Is Unity Trust or SumUp Business Account better for your small business?
Below we look at both Unity Trust and SumUp Business Account reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Unity Trust vs SumUp Business Account Trustpilot Reviews
| Unity Trust | SumUp Business Account | |
| Trustpilot Review Score (out of 5) | 4 | 4.2 |
| Percent 5-Star Reviews | 61% | 64% |
| Percent 1- Star Reviews | 14% | 22% |
| Total Number of Reviews | 255 | 18,247 |
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/sumup.com
Unity Trust vs SumUp Business Account App Reviews
| Unity Trust | SumUp Business Account | |
| iPhone Review Score (out of 5) | No Rating | 4.8 |
| Number of iPhone Reviews | No Reviews | 12,400 |
| Android Review Score (out of 5) | No Rating | 4.7 |
| Number of Android Reviews | No Reviews | 84,500 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/sumup/id514879214
Unity Trust vs SumUp Business Account Account Fees & Charges
| Unity Trust | SumUp Business Account | |
| Free Business Bank Account | No | Yes |
| Free Business Account Term Length | NA | No Limit |
| Cheapest Monthly Account Fee | £6 | No |
| Most Expensive Monthly Account Fee | £6 | No |
| Electronic Payment Cost (in/out) | 14p | Free |
| Cash Payments Cost (in/out) | 50p per £100 | Free |
| Cheques (in/out) | 30p per item | Free |
| CHAPS Payments Cost | £28 | No |
| SEPA Payments Cost | 25p | No |
Unity Trust vs SumUp Business Account Business Savings Rates
| Unity Trust | SumUp Business Account | |
| Types of Business Savings Accounts | Instant Access, Fixed Term | None |
| Lowest Savings Rate (AER) | 2.77% | NA |
| Maximum Savings Rate (AER) | 5.10% | NA |
| Minimum Savings Amount | No | NA |
| Interest Paid On Foreign Currencies | Yes | No |
Unity Trust vs SumUp Business Account Account Opening Times
| Unity Trust | SumUp Business Account | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 7 Working days | 10 minutes |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | No |
Unity Trust vs SumUp Business Account Features & Account Types
| Unity Trust | SumUp Business Account | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | No | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | No |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | No | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | No own branches but can use NatWest, RBS or Ulster Bank locations | None, online only |
Unity Trust vs SumUp Business Account Customer Support Options
| Unity Trust | SumUp Business Account | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | No | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Unity Trust vs SumUp Business Account Foreign Currency Accounts
| Unity Trust | SumUp Business Account | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From Unity Trust and SumUp Business Account
| Unity Trust | SumUp Business Account | |
| Business Loans | Yes | No |
| Commercial Mortgages | Yes | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | No | Yes |
| Free Accounting Software | No | No |
Unity Trust vs SumUp Business Account Banking Basics
| Unity Trust | SumUp Business Account | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | 204570 | 900700 |
| Website | Unity Trust Website | SumUp Business Account Website |
Common Comparison Questions
Does Unity Trust or SumUp Business Account have better customer reviews?
Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.
Whereas, SumUp Business Account scores 4.2 out of 5 based 18,247 Trustpilot reviews. Of which 64% are 5-star and 22% are 1-star.
Does Unity Trust or SumUp Business Account have a better App?
Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, SumUp Business Account’s iPhone App is rated 4.8 out of 5 based on 12,400 reviews. And it’s Android App is rated 4.7 out of 5 based on 84,500 reviews.
Does Unity Trust or SumUp Business Account have better business savings rates?
Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)
In contrast, SumUp Business Account offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.