society Business Savings Rates

Virgin MoneyDudley Building Society
Types of Business Savings AccountsInstant access accounts, Notice accounts, Fixed term deposit accountsNotice account, Fixed Rate, Instant access
Lowest Savings Rate (AER)1.35%3.75%
Maximum Savings Rate (AER)5.15%4.90%
Minimum Savings Amount£1£1,000
Interest Paid On Foreign CurrenciesYesYes
 

Virgin Money vs Dudley Building Society Account Opening Times

Virgin MoneyDudley Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 47 Working daysUndisclosed
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Virgin Money vs Dudley Building Society Features & Account Types

Virgin Money Account Types
Virgin Money Features & Account Types


Dudley Building Society Account Types
Dudley Building Society Features & Account Types


Virgin MoneyDudley Building Society
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesYes
Branch LocationsNorthern England and Scotland onlyLocations around Dudley only

Virgin Money vs Dudley Building Society Customer Support Options

Virgin MoneyDudley Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesYes

Virgin Money vs Dudley Building Society Foreign Currency Accounts

Virgin MoneyDudley Building Society
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:No
  • CHF (Swiss Franc)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)
  • ZAR (South African Rand)
  • TRY (Turkish Lira)
  • INR (Indian Rupee)
  • BRL (Brazilian Real)
  • PHP (Philippine Peso)
  • MXN (Mexican Peso)
  • THB (Thai Baht)
  • MYR (Malaysian Ringgit)
  • TWD (New Taiwan Dollar)

Other Business Services From Virgin Money and Dudley Building Society

Virgin Money Account Types
Other Virgin Money Services


Dudley Building Society Account Types
Other Dudley Building Society Services


Virgin MoneyDudley Building Society
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareYesNo

Virgin Money vs Dudley Building Society Banking Basics

Virgin MoneyDudley Building Society
Bank TypeHigh StreetBuilding Society
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number121873161294
WebsiteVirgin Money WebsiteDudley Building Society Website

Common Comparison Questions

Does Virgin Money or Dudley Building Society have better customer reviews?

Virgin Money scores 1.4 out of 5 based 6,799 Trustpilot reviews. Of these reviews 5% are 5-star and 89% are 1-star.

Whereas, Dudley Building Society scores 3.1 out of 5 based 24 Trustpilot reviews. Of which 25% are 5-star and 63% are 1-star.

Does Virgin Money or Dudley Building Society have a better App?

Virgin Money’s iPhone App is rated 4.6 out of 5 based on 125,000 reviews. And it’s Android App is rated 4 out of 5 based on 23,400 reviews.

In comparison, Dudley Building Society’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Virgin Money or Dudley Building Society have better business savings rates?

Virgin Money offers the following types of business savings accounts: Instant access accounts, Notice accounts, Fixed term deposit accounts with interest rates ranging from 1.35% to 5.15%. (AER)

In contrast, Dudley Building Society offers Notice account, Fixed Rate, Instant access accounts with interest rates ranging from 3.75% to 4.90% (AER).

See Other Comparisons:
Virgin Money vs MyPOS
Virgin Money vs Ampere
Monzo vs Bank of Scotland
Monzo vs Metro Bank
Monzo vs TSB


For other business bank accounts see our guide here.

 



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