Is Unity Trust or United Trust Bank better for your small business?
Below we look at both Unity Trust and United Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Unity Trust vs United Trust Bank Trustpilot Reviews
| Unity Trust | United Trust Bank | |
| Trustpilot Review Score (out of 5) | 4 | 4.6 |
| Percent 5-Star Reviews | 61% | 78% |
| Percent 1- Star Reviews | 14% | 3% |
| Total Number of Reviews | 255 | 1,372 |
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/utbank.co.uk
Unity Trust vs United Trust Bank App Reviews
| Unity Trust | United Trust Bank | |
| iPhone Review Score (out of 5) | No Rating | 5 |
| Number of iPhone Reviews | No Reviews | 5 |
| Android Review Score (out of 5) | No Rating | No Rating |
| Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://apps.apple.com/us/app/united-trust-bank/id6444029400
Unity Trust vs United Trust Bank Account Fees & Charges
| Unity Trust | United Trust Bank | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | £6 | £12.50 |
| Most Expensive Monthly Account Fee | £6 | £25 |
| Electronic Payment Cost (in/out) | 14p | Free |
| Cash Payments Cost (in/out) | 50p per £100 | Free / £1.50 |
| Cheques (in/out) | 30p per item | Free / £2.50 |
| CHAPS Payments Cost | £28 | £25 |
| SEPA Payments Cost | 25p | No |
Unity Trust vs United Trust Bank Business Savings Rates
| Unity Trust | United Trust Bank | |
| Types of Business Savings Accounts | Instant Access, Fixed Term | Fixed Term Business Bonds, Notice Accounts, Tracker Accounts |
| Lowest Savings Rate (AER) | 2.77% | 3.75% |
| Maximum Savings Rate (AER) | 5.10% | 5.25% |
| Minimum Savings Amount | No | £5,000 |
| Interest Paid On Foreign Currencies | Yes | Yes |
Unity Trust vs United Trust Bank Account Opening Times
| Unity Trust | United Trust Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 7 Working days | 7 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Unity Trust vs United Trust Bank Features & Account Types
| Unity Trust | United Trust Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | No | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | No own branches but can use NatWest, RBS or Ulster Bank locations | London office only |
Unity Trust vs United Trust Bank Customer Support Options
| Unity Trust | United Trust Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | No | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Unity Trust vs United Trust Bank Foreign Currency Accounts
| Unity Trust | United Trust Bank | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
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Other Business Services From Unity Trust and United Trust Bank
| Unity Trust | United Trust Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | No | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Unity Trust vs United Trust Bank Banking Basics
| Unity Trust | United Trust Bank | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 204570 | 204463 |
| Website | Unity Trust Website | United Trust Bank Website |
Common Comparison Questions
Does Unity Trust or United Trust Bank have better customer reviews?
Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.
Whereas, United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of which 78% are 5-star and 3% are 1-star.
Does Unity Trust or United Trust Bank have a better App?
Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Unity Trust or United Trust Bank have better business savings rates?
Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)
In contrast, United Trust Bank offers Fixed Term Business Bonds, Notice Accounts, Tracker Accounts accounts with interest rates ranging from 3.75% to 5.25% (AER).
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For other business bank accounts see our guide here.